Mid Penn Bancorp [MPB] vs U.S. Bancorp [USB] Detailed Stock Comparison

Mid Penn Bancorp Inc.

NASDAQ
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U.S. Bancorp

NYSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Mid Penn Bancorp Inc. wins in 7 metrics, U.S. Bancorp wins in 12 metrics, with 0 ties. U.S. Bancorp appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Mid Penn Bancorp Inc. U.S. Bancorp Better
P/E Ratio (TTM) 13.11 11.92 U.S. Bancorp
Price-to-Book Ratio 0.95 1.51 Mid Penn Bancorp Inc.
Debt-to-Equity Ratio 0.08 1.21 Mid Penn Bancorp Inc.
PEG Ratio 0.79 0.82 Mid Penn Bancorp Inc.
Profit Margin (TTM) 25.06% 29.29% U.S. Bancorp
Operating Margin (TTM) 46.22% 37.84% Mid Penn Bancorp Inc.
EBITDA Margin (TTM) 46.22% 37.84% Mid Penn Bancorp Inc.
Return on Equity 7.66% 12.35% U.S. Bancorp
Return on Assets (TTM) 0.97% 1.14% U.S. Bancorp
Free Cash Flow (TTM) $71.80M $7.97B U.S. Bancorp
Dividend Yield 3.45% 3.82% U.S. Bancorp
1-Year Return 30.51% 37.10% U.S. Bancorp
Price-to-Sales Ratio (TTM) 3.77 3.32 U.S. Bancorp
Enterprise Value $730.72M $126.46B U.S. Bancorp
EV/Revenue Ratio 3.26 4.75 Mid Penn Bancorp Inc.
Revenue per Share (TTM) $10 $17 U.S. Bancorp
Earnings per Share (Diluted) $2.55 $4.77 U.S. Bancorp
Beta (Stock Volatility) 0.50 1.03 Mid Penn Bancorp Inc.
Short % of Float 2.75% 0.00% U.S. Bancorp

Mid Penn Bancorp Inc. vs U.S. Bancorp Stock Performance Analysis

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MPB
USB

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Mid Penn Bancorp Inc.-1.96%2.04%7.94%6.47%3.87%8.85%
U.S. Bancorp-1.95%4.41%8.79%12.96%7.60%7.16%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Mid Penn Bancorp Inc.30.51%41.98%28.07%119.62%290.21%45.35%
U.S. Bancorp37.10%76.20%7.67%43.37%140.67%88.43%

Performance & Financial Health Analysis: Mid Penn Bancorp Inc. vs U.S. Bancorp

MetricMPBUSB
Market Information
Market Cap i$863.56M$88.06B
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i176,8509,829,002
90 Day Avg. Volume i188,97310,401,007
Last Close$33.59$57.79
52 Week Range$26.17 - $35.22$42.55 - $61.19
% from 52W High-4.63%-5.56%
All-Time High$37.90 (Jan 15, 2018)$63.57 (Jan 10, 2022)
% from All-Time High-11.37%-9.09%
Growth Metrics
Quarterly Revenue Growth0.33%0.05%
Quarterly Earnings Growth0.47%0.14%
Financial Health
Profit Margin (TTM) i0.25%0.29%
Operating Margin (TTM) i0.46%0.38%
Return on Equity (TTM) i0.08%0.12%
Debt to Equity (MRQ) i0.081.21
Cash & Liquidity
Book Value per Share (MRQ)$35.32$37.54
Cash per Share (MRQ)$4.68$31.14
Operating Cash Flow (TTM) i$80.04M$6.04B
Levered Free Cash Flow (TTM) i$56.25M$7.19B
Dividends
Last 12-Month Dividend Yield i3.45%3.82%
Last 12-Month Dividend i$1.09$2.04

Valuation & Enterprise Metrics Analysis: Mid Penn Bancorp Inc. vs U.S. Bancorp

MetricMPB (Apr 24, 2026)USB (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i13.1111.92
Forward P/E i8.3510.09
PEG Ratio i0.790.82
Price to Sales (TTM) i3.773.32
Price to Book (MRQ) i0.951.51
Market Capitalization
Market Capitalization i$863.56M$88.06B
Enterprise Value i$730.72M$126.46B
Enterprise Value Metrics
Enterprise to Revenue i3.264.75
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.501.03
Book Value per Share (MRQ) i$35.32$37.54

Financial Statements Comparison: Mid Penn Bancorp Inc. vs U.S. Bancorp

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricMPB (2025)USB (2025)
Revenue/Sales i222.61M28.54B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i72.37M9.52B
Pre-Tax Income % of Revenue i32.5%33.3%
Income Tax i16.12M1.92B
Income Tax % of Revenue i7.2%6.7%
Net Income (Profit) i56.25M7.60B
Profit Margin i25.3%26.6%

Balance Sheet & Liquidity Metrics

MetricMPB (2025)USB (2025)
Cash & Equivalents i75.87M46.89B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i38.54M60.76B
Long-Term Debt % of Revenue i17.3%212.9%
Total Shareholders Equity i814.06M65.65B
Retained Earnings i219.69M80.91B
Retained Earnings % of Revenue i98.7%283.5%
Property, Plant & Equipment i17.54M1.51B

Cash Flow Statement Comparison

MetricMPB (2025)USB (2025)
Operating Cash Flow i81.51M6.04B
Operating Cash Flow % of Revenue i36.6%21.2%
Capital Expenditures i-7.88MN/A
Free Cash Flow i71.80M7.97B
FCF Margin i32.3%27.9%
Debt Repayment i-270.35M-9.05B
Common Stock Repurchase i-2.25M-489.00M

Short Interest & Institutional Ownership Analysis

MetricMPBUSB
Shares Short i653,43127,002
Short Ratio i4.300.00
Short % of Float i2.75%0.00%
Shares Outstanding i23.05M1.56B
Float Shares i19.94M1.55B
% Held by Insiders i16.85%0.14%
% Held by Institutions i48.31%83.55%
% Held by Public i34.84%16.31%

Dividend Analysis & Yield Comparison: Mid Penn Bancorp Inc. vs U.S. Bancorp

MetricMPBUSB
Last 12-Month Dividend i$1.09$2.04
Last 12-Month Dividend Yield i3.45%3.82%
3-Year Avg Annual Dividend i$0.90$1.98
3-Year Avg Dividend Yield i0.81%1.19%
3-Year Total Dividends i$2.69$5.95
Ex-Dividend DateFeb 06, 2026Dec 31, 2025