Northeast Bank [NBN] vs Pathward Financial [CASH] Detailed Stock Comparison

Northeast Bank

NASDAQ
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Pathward Financial Inc.

NASDAQ
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Northeast Bank wins in 9 metrics, Pathward Financial Inc. wins in 10 metrics, with 0 ties. Pathward Financial Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Northeast Bank Pathward Financial Inc. Better
P/E Ratio (TTM) 11.79 11.91 Northeast Bank
Price-to-Book Ratio 1.95 2.54 Northeast Bank
Debt-to-Equity Ratio 0.97 0.07 Pathward Financial Inc.
PEG Ratio -1.10 0.55 Pathward Financial Inc.
Profit Margin (TTM) 40.91% 24.31% Northeast Bank
Operating Margin (TTM) 60.11% 25.54% Northeast Bank
EBITDA Margin (TTM) 60.11% 25.54% Northeast Bank
Return on Equity 17.79% 23.57% Pathward Financial Inc.
Return on Assets (TTM) 1.93% 2.53% Pathward Financial Inc.
Free Cash Flow (TTM) $53.42M $236.59M Pathward Financial Inc.
Dividend Yield 0.04% 0.28% Pathward Financial Inc.
1-Year Return 56.29% 13.18% Northeast Bank
Price-to-Sales Ratio (TTM) 4.92 2.78 Pathward Financial Inc.
Enterprise Value $1.12B $1.85B Pathward Financial Inc.
EV/Revenue Ratio 5.26 2.36 Pathward Financial Inc.
Revenue per Share (TTM) $26 $34 Pathward Financial Inc.
Earnings per Share (Diluted) $10.38 $8.21 Northeast Bank
Beta (Stock Volatility) 0.59 0.74 Northeast Bank
Short % of Float 6.41% 10.89% Northeast Bank

Northeast Bank vs Pathward Financial Inc. Stock Performance Analysis

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NBN
CASH

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Northeast Bank-2.91%4.71%9.52%15.00%25.94%22.63%
Pathward Financial Inc.-2.54%2.04%2.67%-8.92%11.41%14.14%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Northeast Bank56.29%201.93%351.27%1,072.56%848.32%500.65%
Pathward Financial Inc.13.18%74.27%72.73%386.53%1,668.28%1,037.43%

Performance & Financial Health Analysis: Northeast Bank vs Pathward Financial Inc.

MetricNBNCASH
Market Information
Market Cap i$1.04B$1.96B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i104,918175,852
90 Day Avg. Volume i119,209230,397
Last Close$126.14$82.03
52 Week Range$80.45 - $142.31$65.87 - $101.26
% from 52W High-11.36%-18.99%
All-Time High$142.31 (Jun 15, 2026)$101.26 (Apr 17, 2026)
% from All-Time High-11.36%-18.99%
Growth Metrics
Quarterly Revenue Growth-0.03%0.04%
Quarterly Earnings Growth-0.08%0.17%
Financial Health
Profit Margin (TTM) i0.41%0.24%
Operating Margin (TTM) i0.60%0.26%
Return on Equity (TTM) i0.18%0.24%
Debt to Equity (MRQ) i0.970.07
Cash & Liquidity
Book Value per Share (MRQ)$62.65$38.55
Cash per Share (MRQ)$52.16$15.22
Operating Cash Flow (TTM) i$7.14M$630.66M
Levered Free Cash Flow (TTM) i$83.44M$185.18M
Dividends
Last 12-Month Dividend Yield i0.04%0.28%
Last 12-Month Dividend i$0.05$0.25

Valuation & Enterprise Metrics Analysis: Northeast Bank vs Pathward Financial Inc.

MetricNBN (Apr 24, 2026)CASH (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i11.7911.91
Forward P/E i8.8010.21
PEG Ratio i-1.100.55
Price to Sales (TTM) i4.922.78
Price to Book (MRQ) i1.952.54
Market Capitalization
Market Capitalization i$1.04B$1.96B
Enterprise Value i$1.12B$1.85B
Enterprise Value Metrics
Enterprise to Revenue i5.262.36
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.590.74
Book Value per Share (MRQ) i$62.65$38.55

Financial Statements Comparison: Northeast Bank vs Pathward Financial Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricNBN (2025)CASH (2025)
Revenue/Sales i204.27M673.63M
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i125.70M223.05M
Pre-Tax Income % of Revenue i61.5%33.1%
Income Tax i42.25M36.27M
Income Tax % of Revenue i20.7%5.4%
Net Income (Profit) i83.44M186.79M
Profit Margin i40.8%27.7%

Balance Sheet & Liquidity Metrics

MetricNBN (2025)CASH (2025)
Cash & Equivalents i413.62M120.57M
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i329.50M33.46M
Long-Term Debt % of Revenue i161.3%5.0%
Total Shareholders Equity i494.29M857.45M
Retained Earnings i387.04M359.83M
Retained Earnings % of Revenue i189.5%53.4%
Property, Plant & Equipment i22.68M279.25M

Cash Flow Statement Comparison

MetricNBN (2025)CASH (2025)
Operating Cash Flow i69.04M453.09M
Operating Cash Flow % of Revenue i33.8%67.3%
Capital Expenditures i-707,000-185.72M
Free Cash Flow i53.42M236.59M
FCF Margin i26.2%35.1%
Debt Repayment i-26.21MN/A
Common Stock Repurchase i0-163.05M

Short Interest & Institutional Ownership Analysis

MetricNBNCASH
Shares Short i496,9381.97M
Short Ratio i4.238.16
Short % of Float i6.41%10.89%
Shares Outstanding i8.56M22.17M
Float Shares i7.42M21.45M
% Held by Insiders i13.32%1.42%
% Held by Institutions i69.39%95.01%
% Held by Public i17.29%3.57%

Dividend Analysis & Yield Comparison: Northeast Bank vs Pathward Financial Inc.

MetricNBNCASH
Last 12-Month Dividend i$0.05$0.25
Last 12-Month Dividend Yield i0.04%0.28%
3-Year Avg Annual Dividend i$0.04$0.22
3-Year Avg Dividend Yield i0.02%0.08%
3-Year Total Dividends i$0.13$0.65
Ex-Dividend DateFeb 11, 2026Mar 12, 2026