Northeast Bank [NBN] vs OFG Bancorp [OFG] Detailed Stock Comparison
Northeast Bank
NASDAQ
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OFG Bancorp
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Northeast Bank wins in 9 metrics, OFG Bancorp wins in 9 metrics, with 0 ties. Both stocks appear equally matched on key metrics.
View Metrics Details
Vital Metrics Comparison
| Metric | Northeast Bank | OFG Bancorp | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 10.95 | 10.30 | OFG Bancorp |
| Price-to-Book Ratio | 1.90 | 1.47 | OFG Bancorp |
| Debt-to-Equity Ratio | 0.69 | 0.38 | OFG Bancorp |
| PEG Ratio | 9.15 | 1.87 | OFG Bancorp |
| Profit Margin (TTM) | 40.89% | 31.43% | Northeast Bank |
| Operating Margin (TTM) | 64.74% | 43.08% | Northeast Bank |
| EBITDA Margin (TTM) | 64.74% | 43.08% | Northeast Bank |
| Return on Equity | 19.16% | 15.20% | Northeast Bank |
| Return on Assets (TTM) | 2.25% | 1.66% | Northeast Bank |
| Free Cash Flow (TTM) | $53.42M | $210.79M | OFG Bancorp |
| Dividend Yield | 0.05% | 2.57% | OFG Bancorp |
| 1-Year Return | 57.65% | -2.42% | Northeast Bank |
| Price-to-Sales Ratio (TTM) | 4.64 | 3.14 | OFG Bancorp |
| Enterprise Value | $866.82M | $1.60B | OFG Bancorp |
| EV/Revenue Ratio | 4.25 | 2.58 | OFG Bancorp |
| Revenue per Share (TTM) | $25 | $14 | Northeast Bank |
| Earnings per Share (Diluted) | $10.08 | $4.25 | Northeast Bank |
| Beta (Stock Volatility) | 0.64 | 0.83 | Northeast Bank |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Northeast Bank vs OFG Bancorp Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Northeast Bank | -1.36% | -0.08% | 10.03% | 32.95% | 20.00% | 20.34% |
| OFG Bancorp | -0.73% | -1.69% | 2.30% | 7.55% | 6.71% | 4.81% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Northeast Bank | 57.65% | 191.09% | 520.91% | 901.36% | 800.65% | 391.74% |
| OFG Bancorp | -2.42% | 66.86% | 255.92% | 375.46% | 221.30% | 246.03% |
News Based Sentiment: Northeast Bank vs OFG Bancorp
Northeast Bank
News based Sentiment: MIXED
September brought strong revenue growth for Northeast Bank, but this was offset by mixed signals from institutional investors and technical indicators. While an analyst upgrade provided a boost, the overall picture is one of cautious optimism, requiring close monitoring of upcoming earnings and market trends.
OFG Bancorp
News based Sentiment: POSITIVE
September was a strong month for OFG Bancorp, driven by better-than-expected earnings and positive analyst revisions. While institutional investor activity was mixed, the overall narrative is positive, suggesting continued growth potential and investor confidence. The consistent dividend also adds to the stock's appeal.
Performance & Financial Health Analysis: Northeast Bank vs OFG Bancorp
| Metric | NBN | OFG |
|---|---|---|
| Market Information | ||
| Market Cap | $941.20M | $1.95B |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 63,570 | 192,680 |
| 90 Day Avg. Volume | 82,557 | 208,447 |
| Last Close | $108.65 | $43.28 |
| 52 Week Range | $68.89 - $112.00 | $33.15 - $47.66 |
| % from 52W High | -2.99% | -9.19% |
| All-Time High | $112.00 (Sep 05, 2025) | $47.66 (Nov 25, 2024) |
| % from All-Time High | -2.99% | -9.19% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.50% | -0.02% |
| Quarterly Earnings Growth | 0.67% | 0.01% |
| Financial Health | ||
| Profit Margin (TTM) | 0.41% | 0.31% |
| Operating Margin (TTM) | 0.65% | 0.43% |
| Return on Equity (TTM) | 0.19% | 0.15% |
| Debt to Equity (MRQ) | 0.69 | 0.38 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $57.98 | $29.83 |
| Cash per Share (MRQ) | $48.52 | $19.13 |
| Operating Cash Flow (TTM) | $69.04M | $215.43M |
| Levered Free Cash Flow (TTM) | $83.44M | $198.17M |
| Dividends | ||
| Last 12-Month Dividend Yield | 0.05% | 2.57% |
| Last 12-Month Dividend | $0.05 | $1.05 |
Valuation & Enterprise Metrics Analysis: Northeast Bank vs OFG Bancorp
| Metric | NBN | OFG |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 10.95 | 10.30 |
| Forward P/E | 9.15 | 11.08 |
| PEG Ratio | 9.15 | 1.87 |
| Price to Sales (TTM) | 4.64 | 3.14 |
| Price to Book (MRQ) | 1.90 | 1.47 |
| Market Capitalization | ||
| Market Capitalization | $941.20M | $1.95B |
| Enterprise Value | $866.82M | $1.60B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 4.25 | 2.58 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.64 | 0.83 |
| Book Value per Share (MRQ) | $57.98 | $29.83 |
Financial Statements Comparison: Northeast Bank vs OFG Bancorp
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | NBN | OFG |
|---|---|---|
| Revenue/Sales | $59.77M | $166.68M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $37.74M | $59.45M |
| Income Tax | $12.52M | $13.88M |
| Net Income (Profit) | $25.22M | $45.57M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | NBN | OFG |
|---|---|---|
| Cash & Equivalents | $413.62M | $235.00M |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $332.12M | $275.80M |
| Total Shareholders Equity | $494.29M | $1.30B |
| Retained Earnings | $387.04M | $802.02M |
| Property, Plant & Equipment | $22.68M | $122.24M |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | NBN | OFG |
|---|---|---|
| Operating Cash Flow | $54.07M | $44.63M |
| Capital Expenditures | $-152,000 | $-4.35M |
| Free Cash Flow | $49.04M | $78.72M |
| Debt Repayment | $-6.77M | N/A |
| Common Stock Repurchase | $3.67M | $-23.39M |
Short Interest & Institutional Ownership Analysis
| Metric | NBN | OFG |
|---|---|---|
| Shares Short | 261,934 | 532,890 |
| Short Ratio | 2.70 | 2.39 |
| Short % of Float | 0.03% | 0.02% |
| Average Daily Volume (10 Day) | 63,570 | 192,680 |
| Average Daily Volume (90 Day) | 82,557 | 208,447 |
| Shares Outstanding | 8.53M | 45.44M |
| Float Shares | 7.37M | 43.97M |
| % Held by Insiders | 0.14% | 0.01% |
| % Held by Institutions | 0.63% | 0.98% |
Dividend Analysis & Yield Comparison: Northeast Bank vs OFG Bancorp
| Metric | NBN | OFG |
|---|---|---|
| Last 12-Month Dividend | $0.05 | $1.05 |
| Last 12-Month Dividend Yield | 0.05% | 2.57% |
| 3-Year Avg Annual Dividend | $0.04 | $0.91 |
| 3-Year Avg Dividend Yield | 0.02% | 0.71% |
| 3-Year Total Dividends | $0.13 | $2.73 |
| Ex-Dividend Date | Sep 25, 2025 | Mar 31, 2025 |