Northeast Bank [NBN] vs OFG Bancorp [OFG] Detailed Stock Comparison

Northeast Bank

NASDAQ
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OFG Bancorp

NYSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Northeast Bank wins in 8 metrics, OFG Bancorp wins in 10 metrics, with 0 ties. OFG Bancorp appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Northeast Bank OFG Bancorp Better
P/E Ratio (TTM) 11.79 9.24 OFG Bancorp
Price-to-Book Ratio 1.95 1.39 OFG Bancorp
Debt-to-Equity Ratio 0.97 0.42 OFG Bancorp
PEG Ratio -1.10 0.56 OFG Bancorp
Profit Margin (TTM) 40.91% 33.64% Northeast Bank
Operating Margin (TTM) 60.11% 42.01% Northeast Bank
EBITDA Margin (TTM) 60.11% 42.01% Northeast Bank
Return on Equity 17.79% 16.04% Northeast Bank
Return on Assets (TTM) 1.93% 1.80% Northeast Bank
Free Cash Flow (TTM) $53.42M $199.34M OFG Bancorp
Dividend Yield 0.04% 2.57% OFG Bancorp
1-Year Return 56.29% 17.22% Northeast Bank
Price-to-Sales Ratio (TTM) 4.92 3.05 OFG Bancorp
Enterprise Value $1.12B $1.86B OFG Bancorp
EV/Revenue Ratio 5.26 2.92 OFG Bancorp
Revenue per Share (TTM) $26 $14 Northeast Bank
Earnings per Share (Diluted) $10.38 $4.84 Northeast Bank
Beta (Stock Volatility) 0.59 N/A N/A
Short % of Float 6.41% 3.73% OFG Bancorp

Northeast Bank vs OFG Bancorp Stock Performance Analysis

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NBN
OFG

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Northeast Bank-2.91%4.71%9.52%15.00%25.94%22.63%
OFG Bancorp-0.92%2.56%8.30%21.20%12.74%16.09%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Northeast Bank56.29%201.93%351.27%1,072.56%848.32%500.65%
OFG Bancorp17.22%79.06%122.40%472.82%295.23%282.34%

Performance & Financial Health Analysis: Northeast Bank vs OFG Bancorp

MetricNBNOFG
Market Information
Market Cap i$1.04B$1.99B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i104,918264,900
90 Day Avg. Volume i119,209348,273
Last Close$126.14$47.62
52 Week Range$80.45 - $142.31$35.71 - $48.56
% from 52W High-11.36%-1.93%
All-Time High$142.31 (Jun 15, 2026)$48.56 (Jun 15, 2026)
% from All-Time High-11.36%-1.94%
Growth Metrics
Quarterly Revenue Growth-0.03%0.07%
Quarterly Earnings Growth-0.08%0.18%
Financial Health
Profit Margin (TTM) i0.41%0.34%
Operating Margin (TTM) i0.60%0.42%
Return on Equity (TTM) i0.18%0.16%
Debt to Equity (MRQ) i0.970.42
Cash & Liquidity
Book Value per Share (MRQ)$62.65$32.13
Cash per Share (MRQ)$52.16$14.88
Operating Cash Flow (TTM) i$7.14M$62.78M
Levered Free Cash Flow (TTM) i$83.44M$205.10M
Dividends
Last 12-Month Dividend Yield i0.04%2.57%
Last 12-Month Dividend i$0.05$1.05

Valuation & Enterprise Metrics Analysis: Northeast Bank vs OFG Bancorp

MetricNBN (Apr 24, 2026)OFG (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i11.799.24
Forward P/E i8.809.59
PEG Ratio i-1.100.56
Price to Sales (TTM) i4.923.05
Price to Book (MRQ) i1.951.39
Market Capitalization
Market Capitalization i$1.04B$1.99B
Enterprise Value i$1.12B$1.86B
Enterprise Value Metrics
Enterprise to Revenue i5.262.92
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.59N/A
Book Value per Share (MRQ) i$62.65$32.13

Financial Statements Comparison: Northeast Bank vs OFG Bancorp

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricNBN (2025)OFG (2025)
Revenue/Sales i204.27M675.22M
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i125.70M234.12M
Pre-Tax Income % of Revenue i61.5%34.7%
Income Tax i42.25M29.01M
Income Tax % of Revenue i20.7%4.3%
Net Income (Profit) i83.44M205.10M
Profit Margin i40.8%30.4%

Balance Sheet & Liquidity Metrics

MetricNBN (2025)OFG (2025)
Cash & Equivalents i413.62M1.04B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i329.50M423.17M
Long-Term Debt % of Revenue i161.3%62.7%
Total Shareholders Equity i494.29M1.39B
Retained Earnings i387.04M904.63M
Retained Earnings % of Revenue i189.5%134.0%
Property, Plant & Equipment i22.68M21.26M

Cash Flow Statement Comparison

MetricNBN (2025)OFG (2025)
Operating Cash Flow i69.04M62.78M
Operating Cash Flow % of Revenue i33.8%9.3%
Capital Expenditures i-707,000-16.96M
Free Cash Flow i53.42M199.34M
FCF Margin i26.2%29.5%
Debt Repayment i-26.21MN/A
Common Stock Repurchase i0-91.60M

Short Interest & Institutional Ownership Analysis

MetricNBNOFG
Shares Short i496,9381.09M
Short Ratio i4.232.60
Short % of Float i6.41%3.73%
Shares Outstanding i8.56M43.26M
Float Shares i7.42M42.30M
% Held by Insiders i13.32%1.13%
% Held by Institutions i69.39%99.69%
% Held by Public i17.29%-0.82%

Dividend Analysis & Yield Comparison: Northeast Bank vs OFG Bancorp

MetricNBNOFG
Last 12-Month Dividend i$0.05$1.05
Last 12-Month Dividend Yield i0.04%2.57%
3-Year Avg Annual Dividend i$0.04$0.91
3-Year Avg Dividend Yield i0.02%0.71%
3-Year Total Dividends i$0.13$2.73
Ex-Dividend DateFeb 11, 2026Mar 31, 2025