Bank OZK [OZK] vs SouthState [SSB] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: Bank OZK wins in 13 metrics, SouthState Corporation wins in 6 metrics, with 0 ties. Bank OZK appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Bank OZK | SouthState Corporation | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 7.67 | 12.53 | Bank OZK |
| Price-to-Book Ratio | 0.90 | 1.08 | Bank OZK |
| Debt-to-Equity Ratio | 0.10 | 0.26 | Bank OZK |
| PEG Ratio | 7.37 | 0.40 | SouthState Corporation |
| Profit Margin (TTM) | 46.00% | 31.25% | Bank OZK |
| Operating Margin (TTM) | 58.56% | 51.08% | Bank OZK |
| EBITDA Margin (TTM) | 58.56% | 51.08% | Bank OZK |
| Return on Equity | 12.09% | 10.69% | Bank OZK |
| Return on Assets (TTM) | 1.81% | 1.41% | Bank OZK |
| Free Cash Flow (TTM) | $731.73M | $230.59M | Bank OZK |
| Dividend Yield | 4.68% | 2.17% | Bank OZK |
| 1-Year Return | 9.16% | 7.92% | Bank OZK |
| Price-to-Sales Ratio (TTM) | 3.41 | 3.88 | Bank OZK |
| Enterprise Value | $3.50B | $8.87B | SouthState Corporation |
| EV/Revenue Ratio | 2.25 | 3.47 | Bank OZK |
| Revenue per Share (TTM) | $14 | $25 | SouthState Corporation |
| Earnings per Share (Diluted) | $6.18 | $7.87 | SouthState Corporation |
| Beta (Stock Volatility) | 0.92 | 0.75 | SouthState Corporation |
| Short % of Float | 15.08% | 2.43% | SouthState Corporation |
Bank OZK vs SouthState Corporation Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Bank OZK | 3.14% | -0.91% | -0.40% | 1.21% | 2.27% | 1.42% |
| SouthState Corporation | 2.91% | -2.82% | -4.40% | -6.45% | 0.61% | -2.13% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Bank OZK | 9.16% | 25.85% | 9.70% | 25.17% | 306.98% | 488.69% |
| SouthState Corporation | 7.92% | 40.54% | 5.57% | 32.59% | 229.91% | 185.82% |
Performance & Financial Health Analysis: Bank OZK vs SouthState Corporation
| Metric | OZK | SSB |
|---|---|---|
| Market Information | ||
| Market Cap | $5.43B | $9.86B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 1,143,676 | 888,466 |
| 90 Day Avg. Volume | 1,290,472 | 875,845 |
| Last Close | $49.21 | $94.90 |
| 52 Week Range | $42.37 - $53.66 | $84.48 - $108.46 |
| % from 52W High | -8.29% | -12.50% |
| All-Time High | $56.86 (Feb 27, 2017) | $114.27 (Nov 25, 2024) |
| % from All-Time High | -13.45% | -16.95% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.04% | 0.52% |
| Quarterly Earnings Growth | -0.03% | 0.72% |
| Financial Health | ||
| Profit Margin (TTM) | 0.46% | 0.31% |
| Operating Margin (TTM) | 0.59% | 0.51% |
| Return on Equity (TTM) | 0.12% | 0.11% |
| Debt to Equity (MRQ) | 0.10 | 0.26 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $52.46 | $91.38 |
| Cash per Share (MRQ) | $25.67 | $32.67 |
| Operating Cash Flow (TTM) | $837.73M | $300.85M |
| Levered Free Cash Flow (TTM) | $699.29M | $798.67M |
| Dividends | ||
| Last 12-Month Dividend Yield | 4.68% | 2.17% |
| Last 12-Month Dividend | $2.20 | $2.34 |
Valuation & Enterprise Metrics Analysis: Bank OZK vs SouthState Corporation
| Metric | OZK (Apr 24, 2026) | SSB (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 7.67 | 12.53 |
| Forward P/E | 7.37 | 9.27 |
| PEG Ratio | 7.37 | 0.40 |
| Price to Sales (TTM) | 3.41 | 3.88 |
| Price to Book (MRQ) | 0.90 | 1.08 |
| Market Capitalization | ||
| Market Capitalization | $5.43B | $9.86B |
| Enterprise Value | $3.50B | $8.87B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 2.25 | 3.47 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.92 | 0.75 |
| Book Value per Share (MRQ) | $52.46 | $91.38 |
Financial Statements Comparison: Bank OZK vs SouthState Corporation
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | OZK (2025) | SSB (2025) |
|---|---|---|
| Revenue/Sales | 1.73B | 2.62B |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | 934.27M | 1.04B |
| Pre-Tax Income % of Revenue | 54.1% | 39.7% |
| Income Tax | 218.81M | 241.54M |
| Income Tax % of Revenue | 12.7% | 9.2% |
| Net Income (Profit) | 715.46M | 798.67M |
| Profit Margin | 41.4% | 30.5% |
Balance Sheet & Liquidity Metrics
| Metric | OZK (2025) | SSB (2025) |
|---|---|---|
| Cash & Equivalents | 2.83B | 885.56M |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | 463.58M | 686.23M |
| Long-Term Debt % of Revenue | 26.8% | 26.2% |
| Total Shareholders Equity | 6.13B | 9.06B |
| Retained Earnings | 4.32B | 2.61B |
| Retained Earnings % of Revenue | 249.9% | 99.9% |
| Property, Plant & Equipment | 415.23M | 516.00M |
Cash Flow Statement Comparison
| Metric | OZK (2025) | SSB (2025) |
|---|---|---|
| Operating Cash Flow | 669.41M | 506.84M |
| Operating Cash Flow % of Revenue | 38.7% | 19.4% |
| Capital Expenditures | -106.00M | -69.26M |
| Free Cash Flow | 731.73M | 230.59M |
| FCF Margin | 42.3% | 8.8% |
| Debt Repayment | N/A | -1.11B |
| Common Stock Repurchase | -151.35M | -235.82M |
Short Interest & Institutional Ownership Analysis
| Metric | OZK | SSB |
|---|---|---|
| Shares Short | 15.46M | 2.15M |
| Short Ratio | 11.23 | 2.44 |
| Short % of Float | 15.08% | 2.43% |
| Shares Outstanding | 110.38M | 99.14M |
| Float Shares | 102.48M | 96.62M |
| % Held by Insiders | 6.73% | 1.26% |
| % Held by Institutions | 98.00% | 85.27% |
| % Held by Public | -4.73% | 13.47% |
Dividend Analysis & Yield Comparison: Bank OZK vs SouthState Corporation
| Metric | OZK | SSB |
|---|---|---|
| Last 12-Month Dividend | $2.20 | $2.34 |
| Last 12-Month Dividend Yield | 4.68% | 2.17% |
| 3-Year Avg Annual Dividend | $1.73 | $2.18 |
| 3-Year Avg Dividend Yield | 0.92% | 0.64% |
| 3-Year Total Dividends | $5.20 | $6.54 |
| Ex-Dividend Date | Jan 13, 2026 | Feb 06, 2026 |