Preferred Bank [PFBC] vs PNC Financial [PNC] Detailed Stock Comparison

Preferred Bank

NASDAQ

PNC Financial Services Group, Inc.

NYSE

TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Preferred Bank wins in 10 metrics, PNC Financial Services Group, Inc. wins in 8 metrics, with 0 ties. Preferred Bank appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric	Preferred Bank	PNC Financial Services Group, Inc.	Better
P/E Ratio (TTM)	8.99	12.56	Preferred Bank
Price-to-Book Ratio	1.44	1.39	PNC Financial Services Group, Inc.
Debt-to-Equity Ratio	0.49	1.12	Preferred Bank
PEG Ratio	8.46	11.84	Preferred Bank
Profit Margin (TTM)	47.55%	28.75%	Preferred Bank
Operating Margin (TTM)	65.98%	35.28%	Preferred Bank
EBITDA Margin (TTM)	65.98%	35.28%	Preferred Bank
Return on Equity	17.40%	11.33%	Preferred Bank
Return on Assets (TTM)	1.83%	1.09%	Preferred Bank
Free Cash Flow (TTM)	$166.79M	$7.88B	PNC Financial Services Group, Inc.
Dividend Yield	4.40%	3.02%	Preferred Bank
1-Year Return	14.60%	27.22%	PNC Financial Services Group, Inc.
Price-to-Sales Ratio (TTM)	4.02	3.35	PNC Financial Services Group, Inc.
Enterprise Value	$666.51M	$128.31B	PNC Financial Services Group, Inc.
EV/Revenue Ratio	2.35	6.11	Preferred Bank
Revenue per Share (TTM)	$23	$53	PNC Financial Services Group, Inc.
Earnings per Share (Diluted)	$10.41	$14.15	PNC Financial Services Group, Inc.
Beta (Stock Volatility)	N/A	1.07	N/A
Short % of Float	10.24%	1.26%	PNC Financial Services Group, Inc.

Preferred Bank vs PNC Financial Services Group, Inc. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock	1D	1W	1M	3M	6M	YTD
Preferred Bank	-2.20%	1.00%	1.05%	7.18%	1.34%	-0.14%
PNC Financial Services Group, Inc.	-1.24%	0.10%	1.37%	3.17%	15.08%	4.52%

Long-term Returns

Stock	1Y	3Y	5Y	10Y	15Y	20Y
Preferred Bank	14.60%	88.77%	40.99%	190.28%	1,177.60%	-45.72%
PNC Financial Services Group, Inc.	27.22%	78.93%	13.98%	149.66%	272.63%	219.68%

Performance & Financial Health Analysis: Preferred Bank vs PNC Financial Services Group, Inc.

Metric	PFBC	PNC
Market Information
Market Cap i	$1.16B	$70.31B
Market Cap Category	Small cap	Large cap
10 Day Avg. Volume i	85,598	1,904,080
90 Day Avg. Volume i	109,506	1,960,760
Last Close	$93.70	$218.27
52 Week Range	$79.60 - $103.05	$172.73 - $243.94
% from 52W High	-9.07%	-10.52%
All-Time High	$224.20 (Feb 05, 2007)	$243.94 (Feb 06, 2026)
% from All-Time High	-58.21%	-10.52%
Growth Metrics
Quarterly Revenue Growth	0.03%	0.05%
Quarterly Earnings Growth	0.04%	0.11%
Financial Health
Profit Margin (TTM) i	0.48%	0.29%
Operating Margin (TTM) i	0.66%	0.35%
Return on Equity (TTM) i	0.17%	0.11%
Debt to Equity (MRQ) i	0.49	1.12
Cash & Liquidity
Book Value per Share (MRQ)	$64.83	$127.98
Cash per Share (MRQ)	$69.68	$27.54
Operating Cash Flow (TTM) i	$164.92M	$5.61B
Levered Free Cash Flow (TTM) i	$133.63M	$5.50B
Dividends
Last 12-Month Dividend Yield i	4.40%	3.02%
Last 12-Month Dividend i	$3.85	$6.70

Valuation & Enterprise Metrics Analysis: Preferred Bank vs PNC Financial Services Group, Inc.

Metric	PFBC (Apr 24, 2026)	PNC (Jun 13, 2025)
Price Ratios
P/E Ratio (TTM) i	8.99	12.56
Forward P/E i	8.46	11.84
PEG Ratio i	8.46	11.84
Price to Sales (TTM) i	4.02	3.35
Price to Book (MRQ) i	1.44	1.39
Market Capitalization
Market Capitalization i	$1.16B	$70.31B
Enterprise Value i	$666.51M	$128.31B
Enterprise Value Metrics
Enterprise to Revenue i	2.35	6.11
Enterprise to EBITDA i	N/A	N/A
Risk & Other Metrics
Beta i	N/A	1.07
Book Value per Share (MRQ) i	$64.83	$127.98

Financial Statements Comparison: Preferred Bank vs PNC Financial Services Group, Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

Metric	PFBC (2025)	PNC (2024)
Revenue/Sales i	283.40M	20.81B
Cost of Goods Sold i	N/A	N/A
COGS % of Revenue i	0.0%	0.0%
Gross Profit i	N/A	N/A
Gross Margin i	0.0%	0.0%
Research & Development i	N/A	N/A
Operating Income (EBIT) i	N/A	N/A
Operating Margin i	0.0%	0.0%
EBITDA i	N/A	N/A
EBITDA Margin i	0.0%	0.0%
Pre-Tax Income i	189.55M	7.24B
Pre-Tax Income % of Revenue i	66.9%	34.8%
Income Tax i	55.92M	1.29B
Income Tax % of Revenue i	19.7%	6.2%
Net Income (Profit) i	133.63M	5.95B
Profit Margin i	47.2%	28.6%

Balance Sheet & Liquidity Metrics

Metric	PFBC (2025)	PNC (2024)
Cash & Equivalents i	807.10M	46.25B
Total Current Assets i	N/A	N/A
Total Current Assets % of Revenue i	0.0%	0.0%
Total Current Liabilities i	N/A	N/A
Total Current Liabilities % of Revenue i	0.0%	0.0%
Long-Term Debt i	383.81M	61.67B
Long-Term Debt % of Revenue i	135.4%	296.4%
Total Shareholders Equity i	789.48M	54.47B
Retained Earnings i	780.64M	59.28B
Retained Earnings % of Revenue i	275.5%	284.9%
Property, Plant & Equipment i	30.53M	N/A

Cash Flow Statement Comparison

Metric	PFBC (2025)	PNC (2024)
Operating Cash Flow i	164.92M	7.96B
Operating Cash Flow % of Revenue i	58.2%	38.3%
Capital Expenditures i	-1.35M	N/A
Free Cash Flow i	166.79M	7.88B
FCF Margin i	58.9%	37.9%
Debt Repayment i	N/A	-23.75B
Common Stock Repurchase i	-93.10M	-1.19B

Short Interest & Institutional Ownership Analysis

Metric	PFBC	PNC
Shares Short i	1.08M	4.98M
Short Ratio i	9.08	2.41
Short % of Float i	10.24%	1.26%
Shares Outstanding i	12.18M	395.94M
Float Shares i	10.85M	392.38M
% Held by Insiders i	8.09%	0.38%
% Held by Institutions i	88.60%	85.29%
% Held by Public i	3.31%	14.33%

Dividend Analysis & Yield Comparison: Preferred Bank vs PNC Financial Services Group, Inc.

Metric	PFBC	PNC
Last 12-Month Dividend i	$3.85	$6.70
Last 12-Month Dividend Yield i	4.40%	3.02%
3-Year Avg Annual Dividend i	$3.02	$6.40
3-Year Avg Dividend Yield i	0.91%	1.00%
3-Year Total Dividends i	$9.05	$19.20
Ex-Dividend Date	Apr 07, 2026	Jan 20, 2026

Metric	PFBC (Dec 31, 2025)	PNC (Mar 31, 2025)
Operating Cash Flow i	86.77M	2.73B
Operating Cash Flow % of Revenue i	122.0%	50.1%
Capital Expenditures i	-681,000	N/A
Free Cash Flow i	86.25M	1.80B
FCF Margin i	121.2%	33.0%
Debt Repayment i	N/A	-10.81B
Common Stock Repurchase i	-16.25M	-721.00M

Preferred Bank [PFBC] vs PNC Financial [PNC] Detailed Stock Comparison

Preferred Bank

PNC Financial Services Group, Inc.

TLDR: Quick Comparison Summary

Vital Metrics Comparison

Complete Preferred Bank Investment Analysis: Compare with Industry Leaders

Ever Wonder Which Stock is Really the Better Pick?

What You'll Actually Learn (in Plain English)

💰 Which Stock is Cheaper

🏥 Which Company is Healthier

📈 Which Has Been Growing Faster

💵 Which Pays You Better

Preferred Bank vs PNC Financial Services Group, Inc. Stock Performance Analysis

Performance Comparison

Short-term Returns

Long-term Returns

Performance & Financial Health Analysis: Preferred Bank vs PNC Financial Services Group, Inc.

Valuation & Enterprise Metrics Analysis: Preferred Bank vs PNC Financial Services Group, Inc.

Financial Statements Comparison: Preferred Bank vs PNC Financial Services Group, Inc.

Financial Metrics

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

PFBC (Annual)

PFBC (Quarterly)

PNC (Annual)

PNC (Quarterly)

Financial Statements Comparison

Income Statement

Balance Sheet & Liquidity Metrics

Cash Flow Statement Comparison

Income Statement

Balance Sheet & Liquidity Metrics

Cash Flow Statement Comparison

Short Interest & Institutional Ownership Analysis

Dividend Analysis & Yield Comparison: Preferred Bank vs PNC Financial Services Group, Inc.

Metric	PFBC (Dec 31, 2025)	PNC (Mar 31, 2025)
Revenue/Sales i	71.13M	5.45B
Cost of Goods Sold i	N/A	N/A
COGS % of Revenue i	0.0%	0.0%
Gross Profit i	N/A	N/A
Gross Margin i	0.0%	0.0%
Research & Development i	N/A	N/A
Operating Income (EBIT) i	N/A	N/A
Operating Margin i	0.0%	0.0%
EBITDA i	N/A	N/A
EBITDA Margin i	0.0%	0.0%
Pre-Tax Income i	49.39M	1.85B
Pre-Tax Income % of Revenue i	69.4%	33.9%
Income Tax i	14.57M	347.00M
Income Tax % of Revenue i	20.5%	6.4%
Net Income (Profit) i	34.82M	1.50B
Profit Margin i	49.0%	27.5%

Metric	PFBC (Dec 31, 2025)	PNC (Mar 31, 2025)
Cash & Equivalents i	807.10M	38.40B
Total Current Assets i	N/A	N/A
Total Current Assets % of Revenue i	0.0%	0.0%
Total Current Liabilities i	N/A	N/A
Total Current Liabilities % of Revenue i	0.0%	0.0%
Long-Term Debt i	383.81M	60.72B
Long-Term Debt % of Revenue i	539.6%	1,114.8%
Total Shareholders Equity i	789.48M	56.45B
Retained Earnings i	780.64M	60.05B
Retained Earnings % of Revenue i	1,097.5%	1,102.5%
Property, Plant & Equipment i	30.53M	N/A

Preferred Bank [PFBC] vs PNC Financial [PNC] Detailed Stock Comparison

Preferred Bank

PNC Financial Services Group, Inc.

TLDR: Quick Comparison Summary

Vital Metrics Comparison

Complete Preferred Bank Investment Analysis: Compare with Industry Leaders

Ever Wonder Which Stock is Really the Better Pick?

What You'll Actually Learn (in Plain English)

💰 Which Stock is Cheaper

🏥 Which Company is Healthier

📈 Which Has Been Growing Faster

💵 Which Pays You Better

Preferred Bank vs PNC Financial Services Group, Inc. Stock Performance Analysis

Performance Comparison

Short-term Returns

Long-term Returns

Performance & Financial Health Analysis: Preferred Bank vs PNC Financial Services Group, Inc.

Valuation & Enterprise Metrics Analysis: Preferred Bank vs PNC Financial Services Group, Inc.

Financial Statements Comparison: Preferred Bank vs PNC Financial Services Group, Inc.

Financial Metrics Quarterly Annual

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

PFBC (Annual)

PFBC (Quarterly)

PNC (Annual)

PNC (Quarterly)

Financial Statements Comparison

Income Statement

Balance Sheet & Liquidity Metrics

Cash Flow Statement Comparison

Income Statement

Balance Sheet & Liquidity Metrics

Cash Flow Statement Comparison

Short Interest & Institutional Ownership Analysis

Dividend Analysis & Yield Comparison: Preferred Bank vs PNC Financial Services Group, Inc.

Financial Metrics