Premier Financial [PFC] vs PNC Financial [PNC] Detailed Stock Comparison

Premier Financial Corp.

NASDAQ

PNC Financial Services Group, Inc.

NYSE

TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Premier Financial Corp. wins in 5 metrics, PNC Financial Services Group, Inc. wins in 12 metrics, with 0 ties. PNC Financial Services Group, Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric	Premier Financial Corp.	PNC Financial Services Group, Inc.	Better
P/E Ratio (TTM)	14.16	12.56	PNC Financial Services Group, Inc.
Price-to-Book Ratio	1.00	1.39	Premier Financial Corp.
Debt-to-Equity Ratio	0.59	1.12	Premier Financial Corp.
PEG Ratio	13.16	11.84	PNC Financial Services Group, Inc.
Profit Margin (TTM)	28.60%	28.75%	PNC Financial Services Group, Inc.
Operating Margin (TTM)	46.72%	35.28%	Premier Financial Corp.
EBITDA Margin (TTM)	46.72%	35.28%	Premier Financial Corp.
Return on Equity	7.22%	11.33%	PNC Financial Services Group, Inc.
Return on Assets (TTM)	0.83%	1.09%	PNC Financial Services Group, Inc.
Free Cash Flow (TTM)	$89.70M	$7.88B	PNC Financial Services Group, Inc.
Dividend Yield	N/A	3.02%	N/A
1-Year Return	-54.10%	27.22%	PNC Financial Services Group, Inc.
Price-to-Sales Ratio (TTM)	4.03	3.35	PNC Financial Services Group, Inc.
Enterprise Value	$1.48B	$128.31B	PNC Financial Services Group, Inc.
EV/Revenue Ratio	5.91	6.11	Premier Financial Corp.
Revenue per Share (TTM)	$7	$53	PNC Financial Services Group, Inc.
Earnings per Share (Diluted)	$1.98	$14.15	PNC Financial Services Group, Inc.
Beta (Stock Volatility)	1.22	1.07	PNC Financial Services Group, Inc.
Short % of Float	N/A	1.26%	N/A

Premier Financial Corp. vs PNC Financial Services Group, Inc. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock	1D	1W	1M	3M	6M	YTD
Premier Financial Corp.	0.00%	N/A	N/A	N/A	N/A	N/A
PNC Financial Services Group, Inc.	-1.24%	0.10%	1.37%	3.17%	15.08%	4.52%

Long-term Returns

Stock	1Y	3Y	5Y	10Y	15Y	20Y
Premier Financial Corp.	-54.10%	-46.84%	-61.26%	18.02%	-52.62%	24.59%
PNC Financial Services Group, Inc.	27.22%	78.93%	13.98%	149.66%	272.63%	219.68%

Performance & Financial Health Analysis: Premier Financial Corp. vs PNC Financial Services Group, Inc.

Metric	PFC	PNC
Market Information
Market Cap i	$1.01B	$70.31B
Market Cap Category	Small cap	Large cap
10 Day Avg. Volume i	442,672	1,904,080
90 Day Avg. Volume i	297,817	1,960,760
Last Close	$28.04	$218.27
52 Week Range	$18.63 - $29.64	$172.73 - $243.94
% from 52W High	-5.40%	-10.52%
All-Time High	$42.46 (Nov 30, 2015)	$243.94 (Feb 06, 2026)
% from All-Time High	-33.96%	-10.52%
Growth Metrics
Quarterly Revenue Growth	0.04%	0.05%
Quarterly Earnings Growth	0.04%	0.11%
Financial Health
Profit Margin (TTM) i	0.29%	0.29%
Operating Margin (TTM) i	0.47%	0.35%
Return on Equity (TTM) i	0.07%	0.11%
Debt to Equity (MRQ) i	0.59	1.12
Cash & Liquidity
Book Value per Share (MRQ)	$27.95	$127.98
Cash per Share (MRQ)	$3.39	$27.54
Operating Cash Flow (TTM) i	$89.51M	$5.61B
Levered Free Cash Flow (TTM) i	$63.67M	$5.50B
Dividends
Last 12-Month Dividend Yield i	N/A	3.02%
Last 12-Month Dividend i	N/A	$6.70

Valuation & Enterprise Metrics Analysis: Premier Financial Corp. vs PNC Financial Services Group, Inc.

Metric	PFC (Mar 31, 2025)	PNC (Jun 13, 2025)
Price Ratios
P/E Ratio (TTM) i	14.16	12.56
Forward P/E i	13.16	11.84
PEG Ratio i	13.16	11.84
Price to Sales (TTM) i	4.03	3.35
Price to Book (MRQ) i	1.00	1.39
Market Capitalization
Market Capitalization i	$1.01B	$70.31B
Enterprise Value i	$1.48B	$128.31B
Enterprise Value Metrics
Enterprise to Revenue i	5.91	6.11
Enterprise to EBITDA i	N/A	N/A
Risk & Other Metrics
Beta i	1.22	1.07
Book Value per Share (MRQ) i	$27.95	$127.98

Financial Statements Comparison: Premier Financial Corp. vs PNC Financial Services Group, Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

Metric	PFC (2024)	PNC (2024)
Revenue/Sales i	243.59M	20.81B
Cost of Goods Sold i	N/A	N/A
COGS % of Revenue i	0.0%	0.0%
Gross Profit i	N/A	N/A
Gross Margin i	0.0%	0.0%
Research & Development i	N/A	N/A
Operating Income (EBIT) i	N/A	N/A
Operating Margin i	0.0%	0.0%
EBITDA i	N/A	N/A
EBITDA Margin i	0.0%	0.0%
Pre-Tax Income i	82.32M	7.24B
Pre-Tax Income % of Revenue i	33.8%	34.8%
Income Tax i	18.27M	1.29B
Income Tax % of Revenue i	7.5%	6.2%
Net Income (Profit) i	64.04M	5.95B
Profit Margin i	26.3%	28.6%

Balance Sheet & Liquidity Metrics

Metric	PFC (2024)	PNC (2024)
Cash & Equivalents i	121.49M	46.25B
Total Current Assets i	N/A	N/A
Total Current Assets % of Revenue i	0.0%	0.0%
Total Current Liabilities i	N/A	N/A
Total Current Liabilities % of Revenue i	0.0%	0.0%
Long-Term Debt i	592.36M	61.67B
Long-Term Debt % of Revenue i	243.2%	296.4%
Total Shareholders Equity i	1.00B	54.47B
Retained Earnings i	596.93M	59.28B
Retained Earnings % of Revenue i	245.1%	284.9%
Property, Plant & Equipment i	N/A	N/A

Cash Flow Statement Comparison

Metric	PFC (2024)	PNC (2024)
Operating Cash Flow i	89.51M	7.96B
Operating Cash Flow % of Revenue i	36.7%	38.3%
Capital Expenditures i	-2.59M	N/A
Free Cash Flow i	89.70M	7.88B
FCF Margin i	36.8%	37.9%
Debt Repayment i	N/A	-23.75B
Common Stock Repurchase i	0	-1.19B

Short Interest & Institutional Ownership Analysis

Metric	PFC	PNC
Shares Short i	N/A	4.98M
Short Ratio i	N/A	2.41
Short % of Float i	N/A	1.26%
Shares Outstanding i	35.84M	395.94M
Float Shares i	35.04M	392.38M
% Held by Insiders i	2.44%	0.38%
% Held by Institutions i	70.21%	85.29%
% Held by Public i	27.35%	14.33%

Dividend Analysis & Yield Comparison: Premier Financial Corp. vs PNC Financial Services Group, Inc.

Metric	PFC	PNC
Last 12-Month Dividend i	N/A	$6.70
Last 12-Month Dividend Yield i	N/A	3.02%
3-Year Avg Annual Dividend i	N/A	$6.40
3-Year Avg Dividend Yield i	N/A	1.00%
3-Year Total Dividends i	N/A	$19.20
Ex-Dividend Date	N/A	Jan 20, 2026

Metric	PFC (Dec 31, 2024)	PNC (Mar 31, 2025)
Operating Cash Flow i	24.69M	2.73B
Operating Cash Flow % of Revenue i	39.2%	50.1%
Capital Expenditures i	-1.65M	N/A
Free Cash Flow i	23.78M	1.80B
FCF Margin i	37.7%	33.0%
Debt Repayment i	N/A	-10.81B
Common Stock Repurchase i	0	-721.00M

Premier Financial [PFC] vs PNC Financial [PNC] Detailed Stock Comparison

Premier Financial Corp.

PNC Financial Services Group, Inc.

TLDR: Quick Comparison Summary

Vital Metrics Comparison

Complete Premier Financial Corp. Investment Analysis: Compare with Industry Leaders

Ever Wonder Which Stock is Really the Better Pick?

What You'll Actually Learn (in Plain English)

💰 Which Stock is Cheaper

🏥 Which Company is Healthier

📈 Which Has Been Growing Faster

💵 Which Pays You Better

Premier Financial Corp. vs PNC Financial Services Group, Inc. Stock Performance Analysis

Performance Comparison

Short-term Returns

Long-term Returns

Performance & Financial Health Analysis: Premier Financial Corp. vs PNC Financial Services Group, Inc.

Valuation & Enterprise Metrics Analysis: Premier Financial Corp. vs PNC Financial Services Group, Inc.

Financial Statements Comparison: Premier Financial Corp. vs PNC Financial Services Group, Inc.

Financial Metrics

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

PFC (Annual)

PFC (Quarterly)

PNC (Annual)

PNC (Quarterly)

Financial Statements Comparison

Income Statement

Balance Sheet & Liquidity Metrics

Cash Flow Statement Comparison

Income Statement

Balance Sheet & Liquidity Metrics

Cash Flow Statement Comparison

Short Interest & Institutional Ownership Analysis

Dividend Analysis & Yield Comparison: Premier Financial Corp. vs PNC Financial Services Group, Inc.

Metric	PFC (Dec 31, 2024)	PNC (Mar 31, 2025)
Revenue/Sales i	63.06M	5.45B
Cost of Goods Sold i	N/A	N/A
COGS % of Revenue i	0.0%	0.0%
Gross Profit i	N/A	N/A
Gross Margin i	0.0%	0.0%
Research & Development i	N/A	N/A
Operating Income (EBIT) i	N/A	N/A
Operating Margin i	0.0%	0.0%
EBITDA i	N/A	N/A
EBITDA Margin i	0.0%	0.0%
Pre-Tax Income i	24.28M	1.85B
Pre-Tax Income % of Revenue i	38.5%	33.9%
Income Tax i	5.28M	347.00M
Income Tax % of Revenue i	8.4%	6.4%
Net Income (Profit) i	19.00M	1.50B
Profit Margin i	30.1%	27.5%

Metric	PFC (Dec 31, 2024)	PNC (Mar 31, 2025)
Cash & Equivalents i	121.49M	38.40B
Total Current Assets i	N/A	N/A
Total Current Assets % of Revenue i	0.0%	0.0%
Total Current Liabilities i	N/A	N/A
Total Current Liabilities % of Revenue i	0.0%	0.0%
Long-Term Debt i	592.36M	60.72B
Long-Term Debt % of Revenue i	939.4%	1,114.8%
Total Shareholders Equity i	1.00B	56.45B
Retained Earnings i	596.93M	60.05B
Retained Earnings % of Revenue i	946.7%	1,102.5%
Property, Plant & Equipment i	N/A	N/A

Premier Financial [PFC] vs PNC Financial [PNC] Detailed Stock Comparison

Premier Financial Corp.

PNC Financial Services Group, Inc.

TLDR: Quick Comparison Summary

Vital Metrics Comparison

Complete Premier Financial Corp. Investment Analysis: Compare with Industry Leaders

Ever Wonder Which Stock is Really the Better Pick?

What You'll Actually Learn (in Plain English)

💰 Which Stock is Cheaper

🏥 Which Company is Healthier

📈 Which Has Been Growing Faster

💵 Which Pays You Better

Premier Financial Corp. vs PNC Financial Services Group, Inc. Stock Performance Analysis

Performance Comparison

Short-term Returns

Long-term Returns

Performance & Financial Health Analysis: Premier Financial Corp. vs PNC Financial Services Group, Inc.

Valuation & Enterprise Metrics Analysis: Premier Financial Corp. vs PNC Financial Services Group, Inc.

Financial Statements Comparison: Premier Financial Corp. vs PNC Financial Services Group, Inc.

Financial Metrics Quarterly Annual

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

PFC (Annual)

PFC (Quarterly)

PNC (Annual)

PNC (Quarterly)

Financial Statements Comparison

Income Statement

Balance Sheet & Liquidity Metrics

Cash Flow Statement Comparison

Income Statement

Balance Sheet & Liquidity Metrics

Cash Flow Statement Comparison

Short Interest & Institutional Ownership Analysis

Dividend Analysis & Yield Comparison: Premier Financial Corp. vs PNC Financial Services Group, Inc.

Financial Metrics