Peapack-Gladstone [PGC] vs OFG Bancorp [OFG] Detailed Stock Comparison

Peapack-Gladstone Financial Corporation

NASDAQ
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OFG Bancorp

NYSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Peapack-Gladstone Financial Corporation wins in 7 metrics, OFG Bancorp wins in 11 metrics, with 0 ties. OFG Bancorp appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Peapack-Gladstone Financial Corporation OFG Bancorp Better
P/E Ratio (TTM) 18.58 9.24 OFG Bancorp
Price-to-Book Ratio 1.03 1.39 Peapack-Gladstone Financial Corporation
Debt-to-Equity Ratio 0.34 0.42 Peapack-Gladstone Financial Corporation
PEG Ratio 0.62 0.56 OFG Bancorp
Profit Margin (TTM) 14.43% 33.64% OFG Bancorp
Operating Margin (TTM) 25.38% 42.01% OFG Bancorp
EBITDA Margin (TTM) 25.38% 42.01% OFG Bancorp
Return on Equity 5.91% 16.04% OFG Bancorp
Return on Assets (TTM) 0.51% 1.80% OFG Bancorp
Free Cash Flow (TTM) $28.58M $199.34M OFG Bancorp
Dividend Yield 0.75% 2.57% OFG Bancorp
1-Year Return 71.30% 17.22% Peapack-Gladstone Financial Corporation
Price-to-Sales Ratio (TTM) 2.67 3.05 Peapack-Gladstone Financial Corporation
Enterprise Value $706.91M $1.86B OFG Bancorp
EV/Revenue Ratio 2.73 2.92 Peapack-Gladstone Financial Corporation
Revenue per Share (TTM) $15 $14 Peapack-Gladstone Financial Corporation
Earnings per Share (Diluted) $2.10 $4.84 OFG Bancorp
Beta (Stock Volatility) 0.63 N/A N/A
Short % of Float 3.46% 3.73% Peapack-Gladstone Financial Corporation

Peapack-Gladstone Financial Corporation vs OFG Bancorp Stock Performance Analysis

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PGC
OFG

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Peapack-Gladstone Financial Corporation-2.72%0.58%7.81%32.25%51.94%61.89%
OFG Bancorp-0.92%2.56%8.30%21.20%12.74%16.09%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Peapack-Gladstone Financial Corporation71.30%57.26%49.39%146.40%300.78%101.53%
OFG Bancorp17.22%79.06%122.40%472.82%295.23%282.34%

Performance & Financial Health Analysis: Peapack-Gladstone Financial Corporation vs OFG Bancorp

MetricPGCOFG
Market Information
Market Cap i$709.19M$1.99B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i126,988264,900
90 Day Avg. Volume i123,143348,273
Last Close$44.99$47.62
52 Week Range$24.42 - $46.57$35.71 - $48.56
% from 52W High-3.39%-1.93%
All-Time High$46.57 (Jun 12, 2026)$48.56 (Jun 15, 2026)
% from All-Time High-3.39%-1.94%
Growth Metrics
Quarterly Revenue Growth0.16%0.07%
Quarterly Earnings Growth0.32%0.18%
Financial Health
Profit Margin (TTM) i0.14%0.34%
Operating Margin (TTM) i0.25%0.42%
Return on Equity (TTM) i0.06%0.16%
Debt to Equity (MRQ) i0.340.42
Cash & Liquidity
Book Value per Share (MRQ)$37.78$32.13
Cash per Share (MRQ)$11.36$14.88
Operating Cash Flow (TTM) i$43.13M$62.78M
Levered Free Cash Flow (TTM) i$37.33M$205.10M
Dividends
Last 12-Month Dividend Yield i0.75%2.57%
Last 12-Month Dividend i$0.25$1.05

Valuation & Enterprise Metrics Analysis: Peapack-Gladstone Financial Corporation vs OFG Bancorp

MetricPGC (Apr 24, 2026)OFG (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i18.589.24
Forward P/E i8.349.59
PEG Ratio i0.620.56
Price to Sales (TTM) i2.673.05
Price to Book (MRQ) i1.031.39
Market Capitalization
Market Capitalization i$709.19M$1.99B
Enterprise Value i$706.91M$1.86B
Enterprise Value Metrics
Enterprise to Revenue i2.732.92
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.63N/A
Book Value per Share (MRQ) i$37.78$32.13

Financial Statements Comparison: Peapack-Gladstone Financial Corporation vs OFG Bancorp

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricPGC (2025)OFG (2025)
Revenue/Sales i275.91M675.22M
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i52.31M234.12M
Pre-Tax Income % of Revenue i19.0%34.7%
Income Tax i14.98M29.01M
Income Tax % of Revenue i5.4%4.3%
Net Income (Profit) i37.33M205.10M
Profit Margin i13.5%30.4%

Balance Sheet & Liquidity Metrics

MetricPGC (2025)OFG (2025)
Cash & Equivalents i187.82M1.04B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i143.51M423.17M
Long-Term Debt % of Revenue i52.0%62.7%
Total Shareholders Equity i658.21M1.39B
Retained Earnings i457.36M904.63M
Retained Earnings % of Revenue i165.8%134.0%
Property, Plant & Equipment i39.89M21.26M

Cash Flow Statement Comparison

MetricPGC (2025)OFG (2025)
Operating Cash Flow i38.92M62.78M
Operating Cash Flow % of Revenue i14.1%9.3%
Capital Expenditures i-14.55M-16.96M
Free Cash Flow i28.58M199.34M
FCF Margin i10.4%29.5%
Debt Repayment i-35.00MN/A
Common Stock Repurchase i-6.69M-91.60M

Short Interest & Institutional Ownership Analysis

MetricPGCOFG
Shares Short i579,4561.09M
Short Ratio i4.762.60
Short % of Float i3.46%3.73%
Shares Outstanding i17.56M43.26M
Float Shares i15.02M42.30M
% Held by Insiders i11.19%1.13%
% Held by Institutions i73.58%99.69%
% Held by Public i15.23%-0.82%

Dividend Analysis & Yield Comparison: Peapack-Gladstone Financial Corporation vs OFG Bancorp

MetricPGCOFG
Last 12-Month Dividend i$0.25$1.05
Last 12-Month Dividend Yield i0.75%2.57%
3-Year Avg Annual Dividend i$0.22$0.91
3-Year Avg Dividend Yield i0.18%0.71%
3-Year Total Dividends i$0.65$2.73
Ex-Dividend DateFeb 12, 2026Mar 31, 2025