Premier [PINC] vs HealthEquity [HQY] Detailed Stock Comparison

Premier Inc.

NASDAQ
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HealthEquity Inc.

NASDAQ
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TLDR: Quick Comparison Summary

Based on 21 vital metrics comparison: Premier Inc. wins in 7 metrics, HealthEquity Inc. wins in 13 metrics, with 0 ties. HealthEquity Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Premier Inc. HealthEquity Inc. Better
P/E Ratio (TTM) 166.24 31.61 HealthEquity Inc.
Price-to-Book Ratio 1.53 3.14 Premier Inc.
Debt-to-Equity Ratio 21.40 47.53 Premier Inc.
PEG Ratio -2.36 0.34 HealthEquity Inc.
EV/EBITDA 9.64 15.04 Premier Inc.
Profit Margin (TTM) -3.28% 16.39% HealthEquity Inc.
Operating Margin (TTM) 11.38% 21.64% HealthEquity Inc.
EBITDA Margin (TTM) 11.38% 21.64% HealthEquity Inc.
Return on Equity 0.87% 10.19% HealthEquity Inc.
Return on Assets (TTM) 3.01% 5.99% HealthEquity Inc.
Free Cash Flow (TTM) $318.78M $408.32M HealthEquity Inc.
Dividend Yield 4.01% N/A N/A
1-Year Return 23.41% -12.54% Premier Inc.
Price-to-Sales Ratio (TTM) 2.33 5.00 Premier Inc.
Enterprise Value $2.62B $7.25B HealthEquity Inc.
EV/Revenue Ratio 2.61 5.52 Premier Inc.
Gross Profit Margin (TTM) 71.08% 68.19% Premier Inc.
Revenue per Share (TTM) $12 $15 HealthEquity Inc.
Earnings per Share (Diluted) $0.17 $2.46 HealthEquity Inc.
Beta (Stock Volatility) 0.61 0.26 HealthEquity Inc.
Short % of Float 22.96% 4.74% HealthEquity Inc.

Premier Inc. vs HealthEquity Inc. Stock Performance Analysis

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PINC
HQY

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Premier Inc.0.00%0.36%0.57%9.28%22.71%47.49%
HealthEquity Inc.-3.54%-1.56%3.69%5.94%-13.62%-6.43%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Premier Inc.23.41%-16.59%-20.01%-18.84%-10.82%-10.82%
HealthEquity Inc.-12.54%48.48%8.50%230.05%419.12%419.12%

Performance & Financial Health Analysis: Premier Inc. vs HealthEquity Inc.

MetricPINCHQY
Market Information
Market Cap i$2.34B$6.57B
Market Cap CategoryMid capMid cap
10 Day Avg. Volume i930,8071,020,070
90 Day Avg. Volume i903,8261,022,103
Last Close$28.26$85.21
52 Week Range$27.73 - $28.42$72.76 - $116.65
% from 52W High-0.56%-26.95%
All-Time High$47.22 (Oct 08, 2018)$116.65 (Jun 05, 2025)
% from All-Time High-40.15%-26.95%
Growth Metrics
Quarterly Revenue Growth-0.03%0.07%
Quarterly Earnings Growth-0.75%0.89%
Financial Health
Profit Margin (TTM) i-0.03%0.16%
Operating Margin (TTM) i0.11%0.22%
Return on Equity (TTM) i0.01%0.10%
Debt to Equity (MRQ) i21.4047.53
Cash & Liquidity
Book Value per Share (MRQ)$18.48$24.79
Cash per Share (MRQ)$0.53$3.78
Operating Cash Flow (TTM) i$349.64M$457.09M
Levered Free Cash Flow (TTM) i$283.71M$338.05M
Dividends
Last 12-Month Dividend Yield i4.01%N/A
Last 12-Month Dividend i$1.05N/A

Valuation & Enterprise Metrics Analysis: Premier Inc. vs HealthEquity Inc.

MetricPINC (Dec 11, 2025)HQY (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i166.2431.61
Forward P/E i21.2514.56
PEG Ratio i-2.360.34
Price to Sales (TTM) i2.335.00
Price to Book (MRQ) i1.533.14
Market Capitalization
Market Capitalization i$2.34B$6.57B
Enterprise Value i$2.62B$7.25B
Enterprise Value Metrics
Enterprise to Revenue i2.615.52
Enterprise to EBITDA i9.6415.04
Risk & Other Metrics
Beta i0.610.26
Book Value per Share (MRQ) i$18.48$24.79

Financial Statements Comparison: Premier Inc. vs HealthEquity Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricPINC (2025)HQY (2026)
Revenue/Sales i1.01B1.31B
Cost of Goods Sold i269.29M400.31M
COGS % of Revenue i26.6%30.5%
Gross Profit i743.36M913.12M
Gross Margin i73.4%69.5%
Research & Development i2.63M262.51M
Operating Income (EBIT) i1.12M327.48M
Operating Margin i0.1%24.9%
EBITDA i232.90M494.24M
EBITDA Margin i23.0%37.6%
Pre-Tax Income i98.05M277.43M
Pre-Tax Income % of Revenue i9.7%21.1%
Income Tax i25.32M62.23M
Income Tax % of Revenue i2.5%4.7%
Net Income (Profit) i30.83M215.20M
Profit Margin i3.0%16.4%

Balance Sheet & Liquidity Metrics

MetricPINC (2025)HQY (2026)
Cash & Equivalents i83.73M318.93M
Total Current Assets i585.80M512.28M
Total Current Assets % of Revenue i57.8%39.0%
Total Current Liabilities i910.63M156.85M
Total Current Liabilities % of Revenue i89.9%11.9%
Long-Term Debt i2.01M991.57M
Long-Term Debt % of Revenue i0.2%75.5%
Total Shareholders Equity i1.53B2.11B
Retained Earnings i-485.05M195.91M
Retained Earnings % of Revenue i-47.9%14.9%
Property, Plant & Equipment i5.07M36.31M

Cash Flow Statement Comparison

MetricPINC (2025)HQY (2026)
Operating Cash Flow i289.53M457.11M
Operating Cash Flow % of Revenue i28.6%34.8%
Capital Expenditures i-82.65M-1.97M
Free Cash Flow i318.78M408.32M
FCF Margin i31.5%31.1%
Debt Repayment i-257.53M-100.00M
Common Stock Repurchase i-400.19M-299.25M

Short Interest & Institutional Ownership Analysis

MetricPINCHQY
Shares Short i12.62M3.45M
Short Ratio i10.843.52
Short % of Float i22.96%4.74%
Shares Outstanding i82.68M85.01M
Float Shares i81.81M82.74M
% Held by Insiders i0.85%2.32%
% Held by Institutions i85.75%109.95%
% Held by Public i13.40%-12.27%

Dividend Analysis & Yield Comparison: Premier Inc. vs HealthEquity Inc.

MetricPINCHQY
Last 12-Month Dividend i$1.05N/A
Last 12-Month Dividend Yield i4.01%N/A
3-Year Avg Annual Dividend i$0.91N/A
3-Year Avg Dividend Yield i0.90%N/A
3-Year Total Dividends i$2.73N/A
Ex-Dividend DateAug 29, 2025N/A