Palomar Holdings [PLMR] vs Chubb [CB] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Palomar Holdings Inc. wins in 7 metrics, Chubb Ltd. wins in 12 metrics, with 0 ties. Chubb Ltd. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Palomar Holdings Inc. | Chubb Ltd. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 18.40 | 11.64 | Chubb Ltd. |
| Price-to-Book Ratio | 3.71 | 1.75 | Chubb Ltd. |
| Debt-to-Equity Ratio | 0.75 | 30.94 | Palomar Holdings Inc. |
| PEG Ratio | 0.30 | 0.42 | Palomar Holdings Inc. |
| EV/EBITDA | 13.27 | 11.46 | Chubb Ltd. |
| Profit Margin (TTM) | 22.50% | 17.29% | Palomar Holdings Inc. |
| Operating Margin (TTM) | 28.71% | 24.24% | Palomar Holdings Inc. |
| EBITDA Margin (TTM) | 28.71% | 24.24% | Palomar Holdings Inc. |
| Return on Equity | 23.58% | 14.34% | Palomar Holdings Inc. |
| Return on Assets (TTM) | 5.97% | 3.12% | Palomar Holdings Inc. |
| Free Cash Flow (TTM) | $401.99M | $12.82B | Chubb Ltd. |
| Dividend Yield | N/A | 0.59% | N/A |
| 1-Year Return | -37.58% | 4.89% | Chubb Ltd. |
| Price-to-Sales Ratio (TTM) | 4.01 | 2.16 | Chubb Ltd. |
| Enterprise Value | $3.43B | $152.07B | Chubb Ltd. |
| EV/Revenue Ratio | 3.92 | 2.55 | Chubb Ltd. |
| Revenue per Share (TTM) | $33 | $150 | Chubb Ltd. |
| Earnings per Share (Diluted) | $7.16 | $28.29 | Chubb Ltd. |
| Beta (Stock Volatility) | 0.54 | 0.50 | Chubb Ltd. |
| Short % of Float | 2.70% | 1.03% | Chubb Ltd. |
Palomar Holdings Inc. vs Chubb Ltd. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Palomar Holdings Inc. | -3.11% | -7.34% | -12.23% | -18.77% | -14.04% | -23.06% |
| Chubb Ltd. | 0.15% | -2.46% | -3.80% | -7.55% | 6.00% | 0.87% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Palomar Holdings Inc. | -37.58% | 97.60% | 47.48% | 478.59% | 478.59% | 478.59% |
| Chubb Ltd. | 4.89% | 62.06% | 80.18% | 144.38% | 357.75% | 511.96% |
Performance & Financial Health Analysis: Palomar Holdings Inc. vs Chubb Ltd.
| Metric | PLMR | CB |
|---|---|---|
| Market Information | ||
| Market Cap | $3.52B | $130.19B |
| Market Cap Category | Mid cap | Large cap |
| 10 Day Avg. Volume | 221,825 | 1,559,588 |
| 90 Day Avg. Volume | 227,922 | 1,636,379 |
| Last Close | $101.42 | $312.75 |
| 52 Week Range | $100.81 - $175.85 | $264.10 - $345.67 |
| % from 52W High | -42.33% | -9.52% |
| All-Time High | $175.85 (Jun 03, 2025) | $345.67 (Mar 02, 2026) |
| % from All-Time High | -42.33% | -9.52% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.63% | 0.06% |
| Quarterly Earnings Growth | 0.61% | 0.25% |
| Financial Health | ||
| Profit Margin (TTM) | 0.23% | 0.17% |
| Operating Margin (TTM) | 0.29% | 0.24% |
| Return on Equity (TTM) | 0.24% | 0.14% |
| Debt to Equity (MRQ) | 0.75 | 30.94 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $35.55 | $188.59 |
| Cash per Share (MRQ) | $4.00 | $18.23 |
| Operating Cash Flow (TTM) | $409.12M | $12.82B |
| Levered Free Cash Flow (TTM) | $353.89M | $12.14B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 0.59% |
| Last 12-Month Dividend | N/A | $1.94 |
Valuation & Enterprise Metrics Analysis: Palomar Holdings Inc. vs Chubb Ltd.
| Metric | PLMR (Apr 21, 2026) | CB (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 18.40 | 11.64 |
| Forward P/E | 11.89 | 11.29 |
| PEG Ratio | 0.30 | 0.42 |
| Price to Sales (TTM) | 4.01 | 2.16 |
| Price to Book (MRQ) | 3.71 | 1.75 |
| Market Capitalization | ||
| Market Capitalization | $3.52B | $130.19B |
| Enterprise Value | $3.43B | $152.07B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 3.92 | 2.55 |
| Enterprise to EBITDA | 13.27 | 11.46 |
| Risk & Other Metrics | ||
| Beta | 0.54 | 0.50 |
| Book Value per Share (MRQ) | $35.55 | $188.59 |
Financial Statements Comparison: Palomar Holdings Inc. vs Chubb Ltd.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | PLMR (2025) | CB (2025) |
|---|---|---|
| Revenue/Sales | 875.97M | 59.78B |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | 253.39M | 13.04B |
| Pre-Tax Income % of Revenue | 28.9% | 21.8% |
| Income Tax | 56.32M | 2.42B |
| Income Tax % of Revenue | 6.4% | 4.1% |
| Net Income (Profit) | 197.07M | 10.62B |
| Profit Margin | 22.5% | 17.8% |
Balance Sheet & Liquidity Metrics
| Metric | PLMR (2025) | CB (2025) |
|---|---|---|
| Cash & Equivalents | 106.88M | 2.27B |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | N/A | 15.73B |
| Long-Term Debt % of Revenue | 0.0% | 26.3% |
| Total Shareholders Equity | 942.67M | 79.78B |
| Retained Earnings | 422.00M | 69.95B |
| Retained Earnings % of Revenue | 48.2% | 117.0% |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison
| Metric | PLMR (2025) | CB (2025) |
|---|---|---|
| Operating Cash Flow | 32.59M | 9.94B |
| Operating Cash Flow % of Revenue | 3.7% | 16.6% |
| Capital Expenditures | 209,000 | N/A |
| Free Cash Flow | 401.99M | 12.82B |
| FCF Margin | 45.9% | 21.4% |
| Debt Repayment | N/A | -800.00M |
| Common Stock Repurchase | -37.28M | -3.69B |
Short Interest & Institutional Ownership Analysis
| Metric | PLMR | CB |
|---|---|---|
| Shares Short | 601,636 | 3.98M |
| Short Ratio | 2.62 | 2.17 |
| Short % of Float | 2.70% | 1.03% |
| Shares Outstanding | 26.52M | 391.10M |
| Float Shares | 26.03M | 353.59M |
| % Held by Insiders | 2.44% | 9.45% |
| % Held by Institutions | 98.81% | 84.38% |
| % Held by Public | -1.25% | 6.17% |
Dividend Analysis & Yield Comparison: Palomar Holdings Inc. vs Chubb Ltd.
| Metric | PLMR | CB |
|---|---|---|
| Last 12-Month Dividend | N/A | $1.94 |
| Last 12-Month Dividend Yield | N/A | 0.59% |
| 3-Year Avg Annual Dividend | N/A | $3.01 |
| 3-Year Avg Dividend Yield | N/A | 0.35% |
| 3-Year Total Dividends | N/A | $9.02 |
| Ex-Dividend Date | N/A | Mar 13, 2026 |