Palomar Holdings [PLMR] vs Kinsale Capital [KNSL] Detailed Stock Comparison

Palomar Holdings Inc.

NASDAQ
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Kinsale Capital Group Inc.

NYSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Palomar Holdings Inc. wins in 7 metrics, Kinsale Capital Group Inc. wins in 12 metrics, with 0 ties. Kinsale Capital Group Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Palomar Holdings Inc. Kinsale Capital Group Inc. Better
P/E Ratio (TTM) 18.40 16.08 Kinsale Capital Group Inc.
Price-to-Book Ratio 3.71 4.11 Palomar Holdings Inc.
Debt-to-Equity Ratio 0.75 11.45 Palomar Holdings Inc.
PEG Ratio 0.30 0.58 Palomar Holdings Inc.
EV/EBITDA 13.27 12.46 Kinsale Capital Group Inc.
Profit Margin (TTM) 22.50% 26.87% Kinsale Capital Group Inc.
Operating Margin (TTM) 28.71% 36.79% Kinsale Capital Group Inc.
EBITDA Margin (TTM) 28.71% 36.79% Kinsale Capital Group Inc.
Return on Equity 23.58% 29.25% Kinsale Capital Group Inc.
Return on Assets (TTM) 5.97% 7.38% Kinsale Capital Group Inc.
Free Cash Flow (TTM) $401.99M $990.05M Kinsale Capital Group Inc.
Dividend Yield N/A 0.20% N/A
1-Year Return -37.58% -35.43% Kinsale Capital Group Inc.
Price-to-Sales Ratio (TTM) 4.01 4.30 Palomar Holdings Inc.
Enterprise Value $3.43B $8.11B Kinsale Capital Group Inc.
EV/Revenue Ratio 3.92 4.33 Palomar Holdings Inc.
Revenue per Share (TTM) $33 $81 Kinsale Capital Group Inc.
Earnings per Share (Diluted) $7.16 $21.63 Kinsale Capital Group Inc.
Beta (Stock Volatility) 0.54 1.08 Palomar Holdings Inc.
Short % of Float 2.70% 10.06% Palomar Holdings Inc.

Palomar Holdings Inc. vs Kinsale Capital Group Inc. Stock Performance Analysis

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PLMR
KNSL

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Palomar Holdings Inc.-3.11%-7.34%-12.23%-18.77%-14.04%-23.06%
Kinsale Capital Group Inc.-1.76%-5.19%-4.59%-26.16%-22.49%-26.06%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Palomar Holdings Inc.-37.58%97.60%47.48%478.59%478.59%478.59%
Kinsale Capital Group Inc.-35.43%-9.74%89.32%1,568.14%1,568.14%1,568.14%

Performance & Financial Health Analysis: Palomar Holdings Inc. vs Kinsale Capital Group Inc.

MetricPLMRKNSL
Market Information
Market Cap i$3.52B$7.99B
Market Cap CategoryMid capMid cap
10 Day Avg. Volume i221,825242,362
90 Day Avg. Volume i227,922250,144
Last Close$101.42$290.20
52 Week Range$100.81 - $175.85$287.20 - $512.76
% from 52W High-42.33%-43.40%
All-Time High$175.85 (Jun 03, 2025)$548.47 (Mar 04, 2024)
% from All-Time High-42.33%-47.09%
Growth Metrics
Quarterly Revenue Growth0.63%0.17%
Quarterly Earnings Growth0.61%0.27%
Financial Health
Profit Margin (TTM) i0.23%0.27%
Operating Margin (TTM) i0.29%0.37%
Return on Equity (TTM) i0.24%0.29%
Debt to Equity (MRQ) i0.7511.45
Cash & Liquidity
Book Value per Share (MRQ)$35.55$84.66
Cash per Share (MRQ)$4.00$7.22
Operating Cash Flow (TTM) i$409.12M$1.04B
Levered Free Cash Flow (TTM) i$353.89M$961.23M
Dividends
Last 12-Month Dividend Yield iN/A0.20%
Last 12-Month Dividend iN/A$0.76

Valuation & Enterprise Metrics Analysis: Palomar Holdings Inc. vs Kinsale Capital Group Inc.

MetricPLMR (Apr 21, 2026)KNSL (Apr 26, 2026)
Price Ratios
P/E Ratio (TTM) i18.4016.08
Forward P/E i11.8915.74
PEG Ratio i0.300.58
Price to Sales (TTM) i4.014.30
Price to Book (MRQ) i3.714.11
Market Capitalization
Market Capitalization i$3.52B$7.99B
Enterprise Value i$3.43B$8.11B
Enterprise Value Metrics
Enterprise to Revenue i3.924.33
Enterprise to EBITDA i13.2712.46
Risk & Other Metrics
Beta i0.541.08
Book Value per Share (MRQ) i$35.55$84.66

Financial Statements Comparison: Palomar Holdings Inc. vs Kinsale Capital Group Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricPLMR (2025)KNSL (2025)
Revenue/Sales i875.97M1.87B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i253.39M634.30M
Pre-Tax Income % of Revenue i28.9%33.8%
Income Tax i56.32M130.69M
Income Tax % of Revenue i6.4%7.0%
Net Income (Profit) i197.07M503.61M
Profit Margin i22.5%26.9%

Balance Sheet & Liquidity Metrics

MetricPLMR (2025)KNSL (2025)
Cash & Equivalents i106.88M163.36M
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt iN/A173.40M
Long-Term Debt % of Revenue i0.0%9.3%
Total Shareholders Equity i942.67M1.96B
Retained Earnings i422.00M1.72B
Retained Earnings % of Revenue i48.2%91.6%
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison

MetricPLMR (2025)KNSL (2025)
Operating Cash Flow i32.59M466.20M
Operating Cash Flow % of Revenue i3.7%24.9%
Capital Expenditures i209,000-53.69M
Free Cash Flow i401.99M990.05M
FCF Margin i45.9%52.8%
Debt Repayment iN/A0
Common Stock Repurchase i-37.28M-90.00M

Short Interest & Institutional Ownership Analysis

MetricPLMRKNSL
Shares Short i601,6362.19M
Short Ratio i2.629.28
Short % of Float i2.70%10.06%
Shares Outstanding i26.52M23.15M
Float Shares i26.03M21.89M
% Held by Insiders i2.44%5.48%
% Held by Institutions i98.81%92.10%
% Held by Public i-1.25%2.42%

Dividend Analysis & Yield Comparison: Palomar Holdings Inc. vs Kinsale Capital Group Inc.

MetricPLMRKNSL
Last 12-Month Dividend iN/A$0.76
Last 12-Month Dividend Yield iN/A0.20%
3-Year Avg Annual Dividend iN/A$0.65
3-Year Avg Dividend Yield iN/A0.04%
3-Year Total Dividends iN/A$1.95
Ex-Dividend DateN/AFeb 26, 2026