Palomar Holdings [PLMR] vs Old Republic [ORI] Detailed Stock Comparison

Palomar Holdings Inc.

NASDAQ
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Old Republic International Corp.

NYSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Palomar Holdings Inc. wins in 9 metrics, Old Republic International Corp. wins in 10 metrics, with 0 ties. Old Republic International Corp. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Palomar Holdings Inc. Old Republic International Corp. Better
P/E Ratio (TTM) 18.40 11.51 Old Republic International Corp.
Price-to-Book Ratio 3.71 1.76 Old Republic International Corp.
Debt-to-Equity Ratio 0.75 30.07 Palomar Holdings Inc.
PEG Ratio 0.30 0.12 Old Republic International Corp.
EV/EBITDA 13.27 8.01 Old Republic International Corp.
Profit Margin (TTM) 22.50% 10.24% Palomar Holdings Inc.
Operating Margin (TTM) 28.71% 11.74% Palomar Holdings Inc.
EBITDA Margin (TTM) 28.71% 11.74% Palomar Holdings Inc.
Return on Equity 23.58% 16.31% Palomar Holdings Inc.
Return on Assets (TTM) 5.97% 2.72% Palomar Holdings Inc.
Free Cash Flow (TTM) $401.99M $1.16B Old Republic International Corp.
Dividend Yield N/A 9.08% N/A
1-Year Return -37.58% -1.51% Old Republic International Corp.
Price-to-Sales Ratio (TTM) 4.01 1.15 Old Republic International Corp.
Enterprise Value $3.43B $10.33B Old Republic International Corp.
EV/Revenue Ratio 3.92 1.13 Old Republic International Corp.
Revenue per Share (TTM) $33 $37 Old Republic International Corp.
Earnings per Share (Diluted) $7.16 $3.72 Palomar Holdings Inc.
Beta (Stock Volatility) 0.54 0.77 Palomar Holdings Inc.
Short % of Float 2.70% 4.45% Palomar Holdings Inc.

Palomar Holdings Inc. vs Old Republic International Corp. Stock Performance Analysis

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PLMR
ORI

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Palomar Holdings Inc.-3.11%-7.34%-12.23%-18.77%-14.04%-23.06%
Old Republic International Corp.-0.24%-3.47%-3.77%-12.58%-16.10%-14.40%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Palomar Holdings Inc.-37.58%97.60%47.48%478.59%478.59%478.59%
Old Republic International Corp.-1.51%50.79%41.72%96.78%210.51%74.54%

Performance & Financial Health Analysis: Palomar Holdings Inc. vs Old Republic International Corp.

MetricPLMRORI
Market Information
Market Cap i$3.52B$9.80B
Market Cap CategoryMid capMid cap
10 Day Avg. Volume i221,8251,200,119
90 Day Avg. Volume i227,9221,679,160
Last Close$101.42$37.04
52 Week Range$100.81 - $175.85$35.60 - $46.76
% from 52W High-42.33%-20.79%
All-Time High$175.85 (Jun 03, 2025)$46.76 (Dec 26, 2025)
% from All-Time High-42.33%-20.79%
Growth Metrics
Quarterly Revenue Growth0.63%0.19%
Quarterly Earnings Growth0.61%0.96%
Financial Health
Profit Margin (TTM) i0.23%0.10%
Operating Margin (TTM) i0.29%0.12%
Return on Equity (TTM) i0.24%0.16%
Debt to Equity (MRQ) i0.7530.07
Cash & Liquidity
Book Value per Share (MRQ)$35.55$24.28
Cash per Share (MRQ)$4.00$7.72
Operating Cash Flow (TTM) i$409.12M$1.16B
Levered Free Cash Flow (TTM) i$353.89M$-9,261,325,312
Dividends
Last 12-Month Dividend Yield iN/A9.08%
Last 12-Month Dividend iN/A$3.69

Valuation & Enterprise Metrics Analysis: Palomar Holdings Inc. vs Old Republic International Corp.

MetricPLMR (Apr 21, 2026)ORI (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i18.4011.51
Forward P/E i11.8912.41
PEG Ratio i0.300.12
Price to Sales (TTM) i4.011.15
Price to Book (MRQ) i3.711.76
Market Capitalization
Market Capitalization i$3.52B$9.80B
Enterprise Value i$3.43B$10.33B
Enterprise Value Metrics
Enterprise to Revenue i3.921.13
Enterprise to EBITDA i13.278.01
Risk & Other Metrics
Beta i0.540.77
Book Value per Share (MRQ) i$35.55$24.28

Financial Statements Comparison: Palomar Holdings Inc. vs Old Republic International Corp.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricPLMR (2025)ORI (2025)
Revenue/Sales i875.97M9.14B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i253.39M1.18B
Pre-Tax Income % of Revenue i28.9%13.0%
Income Tax i56.32M242.10M
Income Tax % of Revenue i6.4%2.6%
Net Income (Profit) i197.07M941.90M
Profit Margin i22.5%10.3%

Balance Sheet & Liquidity Metrics

MetricPLMR (2025)ORI (2025)
Cash & Equivalents i106.88M263.20M
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt iN/A1.59B
Long-Term Debt % of Revenue i0.0%17.4%
Total Shareholders Equity i942.67M5.93B
Retained Earnings i422.00M5.52B
Retained Earnings % of Revenue i48.2%60.4%
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison

MetricPLMR (2025)ORI (2025)
Operating Cash Flow i32.59M737.60M
Operating Cash Flow % of Revenue i3.7%8.1%
Capital Expenditures i209,000N/A
Free Cash Flow i401.99M1.16B
FCF Margin i45.9%12.7%
Debt Repayment iN/A0
Common Stock Repurchase i-37.28M-123.80M

Short Interest & Institutional Ownership Analysis

MetricPLMRORI
Shares Short i601,6368.02M
Short Ratio i2.624.02
Short % of Float i2.70%4.45%
Shares Outstanding i26.52M246.36M
Float Shares i26.03M241.89M
% Held by Insiders i2.44%7.65%
% Held by Institutions i98.81%79.72%
% Held by Public i-1.25%12.63%

Dividend Analysis & Yield Comparison: Palomar Holdings Inc. vs Old Republic International Corp.

MetricPLMRORI
Last 12-Month Dividend iN/A$3.69
Last 12-Month Dividend Yield iN/A9.08%
3-Year Avg Annual Dividend iN/A$2.59
3-Year Avg Dividend Yield iN/A1.54%
3-Year Total Dividends iN/A$7.78
Ex-Dividend DateN/AMar 09, 2026