Palomar Holdings [PLMR] vs Hanover Insurance [THG] Detailed Stock Comparison

Palomar Holdings Inc.

NASDAQ

Hanover Insurance Group, Inc.

NYSE

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Palomar Holdings Inc. wins in 7 metrics, Hanover Insurance Group, Inc. wins in 12 metrics, with 0 ties. Hanover Insurance Group, Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric	Palomar Holdings Inc.	Hanover Insurance Group, Inc.	Better
P/E Ratio (TTM)	18.40	10.04	Hanover Insurance Group, Inc.
Price-to-Book Ratio	3.71	1.80	Hanover Insurance Group, Inc.
Debt-to-Equity Ratio	0.75	34.11	Palomar Holdings Inc.
PEG Ratio	0.30	0.46	Palomar Holdings Inc.
EV/EBITDA	13.27	7.30	Hanover Insurance Group, Inc.
Profit Margin (TTM)	22.50%	10.05%	Palomar Holdings Inc.
Operating Margin (TTM)	28.71%	16.29%	Palomar Holdings Inc.
EBITDA Margin (TTM)	28.71%	16.29%	Palomar Holdings Inc.
Return on Equity	23.58%	20.60%	Palomar Holdings Inc.
Return on Assets (TTM)	5.97%	3.44%	Palomar Holdings Inc.
Free Cash Flow (TTM)	$401.99M	$1.17B	Hanover Insurance Group, Inc.
Dividend Yield	N/A	2.13%	N/A
1-Year Return	-37.58%	5.81%	Hanover Insurance Group, Inc.
Price-to-Sales Ratio (TTM)	4.01	0.97	Hanover Insurance Group, Inc.
Enterprise Value	$3.43B	$6.49B	Hanover Insurance Group, Inc.
EV/Revenue Ratio	3.92	0.98	Hanover Insurance Group, Inc.
Revenue per Share (TTM)	$33	$184	Hanover Insurance Group, Inc.
Earnings per Share (Diluted)	$7.16	$18.11	Hanover Insurance Group, Inc.
Beta (Stock Volatility)	0.54	0.30	Hanover Insurance Group, Inc.
Short % of Float	2.70%	2.66%	Hanover Insurance Group, Inc.

Palomar Holdings Inc. vs Hanover Insurance Group, Inc. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock	1D	1W	1M	3M	6M	YTD
Palomar Holdings Inc.	-3.11%	-7.34%	-12.23%	-18.77%	-14.04%	-23.06%
Hanover Insurance Group, Inc.	-0.37%	-2.82%	1.68%	3.98%	3.54%	4.07%

Long-term Returns

Stock	1Y	3Y	5Y	10Y	15Y	20Y
Palomar Holdings Inc.	-37.58%	97.60%	47.48%	478.59%	478.59%	478.59%
Hanover Insurance Group, Inc.	5.81%	61.74%	33.51%	129.62%	397.06%	315.53%

Performance & Financial Health Analysis: Palomar Holdings Inc. vs Hanover Insurance Group, Inc.

Metric	PLMR	THG
Market Information
Market Cap i	$3.52B	$6.40B
Market Cap Category	Mid cap	Mid cap
10 Day Avg. Volume i	221,825	249,333
90 Day Avg. Volume i	227,922	302,844
Last Close	$101.42	$186.35
52 Week Range	$100.81 - $175.85	$160.70 - $199.59
% from 52W High	-42.33%	-6.63%
All-Time High	$175.85 (Jun 03, 2025)	$199.51 (May 18, 2026)
% from All-Time High	-42.33%	-6.60%
Growth Metrics
Quarterly Revenue Growth	0.63%	0.06%
Quarterly Earnings Growth	0.61%	0.18%
Financial Health
Profit Margin (TTM) i	0.23%	0.10%
Operating Margin (TTM) i	0.29%	0.16%
Return on Equity (TTM) i	0.24%	0.21%
Debt to Equity (MRQ) i	0.75	34.11
Cash & Liquidity
Book Value per Share (MRQ)	$35.55	$100.89
Cash per Share (MRQ)	$4.00	$31.94
Operating Cash Flow (TTM) i	$409.12M	$1.18B
Levered Free Cash Flow (TTM) i	$353.89M	$979.57M
Dividends
Last 12-Month Dividend Yield i	N/A	2.13%
Last 12-Month Dividend i	N/A	$3.70

Valuation & Enterprise Metrics Analysis: Palomar Holdings Inc. vs Hanover Insurance Group, Inc.

Metric	PLMR (Apr 21, 2026)	THG (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i	18.40	10.04
Forward P/E i	11.89	10.01
PEG Ratio i	0.30	0.46
Price to Sales (TTM) i	4.01	0.97
Price to Book (MRQ) i	3.71	1.80
Market Capitalization
Market Capitalization i	$3.52B	$6.40B
Enterprise Value i	$3.43B	$6.49B
Enterprise Value Metrics
Enterprise to Revenue i	3.92	0.98
Enterprise to EBITDA i	13.27	7.30
Risk & Other Metrics
Beta i	0.54	0.30
Book Value per Share (MRQ) i	$35.55	$100.89

Financial Statements Comparison: Palomar Holdings Inc. vs Hanover Insurance Group, Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

Metric	PLMR (2025)	THG (2025)
Revenue/Sales i	875.97M	6.57B
Cost of Goods Sold i	N/A	N/A
COGS % of Revenue i	0.0%	0.0%
Gross Profit i	N/A	N/A
Gross Margin i	0.0%	0.0%
Research & Development i	N/A	N/A
Operating Income (EBIT) i	N/A	N/A
Operating Margin i	0.0%	0.0%
EBITDA i	N/A	N/A
EBITDA Margin i	0.0%	0.0%
Pre-Tax Income i	253.39M	843.80M
Pre-Tax Income % of Revenue i	28.9%	12.8%
Income Tax i	56.32M	183.10M
Income Tax % of Revenue i	6.4%	2.8%
Net Income (Profit) i	197.07M	662.50M
Profit Margin i	22.5%	10.1%

Balance Sheet & Liquidity Metrics

Metric	PLMR (2025)	THG (2025)
Cash & Equivalents i	106.88M	1.12B
Total Current Assets i	N/A	N/A
Total Current Assets % of Revenue i	0.0%	0.0%
Total Current Liabilities i	N/A	N/A
Total Current Liabilities % of Revenue i	0.0%	0.0%
Long-Term Debt i	N/A	1.22B
Long-Term Debt % of Revenue i	0.0%	18.6%
Total Shareholders Equity i	942.67M	3.57B
Retained Earnings i	422.00M	3.74B
Retained Earnings % of Revenue i	48.2%	57.0%
Property, Plant & Equipment i	N/A	N/A

Cash Flow Statement Comparison

Metric	PLMR (2025)	THG (2025)
Operating Cash Flow i	32.59M	663.80M
Operating Cash Flow % of Revenue i	3.7%	10.1%
Capital Expenditures i	209,000	N/A
Free Cash Flow i	401.99M	1.17B
FCF Margin i	45.9%	17.8%
Debt Repayment i	N/A	-61.80M
Common Stock Repurchase i	-37.28M	-129.20M

Short Interest & Institutional Ownership Analysis

Metric	PLMR	THG
Shares Short i	601,636	830,528
Short Ratio i	2.62	2.75
Short % of Float i	2.70%	2.66%
Shares Outstanding i	26.52M	35.39M
Float Shares i	26.03M	34.80M
% Held by Insiders i	2.44%	0.88%
% Held by Institutions i	98.81%	90.71%
% Held by Public i	-1.25%	8.41%

Dividend Analysis & Yield Comparison: Palomar Holdings Inc. vs Hanover Insurance Group, Inc.

Metric	PLMR	THG
Last 12-Month Dividend i	N/A	$3.70
Last 12-Month Dividend Yield i	N/A	2.13%
3-Year Avg Annual Dividend i	N/A	$3.51
3-Year Avg Dividend Yield i	N/A	0.61%
3-Year Total Dividends i	N/A	$10.52
Ex-Dividend Date	N/A	Mar 13, 2026

Palomar Holdings [PLMR] vs Hanover Insurance [THG] Detailed Stock Comparison

Palomar Holdings Inc.

Hanover Insurance Group, Inc.

TLDR: Quick Comparison Summary

Vital Metrics Comparison

Complete Palomar Holdings Inc. Investment Analysis: Compare with Industry Leaders

Ever Wonder Which Stock is Really the Better Pick?

What You'll Actually Learn (in Plain English)

💰 Which Stock is Cheaper

🏥 Which Company is Healthier

📈 Which Has Been Growing Faster

💵 Which Pays You Better

Palomar Holdings Inc. vs Hanover Insurance Group, Inc. Stock Performance Analysis

Performance Comparison

Short-term Returns

Long-term Returns

Performance & Financial Health Analysis: Palomar Holdings Inc. vs Hanover Insurance Group, Inc.

Valuation & Enterprise Metrics Analysis: Palomar Holdings Inc. vs Hanover Insurance Group, Inc.

Financial Statements Comparison: Palomar Holdings Inc. vs Hanover Insurance Group, Inc.

Financial Metrics

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

PLMR (Annual)

PLMR (Quarterly)

THG (Annual)

THG (Quarterly)

Financial Statements Comparison

Income Statement

Balance Sheet & Liquidity Metrics

Cash Flow Statement Comparison

Income Statement

Balance Sheet & Liquidity Metrics

Cash Flow Statement Comparison

Short Interest & Institutional Ownership Analysis

Dividend Analysis & Yield Comparison: Palomar Holdings Inc. vs Hanover Insurance Group, Inc.

Metric	PLMR (Dec 31, 2025)	THG (Dec 31, 2025)
Revenue/Sales i	255.63M	1.66B
Cost of Goods Sold i	N/A	N/A
COGS % of Revenue i	0.0%	0.0%
Gross Profit i	N/A	N/A
Gross Margin i	0.0%	0.0%
Research & Development i	N/A	N/A
Operating Income (EBIT) i	N/A	N/A
Operating Margin i	0.0%	0.0%
EBITDA i	N/A	N/A
EBITDA Margin i	0.0%	0.0%
Pre-Tax Income i	72.66M	257.80M
Pre-Tax Income % of Revenue i	28.4%	15.5%
Income Tax i	16.49M	60.80M
Income Tax % of Revenue i	6.5%	3.7%
Net Income (Profit) i	56.17M	198.50M
Profit Margin i	22.0%	11.9%

Metric	PLMR (Dec 31, 2025)	THG (Dec 31, 2025)
Operating Cash Flow i	N/A	247.80M
Operating Cash Flow % of Revenue i	0.0%	14.9%
Capital Expenditures i	94,000	N/A
Free Cash Flow i	115.58M	377.00M
FCF Margin i	45.2%	22.7%
Debt Repayment i	N/A	N/A
Common Stock Repurchase i	134,000	-54.60M

Palomar Holdings [PLMR] vs Hanover Insurance [THG] Detailed Stock Comparison

Palomar Holdings Inc.

Hanover Insurance Group, Inc.

TLDR: Quick Comparison Summary

Vital Metrics Comparison

Complete Palomar Holdings Inc. Investment Analysis: Compare with Industry Leaders

Ever Wonder Which Stock is Really the Better Pick?

What You'll Actually Learn (in Plain English)

💰 Which Stock is Cheaper

🏥 Which Company is Healthier

📈 Which Has Been Growing Faster

💵 Which Pays You Better

Palomar Holdings Inc. vs Hanover Insurance Group, Inc. Stock Performance Analysis

Performance Comparison

Short-term Returns

Long-term Returns

Performance & Financial Health Analysis: Palomar Holdings Inc. vs Hanover Insurance Group, Inc.

Valuation & Enterprise Metrics Analysis: Palomar Holdings Inc. vs Hanover Insurance Group, Inc.

Financial Statements Comparison: Palomar Holdings Inc. vs Hanover Insurance Group, Inc.

Financial Metrics Quarterly Annual

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

PLMR (Annual)

PLMR (Quarterly)

THG (Annual)

THG (Quarterly)

Financial Statements Comparison

Income Statement

Balance Sheet & Liquidity Metrics

Cash Flow Statement Comparison

Income Statement

Balance Sheet & Liquidity Metrics

Cash Flow Statement Comparison

Short Interest & Institutional Ownership Analysis

Dividend Analysis & Yield Comparison: Palomar Holdings Inc. vs Hanover Insurance Group, Inc.

Financial Metrics