CPI Card [PMTS] vs Mastercard [MA] Detailed Stock Comparison

CPI Card Group Inc.

NASDAQ
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Mastercard Inc.

NYSE
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TLDR: Quick Comparison Summary

Based on 21 vital metrics comparison: CPI Card Group Inc. wins in 5 metrics, Mastercard Inc. wins in 15 metrics, with 0 ties. Mastercard Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric CPI Card Group Inc. Mastercard Inc. Better
P/E Ratio (TTM) 14.14 30.95 CPI Card Group Inc.
Price-to-Book Ratio -11.98 59.09 Mastercard Inc.
Debt-to-Equity Ratio -19.47 256.04 Mastercard Inc.
PEG Ratio 2.87 1.27 Mastercard Inc.
EV/EBITDA 6.71 22.63 CPI Card Group Inc.
Profit Margin (TTM) 2.75% 45.65% Mastercard Inc.
Operating Margin (TTM) 9.28% 57.73% Mastercard Inc.
EBITDA Margin (TTM) 9.28% 57.73% Mastercard Inc.
Return on Equity -86.25% 209.92% Mastercard Inc.
Return on Assets (TTM) 9.11% 23.72% Mastercard Inc.
Free Cash Flow (TTM) $41.33M $16.43B Mastercard Inc.
Dividend Yield N/A 0.55% N/A
1-Year Return -23.76% -15.65% Mastercard Inc.
Price-to-Sales Ratio (TTM) 0.37 13.92 CPI Card Group Inc.
Enterprise Value $518.27M $464.97B Mastercard Inc.
EV/Revenue Ratio 0.95 14.18 CPI Card Group Inc.
Gross Profit Margin (TTM) 31.55% 79.35% Mastercard Inc.
Revenue per Share (TTM) $48 $36 CPI Card Group Inc.
Earnings per Share (Diluted) $1.25 $16.52 Mastercard Inc.
Beta (Stock Volatility) 1.03 0.83 Mastercard Inc.
Short % of Float 5.09% 0.70% Mastercard Inc.

CPI Card Group Inc. vs Mastercard Inc. Stock Performance Analysis

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PMTS
MA

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
CPI Card Group Inc.9.25%-8.83%-5.48%29.68%14.40%13.99%
Mastercard Inc.2.17%-4.75%-6.58%-10.06%-14.84%-16.26%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
CPI Card Group Inc.-23.76%-37.86%-12.30%-19.76%-72.11%-72.11%
Mastercard Inc.-15.65%32.18%34.96%414.40%1,682.68%10,410.21%

Performance & Financial Health Analysis: CPI Card Group Inc. vs Mastercard Inc.

MetricPMTSMA
Market Information
Market Cap i$208.24M$448.34B
Market Cap CategoryMicro capMega cap
10 Day Avg. Volume i41,3453,152,477
90 Day Avg. Volume i47,8353,291,506
Last Close$17.71$481.76
52 Week Range$10.81 - $25.50$464.52 - $601.77
% from 52W High-30.55%-19.94%
All-Time High$67.50 (Oct 12, 2015)$601.77 (Aug 22, 2025)
% from All-Time High-73.76%-19.94%
Growth Metrics
Quarterly Revenue Growth0.22%0.18%
Quarterly Earnings Growth0.09%0.22%
Financial Health
Profit Margin (TTM) i0.03%0.46%
Operating Margin (TTM) i0.09%0.58%
Return on Equity (TTM) i-0.86%2.10%
Debt to Equity (MRQ) i-19.47256.04
Cash & Liquidity
Book Value per Share (MRQ)$-1.51$8.65
Cash per Share (MRQ)$1.89$12.22
Operating Cash Flow (TTM) i$59.50M$17.65B
Levered Free Cash Flow (TTM) i$17.92M$16.27B
Dividends
Last 12-Month Dividend Yield iN/A0.55%
Last 12-Month Dividend i$0.00$3.15

Valuation & Enterprise Metrics Analysis: CPI Card Group Inc. vs Mastercard Inc.

MetricPMTS (Apr 26, 2026)MA (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i14.1430.95
Forward P/E i5.1122.56
PEG Ratio i2.871.27
Price to Sales (TTM) i0.3713.92
Price to Book (MRQ) i-11.9859.09
Market Capitalization
Market Capitalization i$208.24M$448.34B
Enterprise Value i$518.27M$464.97B
Enterprise Value Metrics
Enterprise to Revenue i0.9514.18
Enterprise to EBITDA i6.7122.63
Risk & Other Metrics
Beta i1.030.83
Book Value per Share (MRQ) i$-1.51$8.65

Financial Statements Comparison: CPI Card Group Inc. vs Mastercard Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricPMTS (2025)MA (2025)
Revenue/Sales i543.53M32.79B
Cost of Goods Sold i373.44M7.25B
COGS % of Revenue i68.7%22.1%
Gross Profit i170.10M25.54B
Gross Margin i31.3%77.9%
Research & Development iN/AN/A
Operating Income (EBIT) i54.84M19.51B
Operating Margin i10.1%59.5%
EBITDA i77.59M20.82B
EBITDA Margin i14.3%63.5%
Pre-Tax Income i21.74M18.58B
Pre-Tax Income % of Revenue i4.0%56.7%
Income Tax i6.66M3.61B
Income Tax % of Revenue i1.2%11.0%
Net Income (Profit) i14.95M14.97B
Profit Margin i2.8%45.6%

Balance Sheet & Liquidity Metrics

MetricPMTS (2025)MA (2025)
Cash & Equivalents i21.70M10.57B
Total Current Assets i204.94M23.56B
Total Current Assets % of Revenue i37.7%71.8%
Total Current Liabilities i84.10M22.76B
Total Current Liabilities % of Revenue i15.5%69.4%
Long-Term Debt i286.67M18.25B
Long-Term Debt % of Revenue i52.7%55.7%
Total Shareholders Equity i-17.33M7.75B
Retained Earnings i84.75M85.04B
Retained Earnings % of Revenue i15.6%259.3%
Property, Plant & Equipment i75.58M3.71B

Cash Flow Statement Comparison

MetricPMTS (2025)MA (2025)
Operating Cash Flow i61.14M19.44B
Operating Cash Flow % of Revenue i11.2%59.3%
Capital Expenditures iN/A-489.00M
Free Cash Flow i41.33M16.43B
FCF Margin i7.6%50.1%
Debt Repayment i-70.37M-750.00M
Common Stock Repurchase i0-11.73B

Short Interest & Institutional Ownership Analysis

MetricPMTSMA
Shares Short i360,7806.24M
Short Ratio i3.921.83
Short % of Float i5.09%0.70%
Shares Outstanding i11.46M894.04M
Float Shares i5.99M883.99M
% Held by Insiders i4.39%0.55%
% Held by Institutions i74.67%90.43%
% Held by Public i20.94%9.02%

Dividend Analysis & Yield Comparison: CPI Card Group Inc. vs Mastercard Inc.

MetricPMTSMA
Last 12-Month Dividend i$0.00$3.15
Last 12-Month Dividend Yield iN/A0.55%
3-Year Avg Annual Dividend i$0.00$2.75
3-Year Avg Dividend Yield iN/A0.14%
3-Year Total Dividends i$0.00$8.26
Ex-Dividend DateN/AJan 09, 2026