Pinnacle Financial [PNFP] vs NatWest Group plc [NWG] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: Pinnacle Financial Partners Inc. wins in 4 metrics, NatWest Group plc Sponsored ADR wins in 15 metrics, with 0 ties. NatWest Group plc Sponsored ADR appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Pinnacle Financial Partners Inc. | NatWest Group plc Sponsored ADR | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 12.22 | 8.77 | NatWest Group plc Sponsored ADR |
| Price-to-Book Ratio | 1.08 | 1.24 | Pinnacle Financial Partners Inc. |
| Debt-to-Equity Ratio | 0.88 | 4.93 | Pinnacle Financial Partners Inc. |
| PEG Ratio | 0.69 | 0.64 | NatWest Group plc Sponsored ADR |
| Profit Margin (TTM) | 24.66% | 36.51% | NatWest Group plc Sponsored ADR |
| Operating Margin (TTM) | 46.89% | 47.06% | NatWest Group plc Sponsored ADR |
| EBITDA Margin (TTM) | 46.89% | 47.06% | NatWest Group plc Sponsored ADR |
| Return on Equity | 6.17% | 14.23% | NatWest Group plc Sponsored ADR |
| Return on Assets (TTM) | 0.74% | 0.82% | NatWest Group plc Sponsored ADR |
| Free Cash Flow (TTM) | $807.29M | $5.79B | NatWest Group plc Sponsored ADR |
| Dividend Yield | 1.19% | 6.34% | NatWest Group plc Sponsored ADR |
| 1-Year Return | -8.04% | 12.17% | NatWest Group plc Sponsored ADR |
| Price-to-Sales Ratio (TTM) | 5.45 | 3.99 | NatWest Group plc Sponsored ADR |
| Enterprise Value | $15.32B | $74.45B | NatWest Group plc Sponsored ADR |
| EV/Revenue Ratio | 5.79 | 3.45 | NatWest Group plc Sponsored ADR |
| Revenue per Share (TTM) | $28 | $4 | Pinnacle Financial Partners Inc. |
| Earnings per Share (Diluted) | $7.84 | $1.82 | Pinnacle Financial Partners Inc. |
| Beta (Stock Volatility) | 1.00 | 0.83 | NatWest Group plc Sponsored ADR |
| Short % of Float | 2.81% | 0.03% | NatWest Group plc Sponsored ADR |
Pinnacle Financial Partners Inc. vs NatWest Group plc Sponsored ADR Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Pinnacle Financial Partners Inc. | -2.97% | -2.20% | -1.41% | 4.01% | 3.90% | 1.36% |
| NatWest Group plc Sponsored ADR | -1.98% | 0.00% | 7.10% | -0.68% | -4.49% | -9.37% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Pinnacle Financial Partners Inc. | -8.04% | 81.94% | 7.54% | 98.09% | 582.07% | 241.15% |
| NatWest Group plc Sponsored ADR | 12.17% | 140.48% | 149.84% | 113.87% | 9.04% | -92.77% |
Performance & Financial Health Analysis: Pinnacle Financial Partners Inc. vs NatWest Group plc Sponsored ADR
| Metric | PNFP | NWG |
|---|---|---|
| Market Information | ||
| Market Cap | $14.40B | $62.50B |
| Market Cap Category | Large cap | Large cap |
| 10 Day Avg. Volume | 1,453,160 | 3,354,153 |
| 90 Day Avg. Volume | 1,473,797 | 4,128,594 |
| Last Close | $93.50 | $15.83 |
| 52 Week Range | $81.08 - $120.46 | $12.91 - $19.36 |
| % from 52W High | -22.38% | -18.23% |
| All-Time High | $131.91 (Nov 25, 2024) | $241.80 (Oct 29, 2007) |
| % from All-Time High | -29.12% | -93.45% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 1.56% | 0.11% |
| Quarterly Earnings Growth | 0.07% | 0.11% |
| Financial Health | ||
| Profit Margin (TTM) | 0.25% | 0.37% |
| Operating Margin (TTM) | 0.47% | 0.47% |
| Return on Equity (TTM) | 0.06% | 0.14% |
| Debt to Equity (MRQ) | 0.88 | 4.93 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $88.71 | $12.85 |
| Cash per Share (MRQ) | $39.38 | $28.53 |
| Operating Cash Flow (TTM) | $687.03M | $-16,770,539,519 |
| Levered Free Cash Flow (TTM) | $459.86M | $5.48B |
| Dividends | ||
| Last 12-Month Dividend Yield | 1.19% | 6.34% |
| Last 12-Month Dividend | $1.22 | $0.88 |
Valuation & Enterprise Metrics Analysis: Pinnacle Financial Partners Inc. vs NatWest Group plc Sponsored ADR
| Metric | PNFP (Apr 26, 2026) | NWG (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 12.22 | 8.77 |
| Forward P/E | 8.11 | 7.45 |
| PEG Ratio | 0.69 | 0.64 |
| Price to Sales (TTM) | 5.45 | 3.99 |
| Price to Book (MRQ) | 1.08 | 1.24 |
| Market Capitalization | ||
| Market Capitalization | $14.40B | $62.50B |
| Enterprise Value | $15.32B | $74.45B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 5.79 | 3.45 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 1.00 | 0.83 |
| Book Value per Share (MRQ) | $88.71 | $12.85 |
Financial Statements Comparison: Pinnacle Financial Partners Inc. vs NatWest Group plc Sponsored ADR
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | PNFP (2024) | NWG (2025) |
|---|---|---|
| Revenue/Sales | 1.52B | 16.61B |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | 581.21M | 7.71B |
| Pre-Tax Income % of Revenue | 38.2% | 46.4% |
| Income Tax | 106.15M | 1.87B |
| Income Tax % of Revenue | 7.0% | 11.3% |
| Net Income (Profit) | 475.06M | 5.83B |
| Profit Margin | 31.2% | 35.1% |
Balance Sheet & Liquidity Metrics
| Metric | PNFP (2024) | NWG (2025) |
|---|---|---|
| Cash & Equivalents | 3.34B | 85.35B |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | 2.30B | 71.83B |
| Long-Term Debt % of Revenue | 151.2% | 432.5% |
| Total Shareholders Equity | 6.43B | 42.61B |
| Retained Earnings | 3.18B | 14.42B |
| Retained Earnings % of Revenue | 208.8% | 86.8% |
| Property, Plant & Equipment | N/A | 4.28B |
Cash Flow Statement Comparison
| Metric | PNFP (2024) | NWG (2025) |
|---|---|---|
| Operating Cash Flow | 687.03M | 6.00B |
| Operating Cash Flow % of Revenue | 45.2% | 36.1% |
| Capital Expenditures | -94.52M | -605.00M |
| Free Cash Flow | 807.29M | 5.79B |
| FCF Margin | 53.1% | 34.9% |
| Debt Repayment | -700.42M | -4.18B |
| Common Stock Repurchase | -14.43M | -2.56B |
Short Interest & Institutional Ownership Analysis
| Metric | PNFP | NWG |
|---|---|---|
| Shares Short | 4.19M | 1.29M |
| Short Ratio | 2.82 | 0.27 |
| Short % of Float | 2.81% | 0.03% |
| Shares Outstanding | 77.56M | 7.99B |
| Float Shares | 148.36M | 7.96B |
| % Held by Insiders | 1.38% | 0.00% |
| % Held by Institutions | 48.66% | 4.78% |
| % Held by Public | 49.96% | 95.22% |
Dividend Analysis & Yield Comparison: Pinnacle Financial Partners Inc. vs NatWest Group plc Sponsored ADR
| Metric | PNFP | NWG |
|---|---|---|
| Last 12-Month Dividend | $1.22 | $0.88 |
| Last 12-Month Dividend Yield | 1.19% | 6.34% |
| 3-Year Avg Annual Dividend | $1.00 | $0.66 |
| 3-Year Avg Dividend Yield | 0.29% | 2.94% |
| 3-Year Total Dividends | $3.00 | $1.99 |
| Ex-Dividend Date | Feb 06, 2026 | Mar 20, 2026 |