Pinnacle Financial [PNFP] vs PNC Financial [PNC] Detailed Stock Comparison

Pinnacle Financial Partners Inc.

NASDAQ
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PNC Financial Services Group, Inc.

NYSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Pinnacle Financial Partners Inc. wins in 8 metrics, PNC Financial Services Group, Inc. wins in 11 metrics, with 0 ties. PNC Financial Services Group, Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Pinnacle Financial Partners Inc. PNC Financial Services Group, Inc. Better
P/E Ratio (TTM) 12.22 12.56 Pinnacle Financial Partners Inc.
Price-to-Book Ratio 1.08 1.39 Pinnacle Financial Partners Inc.
Debt-to-Equity Ratio 0.88 1.12 Pinnacle Financial Partners Inc.
PEG Ratio 0.69 11.84 Pinnacle Financial Partners Inc.
Profit Margin (TTM) 24.66% 28.75% PNC Financial Services Group, Inc.
Operating Margin (TTM) 46.89% 35.28% Pinnacle Financial Partners Inc.
EBITDA Margin (TTM) 46.89% 35.28% Pinnacle Financial Partners Inc.
Return on Equity 6.17% 11.33% PNC Financial Services Group, Inc.
Return on Assets (TTM) 0.74% 1.09% PNC Financial Services Group, Inc.
Free Cash Flow (TTM) $807.29M $7.88B PNC Financial Services Group, Inc.
Dividend Yield 1.19% 3.02% PNC Financial Services Group, Inc.
1-Year Return -8.04% 27.22% PNC Financial Services Group, Inc.
Price-to-Sales Ratio (TTM) 5.45 3.35 PNC Financial Services Group, Inc.
Enterprise Value $15.32B $128.31B PNC Financial Services Group, Inc.
EV/Revenue Ratio 5.79 6.11 Pinnacle Financial Partners Inc.
Revenue per Share (TTM) $28 $53 PNC Financial Services Group, Inc.
Earnings per Share (Diluted) $7.84 $14.15 PNC Financial Services Group, Inc.
Beta (Stock Volatility) 1.00 1.07 Pinnacle Financial Partners Inc.
Short % of Float 2.81% 1.26% PNC Financial Services Group, Inc.

Pinnacle Financial Partners Inc. vs PNC Financial Services Group, Inc. Stock Performance Analysis

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PNFP
PNC

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Pinnacle Financial Partners Inc.-2.97%-2.20%-1.41%4.01%3.90%1.36%
PNC Financial Services Group, Inc.-1.24%0.10%1.37%3.17%15.08%4.52%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Pinnacle Financial Partners Inc.-8.04%81.94%7.54%98.09%582.07%241.15%
PNC Financial Services Group, Inc.27.22%78.93%13.98%149.66%272.63%219.68%

Performance & Financial Health Analysis: Pinnacle Financial Partners Inc. vs PNC Financial Services Group, Inc.

MetricPNFPPNC
Market Information
Market Cap i$14.40B$70.31B
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i1,453,1601,904,080
90 Day Avg. Volume i1,473,7971,960,760
Last Close$93.50$218.27
52 Week Range$81.08 - $120.46$172.73 - $243.94
% from 52W High-22.38%-10.52%
All-Time High$131.91 (Nov 25, 2024)$243.94 (Feb 06, 2026)
% from All-Time High-29.12%-10.52%
Growth Metrics
Quarterly Revenue Growth1.56%0.05%
Quarterly Earnings Growth0.07%0.11%
Financial Health
Profit Margin (TTM) i0.25%0.29%
Operating Margin (TTM) i0.47%0.35%
Return on Equity (TTM) i0.06%0.11%
Debt to Equity (MRQ) i0.881.12
Cash & Liquidity
Book Value per Share (MRQ)$88.71$127.98
Cash per Share (MRQ)$39.38$27.54
Operating Cash Flow (TTM) i$687.03M$5.61B
Levered Free Cash Flow (TTM) i$459.86M$5.50B
Dividends
Last 12-Month Dividend Yield i1.19%3.02%
Last 12-Month Dividend i$1.22$6.70

Valuation & Enterprise Metrics Analysis: Pinnacle Financial Partners Inc. vs PNC Financial Services Group, Inc.

MetricPNFP (Apr 26, 2026)PNC (Jun 13, 2025)
Price Ratios
P/E Ratio (TTM) i12.2212.56
Forward P/E i8.1111.84
PEG Ratio i0.6911.84
Price to Sales (TTM) i5.453.35
Price to Book (MRQ) i1.081.39
Market Capitalization
Market Capitalization i$14.40B$70.31B
Enterprise Value i$15.32B$128.31B
Enterprise Value Metrics
Enterprise to Revenue i5.796.11
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i1.001.07
Book Value per Share (MRQ) i$88.71$127.98

Financial Statements Comparison: Pinnacle Financial Partners Inc. vs PNC Financial Services Group, Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricPNFP (2024)PNC (2024)
Revenue/Sales i1.52B20.81B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i581.21M7.24B
Pre-Tax Income % of Revenue i38.2%34.8%
Income Tax i106.15M1.29B
Income Tax % of Revenue i7.0%6.2%
Net Income (Profit) i475.06M5.95B
Profit Margin i31.2%28.6%

Balance Sheet & Liquidity Metrics

MetricPNFP (2024)PNC (2024)
Cash & Equivalents i3.34B46.25B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i2.30B61.67B
Long-Term Debt % of Revenue i151.2%296.4%
Total Shareholders Equity i6.43B54.47B
Retained Earnings i3.18B59.28B
Retained Earnings % of Revenue i208.8%284.9%
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison

MetricPNFP (2024)PNC (2024)
Operating Cash Flow i687.03M7.96B
Operating Cash Flow % of Revenue i45.2%38.3%
Capital Expenditures i-94.52MN/A
Free Cash Flow i807.29M7.88B
FCF Margin i53.1%37.9%
Debt Repayment i-700.42M-23.75B
Common Stock Repurchase i-14.43M-1.19B

Short Interest & Institutional Ownership Analysis

MetricPNFPPNC
Shares Short i4.19M4.98M
Short Ratio i2.822.41
Short % of Float i2.81%1.26%
Shares Outstanding i77.56M395.94M
Float Shares i148.36M392.38M
% Held by Insiders i1.38%0.38%
% Held by Institutions i48.66%85.29%
% Held by Public i49.96%14.33%

Dividend Analysis & Yield Comparison: Pinnacle Financial Partners Inc. vs PNC Financial Services Group, Inc.

MetricPNFPPNC
Last 12-Month Dividend i$1.22$6.70
Last 12-Month Dividend Yield i1.19%3.02%
3-Year Avg Annual Dividend i$1.00$6.40
3-Year Avg Dividend Yield i0.29%1.00%
3-Year Total Dividends i$3.00$19.20
Ex-Dividend DateFeb 06, 2026Jan 20, 2026