Pacific Premier [PPBI] vs Nu Holdings [NU] Detailed Stock Comparison

Pacific Premier Bancorp Inc.

NASDAQ
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Nu Holdings Ltd.

NYSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Pacific Premier Bancorp Inc. wins in 8 metrics, Nu Holdings Ltd. wins in 10 metrics, with 0 ties. Nu Holdings Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Pacific Premier Bancorp Inc. Nu Holdings Ltd. Better
P/E Ratio (TTM) 17.13 25.60 Pacific Premier Bancorp Inc.
Price-to-Book Ratio 0.80 6.39 Pacific Premier Bancorp Inc.
Debt-to-Equity Ratio 0.06 0.47 Pacific Premier Bancorp Inc.
PEG Ratio -0.74 12.95 Nu Holdings Ltd.
Profit Margin (TTM) 23.61% 41.04% Nu Holdings Ltd.
Operating Margin (TTM) 36.33% 52.15% Nu Holdings Ltd.
EBITDA Margin (TTM) 36.33% 52.15% Nu Holdings Ltd.
Return on Equity 4.68% 30.28% Nu Holdings Ltd.
Return on Assets (TTM) 0.76% 4.60% Nu Holdings Ltd.
Free Cash Flow (TTM) $222.80M $3.16B Nu Holdings Ltd.
Dividend Yield 7.31% N/A N/A
1-Year Return 2.64% 9.33% Nu Holdings Ltd.
Price-to-Sales Ratio (TTM) 4.07 10.32 Pacific Premier Bancorp Inc.
Enterprise Value $1.76B $61.08B Nu Holdings Ltd.
EV/Revenue Ratio 3.01 8.74 Pacific Premier Bancorp Inc.
Revenue per Share (TTM) $6 $1 Pacific Premier Bancorp Inc.
Earnings per Share (Diluted) $1.43 $0.58 Pacific Premier Bancorp Inc.
Beta (Stock Volatility) 1.16 1.11 Nu Holdings Ltd.
Short % of Float 2.37% 3.57% Pacific Premier Bancorp Inc.

Pacific Premier Bancorp Inc. vs Nu Holdings Ltd. Stock Performance Analysis

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PPBI
NU

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Pacific Premier Bancorp Inc.0.00%-0.57%12.70%15.79%28.62%28.62%
Nu Holdings Ltd.-2.43%-8.24%-15.89%-21.59%-32.37%-30.02%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Pacific Premier Bancorp Inc.2.64%-25.27%13.85%22.02%520.00%87.66%
Nu Holdings Ltd.9.33%88.38%10.80%10.80%10.80%10.80%

Performance & Financial Health Analysis: Pacific Premier Bancorp Inc. vs Nu Holdings Ltd.

MetricPPBINU
Market Information
Market Cap i$2.38B$70.28B
Market Cap CategoryMid capLarge cap
10 Day Avg. Volume i2,865,13835,805,275
90 Day Avg. Volume i1,611,08648,322,045
Last Close$24.49$11.64
52 Week Range$18.06 - $30.28$11.20 - $18.98
% from 52W High-19.12%-38.67%
All-Time High$130.62 (Apr 13, 1998)$18.98 (Jan 29, 2026)
% from All-Time High-81.25%-38.67%
Growth Metrics
Quarterly Revenue Growth-0.05%0.44%
Quarterly Earnings Growth-0.24%0.62%
Financial Health
Profit Margin (TTM) i0.24%0.41%
Operating Margin (TTM) i0.36%0.52%
Return on Equity (TTM) i0.05%0.30%
Debt to Equity (MRQ) i0.060.47
Cash & Liquidity
Book Value per Share (MRQ)$30.67$2.33
Cash per Share (MRQ)$8.32$3.36
Operating Cash Flow (TTM) i$180.83M$-9,360,818,176
Levered Free Cash Flow (TTM) i$155.94M$2.87B
Dividends
Last 12-Month Dividend Yield i7.31%N/A
Last 12-Month Dividend i$1.65N/A

Valuation & Enterprise Metrics Analysis: Pacific Premier Bancorp Inc. vs Nu Holdings Ltd.

MetricPPBI (Sep 14, 2025)NU (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i17.1325.60
Forward P/E i18.5512.95
PEG Ratio i-0.7412.95
Price to Sales (TTM) i4.0710.32
Price to Book (MRQ) i0.806.39
Market Capitalization
Market Capitalization i$2.38B$70.28B
Enterprise Value i$1.76B$61.08B
Enterprise Value Metrics
Enterprise to Revenue i3.018.74
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i1.161.11
Book Value per Share (MRQ) i$30.67$2.33

Financial Statements Comparison: Pacific Premier Bancorp Inc. vs Nu Holdings Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricPPBI (2024)NU (2025)
Revenue/Sales i567.77M10.63B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i212.47M3.87B
Pre-Tax Income % of Revenue i37.4%36.4%
Income Tax i53.67M996.75M
Income Tax % of Revenue i9.5%9.4%
Net Income (Profit) i158.80M2.87B
Profit Margin i28.0%27.0%

Balance Sheet & Liquidity Metrics

MetricPPBI (2024)NU (2025)
Cash & Equivalents i610.58M20.93B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i272.45M299.00M
Long-Term Debt % of Revenue i48.0%2.8%
Total Shareholders Equity i2.96B11.32B
Retained Earnings i635.27M6.41B
Retained Earnings % of Revenue i111.9%60.3%
Property, Plant & Equipment i143,00049.79M

Cash Flow Statement Comparison

MetricPPBI (2024)NU (2025)
Operating Cash Flow i281.28M2.44B
Operating Cash Flow % of Revenue i49.5%23.0%
Capital Expenditures i-3.66M-7.22M
Free Cash Flow i222.80M3.16B
FCF Margin i39.2%29.7%
Debt Repayment i-654.73M-539.46M
Common Stock Repurchase i-4.98MN/A

Short Interest & Institutional Ownership Analysis

MetricPPBINU
Shares Short i1.65M135.40M
Short Ratio i1.522.26
Short % of Float i2.37%3.57%
Shares Outstanding i96.44M4.86B
Float Shares i94.48M3.63B
% Held by Insiders i2.08%5.61%
% Held by Institutions i95.43%85.71%
% Held by Public i2.49%8.68%

Dividend Analysis & Yield Comparison: Pacific Premier Bancorp Inc. vs Nu Holdings Ltd.

MetricPPBINU
Last 12-Month Dividend i$1.65N/A
Last 12-Month Dividend Yield i7.31%N/A
3-Year Avg Annual Dividend i$1.43N/A
3-Year Avg Dividend Yield i1.32%N/A
3-Year Total Dividends i$4.29N/A
Ex-Dividend DateAug 05, 2025N/A