Pacific Premier [PPBI] vs Western Alliance [WAL] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: Pacific Premier Bancorp Inc. wins in 8 metrics, Western Alliance Bancorporation wins in 11 metrics, with 0 ties. Western Alliance Bancorporation appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Pacific Premier Bancorp Inc. | Western Alliance Bancorporation | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 17.13 | 9.31 | Western Alliance Bancorporation |
| Price-to-Book Ratio | 0.80 | 1.17 | Pacific Premier Bancorp Inc. |
| Debt-to-Equity Ratio | 0.06 | 0.86 | Pacific Premier Bancorp Inc. |
| PEG Ratio | -0.74 | -1.14 | Pacific Premier Bancorp Inc. |
| Profit Margin (TTM) | 23.61% | 28.18% | Western Alliance Bancorporation |
| Operating Margin (TTM) | 36.33% | 31.77% | Pacific Premier Bancorp Inc. |
| EBITDA Margin (TTM) | 36.33% | 31.77% | Pacific Premier Bancorp Inc. |
| Return on Equity | 4.68% | 12.97% | Western Alliance Bancorporation |
| Return on Assets (TTM) | 0.76% | 1.08% | Western Alliance Bancorporation |
| Free Cash Flow (TTM) | $222.80M | $-2.79B | Pacific Premier Bancorp Inc. |
| Dividend Yield | 7.31% | 1.83% | Pacific Premier Bancorp Inc. |
| 1-Year Return | 2.64% | 10.00% | Western Alliance Bancorporation |
| Price-to-Sales Ratio (TTM) | 4.07 | 2.57 | Western Alliance Bancorporation |
| Enterprise Value | $1.76B | $7.49B | Western Alliance Bancorporation |
| EV/Revenue Ratio | 3.01 | 2.22 | Western Alliance Bancorporation |
| Revenue per Share (TTM) | $6 | $31 | Western Alliance Bancorporation |
| Earnings per Share (Diluted) | $1.43 | $8.59 | Western Alliance Bancorporation |
| Beta (Stock Volatility) | 1.16 | 1.37 | Pacific Premier Bancorp Inc. |
| Short % of Float | 2.37% | 0.06% | Western Alliance Bancorporation |
Pacific Premier Bancorp Inc. vs Western Alliance Bancorporation Stock Performance Analysis
Loading Price Chart...
Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Pacific Premier Bancorp Inc. | 0.00% | -0.57% | 12.70% | 15.79% | 28.62% | 28.62% |
| Western Alliance Bancorporation | -3.05% | 0.78% | 0.44% | -1.52% | -1.88% | -6.17% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Pacific Premier Bancorp Inc. | 2.64% | -25.27% | 13.85% | 22.02% | 520.00% | 87.66% |
| Western Alliance Bancorporation | 10.00% | 109.88% | -22.11% | 112.63% | 1,059.39% | 121.25% |
Performance & Financial Health Analysis: Pacific Premier Bancorp Inc. vs Western Alliance Bancorporation
| Metric | PPBI | WAL |
|---|---|---|
| Market Information | ||
| Market Cap | $2.38B | $8.80B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 2,865,138 | 1,002,717 |
| 90 Day Avg. Volume | 1,611,086 | 1,237,756 |
| Last Close | $24.49 | $77.75 |
| 52 Week Range | $18.06 - $30.28 | $65.82 - $97.23 |
| % from 52W High | -19.12% | -20.03% |
| All-Time High | $130.62 (Apr 13, 1998) | $124.93 (Jan 10, 2022) |
| % from All-Time High | -81.25% | -37.77% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -0.05% | 0.08% |
| Quarterly Earnings Growth | -0.24% | -0.09% |
| Financial Health | ||
| Profit Margin (TTM) | 0.24% | 0.28% |
| Operating Margin (TTM) | 0.36% | 0.32% |
| Return on Equity (TTM) | 0.05% | 0.13% |
| Debt to Equity (MRQ) | 0.06 | 0.86 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $30.67 | $68.06 |
| Cash per Share (MRQ) | $8.32 | $79.35 |
| Operating Cash Flow (TTM) | $180.83M | $-2,950,700,000 |
| Levered Free Cash Flow (TTM) | $155.94M | $956.20M |
| Dividends | ||
| Last 12-Month Dividend Yield | 7.31% | 1.83% |
| Last 12-Month Dividend | $1.65 | $1.60 |
Valuation & Enterprise Metrics Analysis: Pacific Premier Bancorp Inc. vs Western Alliance Bancorporation
| Metric | PPBI (Sep 14, 2025) | WAL (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 17.13 | 9.31 |
| Forward P/E | 18.55 | 6.83 |
| PEG Ratio | -0.74 | -1.14 |
| Price to Sales (TTM) | 4.07 | 2.57 |
| Price to Book (MRQ) | 0.80 | 1.17 |
| Market Capitalization | ||
| Market Capitalization | $2.38B | $8.80B |
| Enterprise Value | $1.76B | $7.49B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 3.01 | 2.22 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 1.16 | 1.37 |
| Book Value per Share (MRQ) | $30.67 | $68.06 |
Financial Statements Comparison: Pacific Premier Bancorp Inc. vs Western Alliance Bancorporation
Financial Metrics
Loading Financial Charts...
Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | PPBI (2024) | WAL (2025) |
|---|---|---|
| Revenue/Sales | 567.77M | 3.47B |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | 212.47M | 1.21B |
| Pre-Tax Income % of Revenue | 37.4% | 34.8% |
| Income Tax | 53.67M | 216.60M |
| Income Tax % of Revenue | 9.5% | 6.2% |
| Net Income (Profit) | 158.80M | 990.60M |
| Profit Margin | 28.0% | 28.5% |
Balance Sheet & Liquidity Metrics
| Metric | PPBI (2024) | WAL (2025) |
|---|---|---|
| Cash & Equivalents | 610.58M | 3.60B |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | 272.45M | 2.63B |
| Long-Term Debt % of Revenue | 48.0% | 75.7% |
| Total Shareholders Equity | 2.96B | 7.95B |
| Retained Earnings | 635.27M | 5.61B |
| Retained Earnings % of Revenue | 111.9% | 161.4% |
| Property, Plant & Equipment | 143,000 | 131.00M |
Cash Flow Statement Comparison
| Metric | PPBI (2024) | WAL (2025) |
|---|---|---|
| Operating Cash Flow | 281.28M | -2.95B |
| Operating Cash Flow % of Revenue | 49.5% | -84.9% |
| Capital Expenditures | -3.66M | -114.30M |
| Free Cash Flow | 222.80M | -2.79B |
| FCF Margin | 39.2% | -80.4% |
| Debt Repayment | -654.73M | -8.45B |
| Common Stock Repurchase | -4.98M | -68.10M |
Short Interest & Institutional Ownership Analysis
| Metric | PPBI | WAL |
|---|---|---|
| Shares Short | 1.65M | 67,233 |
| Short Ratio | 1.52 | 0.04 |
| Short % of Float | 2.37% | 0.06% |
| Shares Outstanding | 96.44M | 108.67M |
| Float Shares | 94.48M | 102.02M |
| % Held by Insiders | 2.08% | 2.71% |
| % Held by Institutions | 95.43% | 89.21% |
| % Held by Public | 2.49% | 8.08% |
Dividend Analysis & Yield Comparison: Pacific Premier Bancorp Inc. vs Western Alliance Bancorporation
| Metric | PPBI | WAL |
|---|---|---|
| Last 12-Month Dividend | $1.65 | $1.60 |
| Last 12-Month Dividend Yield | 7.31% | 1.83% |
| 3-Year Avg Annual Dividend | $1.43 | $1.52 |
| 3-Year Avg Dividend Yield | 1.32% | 0.60% |
| 3-Year Total Dividends | $4.29 | $4.56 |
| Ex-Dividend Date | Aug 05, 2025 | Feb 20, 2026 |