QCR Holdings [QCRH] vs OFG Bancorp [OFG] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: QCR Holdings wins in 6 metrics, OFG Bancorp wins in 12 metrics, with 0 ties. OFG Bancorp appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric QCR Holdings OFG Bancorp Better
P/E Ratio (TTM) 11.35 9.95 OFG Bancorp
Price-to-Book Ratio 1.21 1.42 QCR Holdings
Debt-to-Equity Ratio 0.68 0.38 OFG Bancorp
PEG Ratio -9.82 1.81 QCR Holdings
Profit Margin (TTM) 34.94% 31.43% QCR Holdings
Operating Margin (TTM) 41.47% 43.08% OFG Bancorp
EBITDA Margin (TTM) 41.47% 43.08% OFG Bancorp
Return on Equity 11.36% 15.20% OFG Bancorp
Return on Assets (TTM) 1.25% 1.66% OFG Bancorp
Free Cash Flow (TTM) $400.05M $210.79M QCR Holdings
Dividend Yield 0.38% 2.57% OFG Bancorp
1-Year Return -7.41% -2.54% OFG Bancorp
Price-to-Sales Ratio (TTM) 3.94 3.10 OFG Bancorp
Enterprise Value $1.49B $1.53B OFG Bancorp
EV/Revenue Ratio 4.61 2.48 OFG Bancorp
Revenue per Share (TTM) $19 $14 QCR Holdings
Earnings per Share (Diluted) $6.63 $4.25 QCR Holdings
Beta (Stock Volatility) 0.83 0.81 OFG Bancorp
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

QCR Holdings vs OFG Bancorp Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
QCR Holdings-3.18%-4.16%-7.58%-0.81%6.96%-9.10%
OFG Bancorp-3.67%1.27%-2.00%-3.06%16.36%3.44%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
QCR Holdings-7.41%30.43%143.04%233.15%674.84%255.85%
OFG Bancorp-2.54%59.55%205.83%383.48%218.03%282.49%

News Based Sentiment: QCR Holdings vs OFG Bancorp

QCR Holdings

News based Sentiment: MIXED

October brought a mix of positive and negative signals for QCR Holdings. While the company is preparing to release its Q3 earnings and maintains a generally positive analyst outlook, a downgrade from StockInvest.us and decreasing trading volume introduce caution. This creates a balanced, rather than definitively positive or negative, investment narrative.

View QCR Holdings News Sentiment Analysis

OFG Bancorp

News based Sentiment: MIXED

October saw a mix of positive analyst sentiment regarding OFG Bancorp's valuation and growth potential, alongside cautions about economic reliance and competition. The upcoming earnings report on October 22nd will be a key event to watch, making this a moderately significant month for investors.

View OFG Bancorp News Sentiment Analysis

Performance & Financial Health Analysis: QCR Holdings vs OFG Bancorp

MetricQCRHOFG
Market Information
Market Cap i$1.27B$1.94B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i89,195181,090
90 Day Avg. Volume i96,308225,703
Last Close$69.77$41.45
52 Week Range$60.83 - $96.08$33.15 - $47.66
% from 52W High-27.38%-13.03%
All-Time High$96.08 (Nov 25, 2024)$47.66 (Nov 25, 2024)
% from All-Time High-27.38%-13.03%
Growth Metrics
Quarterly Revenue Growth-0.02%-0.02%
Quarterly Earnings Growth0.00%0.01%
Financial Health
Profit Margin (TTM) i0.35%0.31%
Operating Margin (TTM) i0.41%0.43%
Return on Equity (TTM) i0.11%0.15%
Debt to Equity (MRQ) i0.680.38
Cash & Liquidity
Book Value per Share (MRQ)$62.04$29.83
Cash per Share (MRQ)$30.60$19.13
Operating Cash Flow (TTM) i$454.13M$215.43M
Levered Free Cash Flow (TTM) i$113.85M$198.17M
Dividends
Last 12-Month Dividend Yield i0.38%2.57%
Last 12-Month Dividend i$0.30$1.05

Valuation & Enterprise Metrics Analysis: QCR Holdings vs OFG Bancorp

MetricQCRHOFG
Price Ratios
P/E Ratio (TTM) i11.359.95
Forward P/E i10.8310.70
PEG Ratio i-9.821.81
Price to Sales (TTM) i3.943.10
Price to Book (MRQ) i1.211.42
Market Capitalization
Market Capitalization i$1.27B$1.94B
Enterprise Value i$1.49B$1.53B
Enterprise Value Metrics
Enterprise to Revenue i4.612.48
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.830.81
Book Value per Share (MRQ) i$62.04$29.83

Financial Statements Comparison: QCR Holdings vs OFG Bancorp

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)QCRHOFG
Revenue/Sales i$74.62M$166.68M
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$26.11M$59.45M
Income Tax i$308,000$13.88M
Net Income (Profit) i$25.80M$45.57M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)QCRHOFG
Cash & Equivalents i$315.81M$235.00M
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$427.87M$275.80M
Total Shareholders Equity i$1.02B$1.30B
Retained Earnings i$689.95M$802.02M
Property, Plant & Equipment iN/A$122.24M

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)QCRHOFG
Operating Cash Flow i$-10.62M$44.63M
Capital Expenditures i$-9.12M$-4.35M
Free Cash Flow i$-12.67M$78.72M
Debt Repayment i$-140.00MN/A
Common Stock Repurchase i$-1.13M$-23.39M

Short Interest & Institutional Ownership Analysis

MetricQCRHOFG
Shares Short i228,630664,670
Short Ratio i2.653.48
Short % of Float i0.01%0.02%
Average Daily Volume (10 Day) i89,195181,090
Average Daily Volume (90 Day) i96,308225,703
Shares Outstanding i16.88M45.44M
Float Shares i16.30M43.97M
% Held by Insiders i0.04%0.01%
% Held by Institutions i0.78%0.98%

Dividend Analysis & Yield Comparison: QCR Holdings vs OFG Bancorp

MetricQCRHOFG
Last 12-Month Dividend i$0.30$1.05
Last 12-Month Dividend Yield i0.38%2.57%
3-Year Avg Annual Dividend i$0.26$0.91
3-Year Avg Dividend Yield i0.10%0.71%
3-Year Total Dividends i$0.78$2.73
Ex-Dividend DateSep 18, 2025Mar 31, 2025