QCR Holdings [QCRH] vs OFG Bancorp [OFG] Detailed Stock Comparison

QCR Holdings

OFG Bancorp
TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: QCR Holdings wins in 6 metrics, OFG Bancorp wins in 12 metrics, with 0 ties. OFG Bancorp appears stronger overall.
View Metrics Details
Vital Metrics Comparison
Metric | QCR Holdings | OFG Bancorp | Better |
---|---|---|---|
P/E Ratio (TTM) | 11.35 | 9.95 | OFG Bancorp |
Price-to-Book Ratio | 1.21 | 1.42 | QCR Holdings |
Debt-to-Equity Ratio | 0.68 | 0.38 | OFG Bancorp |
PEG Ratio | -9.82 | 1.81 | QCR Holdings |
Profit Margin (TTM) | 34.94% | 31.43% | QCR Holdings |
Operating Margin (TTM) | 41.47% | 43.08% | OFG Bancorp |
EBITDA Margin (TTM) | 41.47% | 43.08% | OFG Bancorp |
Return on Equity | 11.36% | 15.20% | OFG Bancorp |
Return on Assets (TTM) | 1.25% | 1.66% | OFG Bancorp |
Free Cash Flow (TTM) | $400.05M | $210.79M | QCR Holdings |
Dividend Yield | 0.38% | 2.57% | OFG Bancorp |
1-Year Return | -7.41% | -2.54% | OFG Bancorp |
Price-to-Sales Ratio (TTM) | 3.94 | 3.10 | OFG Bancorp |
Enterprise Value | $1.49B | $1.53B | OFG Bancorp |
EV/Revenue Ratio | 4.61 | 2.48 | OFG Bancorp |
Revenue per Share (TTM) | $19 | $14 | QCR Holdings |
Earnings per Share (Diluted) | $6.63 | $4.25 | QCR Holdings |
Beta (Stock Volatility) | 0.83 | 0.81 | OFG Bancorp |
QCR Holdings vs OFG Bancorp Stock Performance Analysis
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Performance Comparison
Short-term Returns
Stock | 1D | 1W | 1M | 3M | 6M | YTD |
---|---|---|---|---|---|---|
QCR Holdings | -3.18% | -4.16% | -7.58% | -0.81% | 6.96% | -9.10% |
OFG Bancorp | -3.67% | 1.27% | -2.00% | -3.06% | 16.36% | 3.44% |
Long-term Returns
Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
---|---|---|---|---|---|---|
QCR Holdings | -7.41% | 30.43% | 143.04% | 233.15% | 674.84% | 255.85% |
OFG Bancorp | -2.54% | 59.55% | 205.83% | 383.48% | 218.03% | 282.49% |
News Based Sentiment: QCR Holdings vs OFG Bancorp
QCR Holdings
News based Sentiment: MIXED
October brought a mix of positive and negative signals for QCR Holdings. While the company is preparing to release its Q3 earnings and maintains a generally positive analyst outlook, a downgrade from StockInvest.us and decreasing trading volume introduce caution. This creates a balanced, rather than definitively positive or negative, investment narrative.
OFG Bancorp
News based Sentiment: MIXED
October saw a mix of positive analyst sentiment regarding OFG Bancorp's valuation and growth potential, alongside cautions about economic reliance and competition. The upcoming earnings report on October 22nd will be a key event to watch, making this a moderately significant month for investors.
Performance & Financial Health Analysis: QCR Holdings vs OFG Bancorp
Metric | QCRH | OFG |
---|---|---|
Market Information | ||
Market Cap | $1.27B | $1.94B |
Market Cap Category | Small cap | Small cap |
10 Day Avg. Volume | 89,195 | 181,090 |
90 Day Avg. Volume | 96,308 | 225,703 |
Last Close | $69.77 | $41.45 |
52 Week Range | $60.83 - $96.08 | $33.15 - $47.66 |
% from 52W High | -27.38% | -13.03% |
All-Time High | $96.08 (Nov 25, 2024) | $47.66 (Nov 25, 2024) |
% from All-Time High | -27.38% | -13.03% |
Growth Metrics | ||
Quarterly Revenue Growth | -0.02% | -0.02% |
Quarterly Earnings Growth | 0.00% | 0.01% |
Financial Health | ||
Profit Margin (TTM) | 0.35% | 0.31% |
Operating Margin (TTM) | 0.41% | 0.43% |
Return on Equity (TTM) | 0.11% | 0.15% |
Debt to Equity (MRQ) | 0.68 | 0.38 |
Cash & Liquidity | ||
Book Value per Share (MRQ) | $62.04 | $29.83 |
Cash per Share (MRQ) | $30.60 | $19.13 |
Operating Cash Flow (TTM) | $454.13M | $215.43M |
Levered Free Cash Flow (TTM) | $113.85M | $198.17M |
Dividends | ||
Last 12-Month Dividend Yield | 0.38% | 2.57% |
Last 12-Month Dividend | $0.30 | $1.05 |
Valuation & Enterprise Metrics Analysis: QCR Holdings vs OFG Bancorp
Metric | QCRH | OFG |
---|---|---|
Price Ratios | ||
P/E Ratio (TTM) | 11.35 | 9.95 |
Forward P/E | 10.83 | 10.70 |
PEG Ratio | -9.82 | 1.81 |
Price to Sales (TTM) | 3.94 | 3.10 |
Price to Book (MRQ) | 1.21 | 1.42 |
Market Capitalization | ||
Market Capitalization | $1.27B | $1.94B |
Enterprise Value | $1.49B | $1.53B |
Enterprise Value Metrics | ||
Enterprise to Revenue | 4.61 | 2.48 |
Enterprise to EBITDA | N/A | N/A |
Risk & Other Metrics | ||
Beta | 0.83 | 0.81 |
Book Value per Share (MRQ) | $62.04 | $29.83 |
Financial Statements Comparison: QCR Holdings vs OFG Bancorp
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
Metric (MRQ) | QCRH | OFG |
---|---|---|
Revenue/Sales | $74.62M | $166.68M |
Cost of Goods Sold | N/A | N/A |
Gross Profit | N/A | N/A |
Research & Development | N/A | N/A |
Operating Income (EBIT) | N/A | N/A |
EBITDA | N/A | N/A |
Pre-Tax Income | $26.11M | $59.45M |
Income Tax | $308,000 | $13.88M |
Net Income (Profit) | $25.80M | $45.57M |
Balance Sheet & Liquidity Metrics (MRQ)
Metric (MRQ) | QCRH | OFG |
---|---|---|
Cash & Equivalents | $315.81M | $235.00M |
Total Current Assets | N/A | N/A |
Total Current Liabilities | N/A | N/A |
Long-Term Debt | $427.87M | $275.80M |
Total Shareholders Equity | $1.02B | $1.30B |
Retained Earnings | $689.95M | $802.02M |
Property, Plant & Equipment | N/A | $122.24M |
Cash Flow Statement Comparison (MRQ)
Metric (MRQ) | QCRH | OFG |
---|---|---|
Operating Cash Flow | $-10.62M | $44.63M |
Capital Expenditures | $-9.12M | $-4.35M |
Free Cash Flow | $-12.67M | $78.72M |
Debt Repayment | $-140.00M | N/A |
Common Stock Repurchase | $-1.13M | $-23.39M |
Short Interest & Institutional Ownership Analysis
Metric | QCRH | OFG |
---|---|---|
Shares Short | 228,630 | 664,670 |
Short Ratio | 2.65 | 3.48 |
Short % of Float | 0.01% | 0.02% |
Average Daily Volume (10 Day) | 89,195 | 181,090 |
Average Daily Volume (90 Day) | 96,308 | 225,703 |
Shares Outstanding | 16.88M | 45.44M |
Float Shares | 16.30M | 43.97M |
% Held by Insiders | 0.04% | 0.01% |
% Held by Institutions | 0.78% | 0.98% |
Dividend Analysis & Yield Comparison: QCR Holdings vs OFG Bancorp
Metric | QCRH | OFG |
---|---|---|
Last 12-Month Dividend | $0.30 | $1.05 |
Last 12-Month Dividend Yield | 0.38% | 2.57% |
3-Year Avg Annual Dividend | $0.26 | $0.91 |
3-Year Avg Dividend Yield | 0.10% | 0.71% |
3-Year Total Dividends | $0.78 | $2.73 |
Ex-Dividend Date | Sep 18, 2025 | Mar 31, 2025 |