QCR Holdings [QCRH] vs OFG Bancorp [OFG] Detailed Stock Comparison

QCR Holdings Inc.

NASDAQ
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OFG Bancorp

NYSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: QCR Holdings Inc. wins in 10 metrics, OFG Bancorp wins in 8 metrics, with 0 ties. QCR Holdings Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric QCR Holdings Inc. OFG Bancorp Better
P/E Ratio (TTM) 11.10 9.24 OFG Bancorp
Price-to-Book Ratio 1.33 1.39 QCR Holdings Inc.
Debt-to-Equity Ratio 0.51 0.42 OFG Bancorp
PEG Ratio 0.36 0.56 QCR Holdings Inc.
Profit Margin (TTM) 36.75% 33.64% QCR Holdings Inc.
Operating Margin (TTM) 43.67% 42.01% QCR Holdings Inc.
EBITDA Margin (TTM) 43.67% 42.01% QCR Holdings Inc.
Return on Equity 12.57% 16.04% OFG Bancorp
Return on Assets (TTM) 1.44% 1.80% OFG Bancorp
Free Cash Flow (TTM) $354.11M $199.34M QCR Holdings Inc.
Dividend Yield 0.38% 2.57% OFG Bancorp
1-Year Return 48.80% 17.22% QCR Holdings Inc.
Price-to-Sales Ratio (TTM) 3.98 3.05 OFG Bancorp
Enterprise Value $1.70B $1.86B OFG Bancorp
EV/Revenue Ratio 4.63 2.92 OFG Bancorp
Revenue per Share (TTM) $22 $14 QCR Holdings Inc.
Earnings per Share (Diluted) $7.96 $4.84 QCR Holdings Inc.
Beta (Stock Volatility) 0.79 N/A N/A
Short % of Float 2.14% 3.73% QCR Holdings Inc.

QCR Holdings Inc. vs OFG Bancorp Stock Performance Analysis

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QCRH
OFG

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
QCR Holdings Inc.-1.68%0.79%8.14%14.61%9.36%15.30%
OFG Bancorp-0.92%2.56%8.30%21.20%12.74%16.09%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
QCR Holdings Inc.48.80%123.82%108.19%262.55%988.47%450.14%
OFG Bancorp17.22%79.06%122.40%472.82%295.23%282.34%

Performance & Financial Health Analysis: QCR Holdings Inc. vs OFG Bancorp

MetricQCRHOFG
Market Information
Market Cap i$1.46B$1.99B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i119,000264,900
90 Day Avg. Volume i115,870348,273
Last Close$94.71$47.62
52 Week Range$63.68 - $97.25$35.71 - $48.56
% from 52W High-2.61%-1.93%
All-Time High$97.25 (Jun 12, 2026)$48.56 (Jun 15, 2026)
% from All-Time High-2.61%-1.94%
Growth Metrics
Quarterly Revenue Growth0.21%0.07%
Quarterly Earnings Growth0.29%0.18%
Financial Health
Profit Margin (TTM) i0.37%0.34%
Operating Margin (TTM) i0.44%0.42%
Return on Equity (TTM) i0.13%0.16%
Debt to Equity (MRQ) i0.510.42
Cash & Liquidity
Book Value per Share (MRQ)$66.64$32.13
Cash per Share (MRQ)$19.95$14.88
Operating Cash Flow (TTM) i$404.96M$62.78M
Levered Free Cash Flow (TTM) i$127.19M$205.10M
Dividends
Last 12-Month Dividend Yield i0.38%2.57%
Last 12-Month Dividend i$0.34$1.05

Valuation & Enterprise Metrics Analysis: QCR Holdings Inc. vs OFG Bancorp

MetricQCRH (Apr 26, 2026)OFG (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i11.109.24
Forward P/E i10.149.59
PEG Ratio i0.360.56
Price to Sales (TTM) i3.983.05
Price to Book (MRQ) i1.331.39
Market Capitalization
Market Capitalization i$1.46B$1.99B
Enterprise Value i$1.70B$1.86B
Enterprise Value Metrics
Enterprise to Revenue i4.632.92
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.79N/A
Book Value per Share (MRQ) i$66.64$32.13

Financial Statements Comparison: QCR Holdings Inc. vs OFG Bancorp

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricQCRH (2025)OFG (2025)
Revenue/Sales i360.10M675.22M
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i135.90M234.12M
Pre-Tax Income % of Revenue i37.7%34.7%
Income Tax i8.71M29.01M
Income Tax % of Revenue i2.4%4.3%
Net Income (Profit) i127.19M205.10M
Profit Margin i35.3%30.4%

Balance Sheet & Liquidity Metrics

MetricQCRH (2025)OFG (2025)
Cash & Equivalents i203.00M1.04B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i635.89M423.17M
Long-Term Debt % of Revenue i176.6%62.7%
Total Shareholders Equity i1.11B1.39B
Retained Earnings i773.35M904.63M
Retained Earnings % of Revenue i214.8%134.0%
Property, Plant & Equipment iN/A21.26M

Cash Flow Statement Comparison

MetricQCRH (2025)OFG (2025)
Operating Cash Flow i404.96M62.78M
Operating Cash Flow % of Revenue i112.5%9.3%
Capital Expenditures i-65.59M-16.96M
Free Cash Flow i354.11M199.34M
FCF Margin i98.3%29.5%
Debt Repayment i-206.96MN/A
Common Stock Repurchase i-21.63M-91.60M

Short Interest & Institutional Ownership Analysis

MetricQCRHOFG
Shares Short i341,5041.09M
Short Ratio i3.002.60
Short % of Float i2.14%3.73%
Shares Outstanding i16.50M43.26M
Float Shares i15.92M42.30M
% Held by Insiders i3.07%1.13%
% Held by Institutions i81.45%99.69%
% Held by Public i15.48%-0.82%

Dividend Analysis & Yield Comparison: QCR Holdings Inc. vs OFG Bancorp

MetricQCRHOFG
Last 12-Month Dividend i$0.34$1.05
Last 12-Month Dividend Yield i0.38%2.57%
3-Year Avg Annual Dividend i$0.27$0.91
3-Year Avg Dividend Yield i0.10%0.71%
3-Year Total Dividends i$0.82$2.73
Ex-Dividend DateMar 19, 2026Mar 31, 2025