QCR Holdings [QCRH] vs PNC Financial [PNC] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: QCR Holdings Inc. wins in 12 metrics, PNC Financial Services Group, Inc. wins in 7 metrics, with 0 ties. QCR Holdings Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric QCR Holdings Inc. PNC Financial Services Group, Inc. Better
P/E Ratio (TTM) 11.10 12.56 QCR Holdings Inc.
Price-to-Book Ratio 1.33 1.39 QCR Holdings Inc.
Debt-to-Equity Ratio 0.51 1.12 QCR Holdings Inc.
PEG Ratio 0.36 11.84 QCR Holdings Inc.
Profit Margin (TTM) 36.75% 28.75% QCR Holdings Inc.
Operating Margin (TTM) 43.67% 35.28% QCR Holdings Inc.
EBITDA Margin (TTM) 43.67% 35.28% QCR Holdings Inc.
Return on Equity 12.57% 11.33% QCR Holdings Inc.
Return on Assets (TTM) 1.44% 1.09% QCR Holdings Inc.
Free Cash Flow (TTM) $354.11M $7.88B PNC Financial Services Group, Inc.
Dividend Yield 0.38% 3.02% PNC Financial Services Group, Inc.
1-Year Return 48.80% 37.08% QCR Holdings Inc.
Price-to-Sales Ratio (TTM) 3.98 3.35 PNC Financial Services Group, Inc.
Enterprise Value $1.70B $128.31B PNC Financial Services Group, Inc.
EV/Revenue Ratio 4.63 6.11 QCR Holdings Inc.
Revenue per Share (TTM) $22 $53 PNC Financial Services Group, Inc.
Earnings per Share (Diluted) $7.96 $14.15 PNC Financial Services Group, Inc.
Beta (Stock Volatility) 0.79 1.07 QCR Holdings Inc.
Short % of Float 2.14% 1.26% PNC Financial Services Group, Inc.

QCR Holdings Inc. vs PNC Financial Services Group, Inc. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
QCR Holdings Inc.-1.68%0.79%8.14%14.61%9.36%15.30%
PNC Financial Services Group, Inc.-2.99%1.51%8.33%14.85%9.33%9.03%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
QCR Holdings Inc.48.80%123.82%108.19%262.55%988.47%450.14%
PNC Financial Services Group, Inc.37.08%84.99%33.27%184.01%311.25%243.09%

Performance & Financial Health Analysis: QCR Holdings Inc. vs PNC Financial Services Group, Inc.

MetricQCRHPNC
Market Information
Market Cap i$1.46B$70.31B
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i119,0001,904,080
90 Day Avg. Volume i115,8701,960,760
Last Close$94.71$230.56
52 Week Range$63.68 - $97.25$172.88 - $243.94
% from 52W High-2.61%-5.48%
All-Time High$97.25 (Jun 12, 2026)$243.94 (Feb 06, 2026)
% from All-Time High-2.61%-5.48%
Growth Metrics
Quarterly Revenue Growth0.21%0.05%
Quarterly Earnings Growth0.29%0.11%
Financial Health
Profit Margin (TTM) i0.37%0.29%
Operating Margin (TTM) i0.44%0.35%
Return on Equity (TTM) i0.13%0.11%
Debt to Equity (MRQ) i0.511.12
Cash & Liquidity
Book Value per Share (MRQ)$66.64$127.98
Cash per Share (MRQ)$19.95$27.54
Operating Cash Flow (TTM) i$404.96M$5.61B
Levered Free Cash Flow (TTM) i$127.19M$5.50B
Dividends
Last 12-Month Dividend Yield i0.38%3.02%
Last 12-Month Dividend i$0.34$6.70

Valuation & Enterprise Metrics Analysis: QCR Holdings Inc. vs PNC Financial Services Group, Inc.

MetricQCRH (Apr 26, 2026)PNC (Jun 13, 2025)
Price Ratios
P/E Ratio (TTM) i11.1012.56
Forward P/E i10.1411.84
PEG Ratio i0.3611.84
Price to Sales (TTM) i3.983.35
Price to Book (MRQ) i1.331.39
Market Capitalization
Market Capitalization i$1.46B$70.31B
Enterprise Value i$1.70B$128.31B
Enterprise Value Metrics
Enterprise to Revenue i4.636.11
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.791.07
Book Value per Share (MRQ) i$66.64$127.98

Financial Statements Comparison: QCR Holdings Inc. vs PNC Financial Services Group, Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricQCRH (2025)PNC (2024)
Revenue/Sales i360.10M20.81B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i135.90M7.24B
Pre-Tax Income % of Revenue i37.7%34.8%
Income Tax i8.71M1.29B
Income Tax % of Revenue i2.4%6.2%
Net Income (Profit) i127.19M5.95B
Profit Margin i35.3%28.6%

Balance Sheet & Liquidity Metrics

MetricQCRH (2025)PNC (2024)
Cash & Equivalents i203.00M46.25B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i635.89M61.67B
Long-Term Debt % of Revenue i176.6%296.4%
Total Shareholders Equity i1.11B54.47B
Retained Earnings i773.35M59.28B
Retained Earnings % of Revenue i214.8%284.9%
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison

MetricQCRH (2025)PNC (2024)
Operating Cash Flow i404.96M7.96B
Operating Cash Flow % of Revenue i112.5%38.3%
Capital Expenditures i-65.59MN/A
Free Cash Flow i354.11M7.88B
FCF Margin i98.3%37.9%
Debt Repayment i-206.96M-23.75B
Common Stock Repurchase i-21.63M-1.19B

Short Interest & Institutional Ownership Analysis

MetricQCRHPNC
Shares Short i341,5044.98M
Short Ratio i3.002.41
Short % of Float i2.14%1.26%
Shares Outstanding i16.50M395.94M
Float Shares i15.92M392.38M
% Held by Insiders i3.07%0.38%
% Held by Institutions i81.45%85.29%
% Held by Public i15.48%14.33%

Dividend Analysis & Yield Comparison: QCR Holdings Inc. vs PNC Financial Services Group, Inc.

MetricQCRHPNC
Last 12-Month Dividend i$0.34$6.70
Last 12-Month Dividend Yield i0.38%3.02%
3-Year Avg Annual Dividend i$0.27$6.40
3-Year Avg Dividend Yield i0.10%1.00%
3-Year Total Dividends i$0.82$19.20
Ex-Dividend DateMar 19, 2026Jan 20, 2026