QCR Holdings [QCRH] vs PNC Financial [PNC] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: QCR Holdings Inc. wins in 12 metrics, PNC Financial Services Group, Inc. wins in 7 metrics, with 0 ties. QCR Holdings Inc. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | QCR Holdings Inc. | PNC Financial Services Group, Inc. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 11.10 | 12.56 | QCR Holdings Inc. |
| Price-to-Book Ratio | 1.33 | 1.39 | QCR Holdings Inc. |
| Debt-to-Equity Ratio | 0.51 | 1.12 | QCR Holdings Inc. |
| PEG Ratio | 0.36 | 11.84 | QCR Holdings Inc. |
| Profit Margin (TTM) | 36.75% | 28.75% | QCR Holdings Inc. |
| Operating Margin (TTM) | 43.67% | 35.28% | QCR Holdings Inc. |
| EBITDA Margin (TTM) | 43.67% | 35.28% | QCR Holdings Inc. |
| Return on Equity | 12.57% | 11.33% | QCR Holdings Inc. |
| Return on Assets (TTM) | 1.44% | 1.09% | QCR Holdings Inc. |
| Free Cash Flow (TTM) | $354.11M | $7.88B | PNC Financial Services Group, Inc. |
| Dividend Yield | 0.38% | 3.02% | PNC Financial Services Group, Inc. |
| 1-Year Return | 48.80% | 37.08% | QCR Holdings Inc. |
| Price-to-Sales Ratio (TTM) | 3.98 | 3.35 | PNC Financial Services Group, Inc. |
| Enterprise Value | $1.70B | $128.31B | PNC Financial Services Group, Inc. |
| EV/Revenue Ratio | 4.63 | 6.11 | QCR Holdings Inc. |
| Revenue per Share (TTM) | $22 | $53 | PNC Financial Services Group, Inc. |
| Earnings per Share (Diluted) | $7.96 | $14.15 | PNC Financial Services Group, Inc. |
| Beta (Stock Volatility) | 0.79 | 1.07 | QCR Holdings Inc. |
| Short % of Float | 2.14% | 1.26% | PNC Financial Services Group, Inc. |
QCR Holdings Inc. vs PNC Financial Services Group, Inc. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| QCR Holdings Inc. | -1.68% | 0.79% | 8.14% | 14.61% | 9.36% | 15.30% |
| PNC Financial Services Group, Inc. | -2.99% | 1.51% | 8.33% | 14.85% | 9.33% | 9.03% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| QCR Holdings Inc. | 48.80% | 123.82% | 108.19% | 262.55% | 988.47% | 450.14% |
| PNC Financial Services Group, Inc. | 37.08% | 84.99% | 33.27% | 184.01% | 311.25% | 243.09% |
Performance & Financial Health Analysis: QCR Holdings Inc. vs PNC Financial Services Group, Inc.
| Metric | QCRH | PNC |
|---|---|---|
| Market Information | ||
| Market Cap | $1.46B | $70.31B |
| Market Cap Category | Small cap | Large cap |
| 10 Day Avg. Volume | 119,000 | 1,904,080 |
| 90 Day Avg. Volume | 115,870 | 1,960,760 |
| Last Close | $94.71 | $230.56 |
| 52 Week Range | $63.68 - $97.25 | $172.88 - $243.94 |
| % from 52W High | -2.61% | -5.48% |
| All-Time High | $97.25 (Jun 12, 2026) | $243.94 (Feb 06, 2026) |
| % from All-Time High | -2.61% | -5.48% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.21% | 0.05% |
| Quarterly Earnings Growth | 0.29% | 0.11% |
| Financial Health | ||
| Profit Margin (TTM) | 0.37% | 0.29% |
| Operating Margin (TTM) | 0.44% | 0.35% |
| Return on Equity (TTM) | 0.13% | 0.11% |
| Debt to Equity (MRQ) | 0.51 | 1.12 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $66.64 | $127.98 |
| Cash per Share (MRQ) | $19.95 | $27.54 |
| Operating Cash Flow (TTM) | $404.96M | $5.61B |
| Levered Free Cash Flow (TTM) | $127.19M | $5.50B |
| Dividends | ||
| Last 12-Month Dividend Yield | 0.38% | 3.02% |
| Last 12-Month Dividend | $0.34 | $6.70 |
Valuation & Enterprise Metrics Analysis: QCR Holdings Inc. vs PNC Financial Services Group, Inc.
| Metric | QCRH (Apr 26, 2026) | PNC (Jun 13, 2025) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 11.10 | 12.56 |
| Forward P/E | 10.14 | 11.84 |
| PEG Ratio | 0.36 | 11.84 |
| Price to Sales (TTM) | 3.98 | 3.35 |
| Price to Book (MRQ) | 1.33 | 1.39 |
| Market Capitalization | ||
| Market Capitalization | $1.46B | $70.31B |
| Enterprise Value | $1.70B | $128.31B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 4.63 | 6.11 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.79 | 1.07 |
| Book Value per Share (MRQ) | $66.64 | $127.98 |
Financial Statements Comparison: QCR Holdings Inc. vs PNC Financial Services Group, Inc.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | QCRH (2025) | PNC (2024) |
|---|---|---|
| Revenue/Sales | 360.10M | 20.81B |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | 135.90M | 7.24B |
| Pre-Tax Income % of Revenue | 37.7% | 34.8% |
| Income Tax | 8.71M | 1.29B |
| Income Tax % of Revenue | 2.4% | 6.2% |
| Net Income (Profit) | 127.19M | 5.95B |
| Profit Margin | 35.3% | 28.6% |
Balance Sheet & Liquidity Metrics
| Metric | QCRH (2025) | PNC (2024) |
|---|---|---|
| Cash & Equivalents | 203.00M | 46.25B |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | 635.89M | 61.67B |
| Long-Term Debt % of Revenue | 176.6% | 296.4% |
| Total Shareholders Equity | 1.11B | 54.47B |
| Retained Earnings | 773.35M | 59.28B |
| Retained Earnings % of Revenue | 214.8% | 284.9% |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison
| Metric | QCRH (2025) | PNC (2024) |
|---|---|---|
| Operating Cash Flow | 404.96M | 7.96B |
| Operating Cash Flow % of Revenue | 112.5% | 38.3% |
| Capital Expenditures | -65.59M | N/A |
| Free Cash Flow | 354.11M | 7.88B |
| FCF Margin | 98.3% | 37.9% |
| Debt Repayment | -206.96M | -23.75B |
| Common Stock Repurchase | -21.63M | -1.19B |
Short Interest & Institutional Ownership Analysis
| Metric | QCRH | PNC |
|---|---|---|
| Shares Short | 341,504 | 4.98M |
| Short Ratio | 3.00 | 2.41 |
| Short % of Float | 2.14% | 1.26% |
| Shares Outstanding | 16.50M | 395.94M |
| Float Shares | 15.92M | 392.38M |
| % Held by Insiders | 3.07% | 0.38% |
| % Held by Institutions | 81.45% | 85.29% |
| % Held by Public | 15.48% | 14.33% |
Dividend Analysis & Yield Comparison: QCR Holdings Inc. vs PNC Financial Services Group, Inc.
| Metric | QCRH | PNC |
|---|---|---|
| Last 12-Month Dividend | $0.34 | $6.70 |
| Last 12-Month Dividend Yield | 0.38% | 3.02% |
| 3-Year Avg Annual Dividend | $0.27 | $6.40 |
| 3-Year Avg Dividend Yield | 0.10% | 1.00% |
| 3-Year Total Dividends | $0.82 | $19.20 |
| Ex-Dividend Date | Mar 19, 2026 | Jan 20, 2026 |