QCR Holdings [QCRH] vs U.S. Bancorp [USB] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: QCR Holdings wins in 11 metrics, U.S. Bancorp wins in 7 metrics, with 0 ties. QCR Holdings appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric QCR Holdings U.S. Bancorp Better
P/E Ratio (TTM) 11.35 11.36 QCR Holdings
Price-to-Book Ratio 1.21 1.36 QCR Holdings
Debt-to-Equity Ratio 0.68 1.34 QCR Holdings
PEG Ratio -9.82 0.79 QCR Holdings
Profit Margin (TTM) 34.94% 27.00% QCR Holdings
Operating Margin (TTM) 41.47% 37.33% QCR Holdings
EBITDA Margin (TTM) 41.47% 37.33% QCR Holdings
Return on Equity 11.36% 11.67% U.S. Bancorp
Return on Assets (TTM) 1.25% 1.01% QCR Holdings
Free Cash Flow (TTM) $400.05M $11.27B U.S. Bancorp
Dividend Yield 0.38% 4.60% U.S. Bancorp
1-Year Return -7.41% 1.82% U.S. Bancorp
Price-to-Sales Ratio (TTM) 3.94 2.91 U.S. Bancorp
Enterprise Value $1.49B $101.95B U.S. Bancorp
EV/Revenue Ratio 4.61 3.99 U.S. Bancorp
Revenue per Share (TTM) $19 $16 QCR Holdings
Earnings per Share (Diluted) $6.63 $4.18 QCR Holdings
Beta (Stock Volatility) 0.83 1.08 QCR Holdings
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

QCR Holdings vs U.S. Bancorp Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
QCR Holdings-3.18%-4.16%-7.58%-0.81%6.96%-9.10%
U.S. Bancorp-3.86%-1.69%-4.60%-0.42%19.85%-1.59%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
QCR Holdings-7.41%30.43%143.04%233.15%674.84%255.85%
U.S. Bancorp1.82%10.15%20.34%15.53%108.96%68.45%

News Based Sentiment: QCR Holdings vs U.S. Bancorp

QCR Holdings

News based Sentiment: MIXED

October brought a mix of positive and negative signals for QCR Holdings. While the company is preparing to release its Q3 earnings and maintains a generally positive analyst outlook, a downgrade from StockInvest.us and decreasing trading volume introduce caution. This creates a balanced, rather than definitively positive or negative, investment narrative.

View QCR Holdings News Sentiment Analysis

U.S. Bancorp

News based Sentiment: MIXED

October presented a mixed bag for U.S. Bancorp, with positive developments like a dividend increase and entry into digital asset custody countered by insider selling and a range of analyst opinions. The upcoming earnings release on October 16th will be key to understanding the bank's trajectory.

View U.S. Bancorp News Sentiment Analysis

Performance & Financial Health Analysis: QCR Holdings vs U.S. Bancorp

MetricQCRHUSB
Market Information
Market Cap i$1.27B$73.46B
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i89,1958,391,430
90 Day Avg. Volume i96,3089,701,660
Last Close$69.77$45.28
52 Week Range$60.83 - $96.08$35.18 - $53.98
% from 52W High-27.38%-16.12%
All-Time High$96.08 (Nov 25, 2024)$63.57 (Jan 10, 2022)
% from All-Time High-27.38%-28.77%
Growth Metrics
Quarterly Revenue Growth-0.02%0.03%
Quarterly Earnings Growth0.00%0.13%
Financial Health
Profit Margin (TTM) i0.35%0.27%
Operating Margin (TTM) i0.41%0.37%
Return on Equity (TTM) i0.11%0.12%
Debt to Equity (MRQ) i0.681.34
Cash & Liquidity
Book Value per Share (MRQ)$62.04$35.02
Cash per Share (MRQ)$30.60$39.85
Operating Cash Flow (TTM) i$454.13M$7.48B
Levered Free Cash Flow (TTM) i$113.85M$5.91B
Dividends
Last 12-Month Dividend Yield i0.38%4.60%
Last 12-Month Dividend i$0.30$1.99

Valuation & Enterprise Metrics Analysis: QCR Holdings vs U.S. Bancorp

MetricQCRHUSB
Price Ratios
P/E Ratio (TTM) i11.3511.36
Forward P/E i10.8310.97
PEG Ratio i-9.820.79
Price to Sales (TTM) i3.942.91
Price to Book (MRQ) i1.211.36
Market Capitalization
Market Capitalization i$1.27B$73.46B
Enterprise Value i$1.49B$101.95B
Enterprise Value Metrics
Enterprise to Revenue i4.613.99
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.831.08
Book Value per Share (MRQ) i$62.04$35.02

Financial Statements Comparison: QCR Holdings vs U.S. Bancorp

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)QCRHUSB
Revenue/Sales i$74.62M$6.93B
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$26.11M$2.16B
Income Tax i$308,000$443.00M
Net Income (Profit) i$25.80M$1.72B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)QCRHUSB
Cash & Equivalents i$315.81M$50.01B
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$427.87M$59.86B
Total Shareholders Equity i$1.02B$60.56B
Retained Earnings i$689.95M$77.69B
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)QCRHUSB
Operating Cash Flow i$-10.62M$-750.00M
Capital Expenditures i$-9.12MN/A
Free Cash Flow i$-12.67M$-285.00M
Debt Repayment i$-140.00M$-2.10B
Common Stock Repurchase i$-1.13M$-160.00M

Short Interest & Institutional Ownership Analysis

MetricQCRHUSB
Shares Short i228,63022.01M
Short Ratio i2.652.51
Short % of Float i0.01%0.01%
Average Daily Volume (10 Day) i89,1958,391,430
Average Daily Volume (90 Day) i96,3089,701,660
Shares Outstanding i16.88M1.56B
Float Shares i16.30M1.55B
% Held by Insiders i0.04%0.00%
% Held by Institutions i0.78%0.82%

Dividend Analysis & Yield Comparison: QCR Holdings vs U.S. Bancorp

MetricQCRHUSB
Last 12-Month Dividend i$0.30$1.99
Last 12-Month Dividend Yield i0.38%4.60%
3-Year Avg Annual Dividend i$0.26$1.78
3-Year Avg Dividend Yield i0.10%1.19%
3-Year Total Dividends i$0.78$5.35
Ex-Dividend DateSep 18, 2025Mar 31, 2025