QCR Holdings [QCRH] vs U.S. Bancorp [USB] Detailed Stock Comparison

QCR Holdings Inc.

NASDAQ
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U.S. Bancorp

NYSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: QCR Holdings Inc. wins in 14 metrics, U.S. Bancorp wins in 5 metrics, with 0 ties. QCR Holdings Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric QCR Holdings Inc. U.S. Bancorp Better
P/E Ratio (TTM) 11.10 11.92 QCR Holdings Inc.
Price-to-Book Ratio 1.33 1.51 QCR Holdings Inc.
Debt-to-Equity Ratio 0.51 1.21 QCR Holdings Inc.
PEG Ratio 0.36 0.82 QCR Holdings Inc.
Profit Margin (TTM) 36.75% 29.29% QCR Holdings Inc.
Operating Margin (TTM) 43.67% 37.84% QCR Holdings Inc.
EBITDA Margin (TTM) 43.67% 37.84% QCR Holdings Inc.
Return on Equity 12.57% 12.35% QCR Holdings Inc.
Return on Assets (TTM) 1.44% 1.14% QCR Holdings Inc.
Free Cash Flow (TTM) $354.11M $7.97B U.S. Bancorp
Dividend Yield 0.38% 3.82% U.S. Bancorp
1-Year Return 48.80% 37.10% QCR Holdings Inc.
Price-to-Sales Ratio (TTM) 3.98 3.32 U.S. Bancorp
Enterprise Value $1.70B $126.46B U.S. Bancorp
EV/Revenue Ratio 4.63 4.75 QCR Holdings Inc.
Revenue per Share (TTM) $22 $17 QCR Holdings Inc.
Earnings per Share (Diluted) $7.96 $4.77 QCR Holdings Inc.
Beta (Stock Volatility) 0.79 1.03 QCR Holdings Inc.
Short % of Float 2.14% 0.00% U.S. Bancorp

QCR Holdings Inc. vs U.S. Bancorp Stock Performance Analysis

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QCRH
USB

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
QCR Holdings Inc.-1.68%0.79%8.14%14.61%9.36%15.30%
U.S. Bancorp-1.95%4.41%8.79%12.96%7.60%7.16%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
QCR Holdings Inc.48.80%123.82%108.19%262.55%988.47%450.14%
U.S. Bancorp37.10%76.20%7.67%43.37%140.67%88.43%

Performance & Financial Health Analysis: QCR Holdings Inc. vs U.S. Bancorp

MetricQCRHUSB
Market Information
Market Cap i$1.46B$88.06B
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i119,0009,829,002
90 Day Avg. Volume i115,87010,401,007
Last Close$94.71$57.79
52 Week Range$63.68 - $97.25$42.55 - $61.19
% from 52W High-2.61%-5.56%
All-Time High$97.25 (Jun 12, 2026)$63.57 (Jan 10, 2022)
% from All-Time High-2.61%-9.09%
Growth Metrics
Quarterly Revenue Growth0.21%0.05%
Quarterly Earnings Growth0.29%0.14%
Financial Health
Profit Margin (TTM) i0.37%0.29%
Operating Margin (TTM) i0.44%0.38%
Return on Equity (TTM) i0.13%0.12%
Debt to Equity (MRQ) i0.511.21
Cash & Liquidity
Book Value per Share (MRQ)$66.64$37.54
Cash per Share (MRQ)$19.95$31.14
Operating Cash Flow (TTM) i$404.96M$6.04B
Levered Free Cash Flow (TTM) i$127.19M$7.19B
Dividends
Last 12-Month Dividend Yield i0.38%3.82%
Last 12-Month Dividend i$0.34$2.04

Valuation & Enterprise Metrics Analysis: QCR Holdings Inc. vs U.S. Bancorp

MetricQCRH (Apr 26, 2026)USB (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i11.1011.92
Forward P/E i10.1410.09
PEG Ratio i0.360.82
Price to Sales (TTM) i3.983.32
Price to Book (MRQ) i1.331.51
Market Capitalization
Market Capitalization i$1.46B$88.06B
Enterprise Value i$1.70B$126.46B
Enterprise Value Metrics
Enterprise to Revenue i4.634.75
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.791.03
Book Value per Share (MRQ) i$66.64$37.54

Financial Statements Comparison: QCR Holdings Inc. vs U.S. Bancorp

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricQCRH (2025)USB (2025)
Revenue/Sales i360.10M28.54B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i135.90M9.52B
Pre-Tax Income % of Revenue i37.7%33.3%
Income Tax i8.71M1.92B
Income Tax % of Revenue i2.4%6.7%
Net Income (Profit) i127.19M7.60B
Profit Margin i35.3%26.6%

Balance Sheet & Liquidity Metrics

MetricQCRH (2025)USB (2025)
Cash & Equivalents i203.00M46.89B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i635.89M60.76B
Long-Term Debt % of Revenue i176.6%212.9%
Total Shareholders Equity i1.11B65.65B
Retained Earnings i773.35M80.91B
Retained Earnings % of Revenue i214.8%283.5%
Property, Plant & Equipment iN/A1.51B

Cash Flow Statement Comparison

MetricQCRH (2025)USB (2025)
Operating Cash Flow i404.96M6.04B
Operating Cash Flow % of Revenue i112.5%21.2%
Capital Expenditures i-65.59MN/A
Free Cash Flow i354.11M7.97B
FCF Margin i98.3%27.9%
Debt Repayment i-206.96M-9.05B
Common Stock Repurchase i-21.63M-489.00M

Short Interest & Institutional Ownership Analysis

MetricQCRHUSB
Shares Short i341,50427,002
Short Ratio i3.000.00
Short % of Float i2.14%0.00%
Shares Outstanding i16.50M1.56B
Float Shares i15.92M1.55B
% Held by Insiders i3.07%0.14%
% Held by Institutions i81.45%83.55%
% Held by Public i15.48%16.31%

Dividend Analysis & Yield Comparison: QCR Holdings Inc. vs U.S. Bancorp

MetricQCRHUSB
Last 12-Month Dividend i$0.34$2.04
Last 12-Month Dividend Yield i0.38%3.82%
3-Year Avg Annual Dividend i$0.27$1.98
3-Year Avg Dividend Yield i0.10%1.19%
3-Year Total Dividends i$0.82$5.95
Ex-Dividend DateMar 19, 2026Dec 31, 2025