Republic Bancorp [RBCAA] vs Northwest Bancshares [NWBI] Detailed Stock Comparison

Republic Bancorp Inc.

NASDAQ
Loading...

Northwest Bancshares Inc.

NASDAQ
Loading...

TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Republic Bancorp Inc. wins in 13 metrics, Northwest Bancshares Inc. wins in 6 metrics, with 0 ties. Republic Bancorp Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Republic Bancorp Inc. Northwest Bancshares Inc. Better
P/E Ratio (TTM) 11.33 14.37 Republic Bancorp Inc.
Price-to-Book Ratio 1.30 1.02 Northwest Bancshares Inc.
Debt-to-Equity Ratio 0.43 0.41 Northwest Bancshares Inc.
PEG Ratio -1.10 0.75 Northwest Bancshares Inc.
Profit Margin (TTM) 33.99% 21.03% Republic Bancorp Inc.
Operating Margin (TTM) 53.65% 39.86% Republic Bancorp Inc.
EBITDA Margin (TTM) 53.65% 39.86% Republic Bancorp Inc.
Return on Equity 11.68% 7.23% Republic Bancorp Inc.
Return on Assets (TTM) 1.77% 0.81% Republic Bancorp Inc.
Free Cash Flow (TTM) $161.11M $141.79M Republic Bancorp Inc.
Dividend Yield 3.20% 6.05% Northwest Bancshares Inc.
1-Year Return 18.11% 15.23% Republic Bancorp Inc.
Price-to-Sales Ratio (TTM) 3.86 3.23 Northwest Bancshares Inc.
Enterprise Value $1.32B $2.45B Northwest Bancshares Inc.
EV/Revenue Ratio 3.54 4.10 Republic Bancorp Inc.
Revenue per Share (TTM) $19 $4 Republic Bancorp Inc.
Earnings per Share (Diluted) $6.48 $0.92 Republic Bancorp Inc.
Beta (Stock Volatility) 0.57 0.63 Republic Bancorp Inc.
Short % of Float 2.25% 5.64% Republic Bancorp Inc.

Republic Bancorp Inc. vs Northwest Bancshares Inc. Stock Performance Analysis

Loading Price Chart...

RBCAA
NWBI

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Republic Bancorp Inc.-1.70%2.07%8.38%17.71%20.45%20.81%
Northwest Bancshares Inc.-2.54%0.43%2.76%12.11%15.50%18.20%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Republic Bancorp Inc.18.11%81.67%73.82%200.93%311.54%311.12%
Northwest Bancshares Inc.15.23%24.56%-0.84%-3.48%17.43%25.55%

Performance & Financial Health Analysis: Republic Bancorp Inc. vs Northwest Bancshares Inc.

MetricRBCAANWBI
Market Information
Market Cap i$1.44B$1.96B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i70,6001,051,338
90 Day Avg. Volume i86,9431,576,466
Last Close$80.96$13.80
52 Week Range$63.97 - $82.37$11.25 - $14.26
% from 52W High-1.71%-3.23%
All-Time High$82.37 (Jun 02, 2026)$19.10 (Dec 05, 2016)
% from All-Time High-1.71%-27.75%
Growth Metrics
Quarterly Revenue Growth-0.11%0.25%
Quarterly Earnings Growth-0.10%0.40%
Financial Health
Profit Margin (TTM) i0.34%0.21%
Operating Margin (TTM) i0.54%0.40%
Return on Equity (TTM) i0.12%0.07%
Debt to Equity (MRQ) i0.430.41
Cash & Liquidity
Book Value per Share (MRQ)$56.41$12.94
Cash per Share (MRQ)$30.54$1.78
Operating Cash Flow (TTM) i$153.43M$153.42M
Levered Free Cash Flow (TTM) i$131.32M$125.95M
Dividends
Last 12-Month Dividend Yield i3.20%6.05%
Last 12-Month Dividend i$2.29$0.80

Valuation & Enterprise Metrics Analysis: Republic Bancorp Inc. vs Northwest Bancshares Inc.

MetricRBCAA (Apr 26, 2026)NWBI (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i11.3314.37
Forward P/E i11.729.29
PEG Ratio i-1.100.75
Price to Sales (TTM) i3.863.23
Price to Book (MRQ) i1.301.02
Market Capitalization
Market Capitalization i$1.44B$1.96B
Enterprise Value i$1.32B$2.45B
Enterprise Value Metrics
Enterprise to Revenue i3.544.10
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.570.63
Book Value per Share (MRQ) i$56.41$12.94

Financial Statements Comparison: Republic Bancorp Inc. vs Northwest Bancshares Inc.

Financial Metrics

Loading Financial Charts...

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricRBCAA (2025)NWBI (2025)
Revenue/Sales i411.12M651.87M
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i165.71M162.79M
Pre-Tax Income % of Revenue i40.3%25.0%
Income Tax i34.39M36.78M
Income Tax % of Revenue i8.4%5.6%
Net Income (Profit) i131.32M126.01M
Profit Margin i31.9%19.3%

Balance Sheet & Liquidity Metrics

MetricRBCAA (2025)NWBI (2025)
Cash & Equivalents i219.97M233.65M
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i538.37M350.38M
Long-Term Debt % of Revenue i131.0%53.7%
Total Shareholders Equity i1.10B1.89B
Retained Earnings i945.40M689.21M
Retained Earnings % of Revenue i230.0%105.7%
Property, Plant & Equipment i31.33MN/A

Cash Flow Statement Comparison

MetricRBCAA (2025)NWBI (2025)
Operating Cash Flow i153.43M101.16M
Operating Cash Flow % of Revenue i37.3%15.5%
Capital Expenditures i-7.10M-11.63M
Free Cash Flow i161.11M141.79M
FCF Margin i39.2%21.8%
Debt Repayment i-528.00M-35.38M
Common Stock Repurchase i-72,000N/A

Short Interest & Institutional Ownership Analysis

MetricRBCAANWBI
Shares Short i189,8166.32M
Short Ratio i2.023.72
Short % of Float i2.25%5.64%
Shares Outstanding i17.47M146.11M
Float Shares i8.91M144.46M
% Held by Insiders i51.57%0.85%
% Held by Institutions i29.30%69.28%
% Held by Public i19.13%29.87%

Dividend Analysis & Yield Comparison: Republic Bancorp Inc. vs Northwest Bancshares Inc.

MetricRBCAANWBI
Last 12-Month Dividend i$2.29$0.80
Last 12-Month Dividend Yield i3.20%6.05%
3-Year Avg Annual Dividend i$1.80$0.80
3-Year Avg Dividend Yield i0.72%1.65%
3-Year Total Dividends i$5.41$2.40
Ex-Dividend DateMar 20, 2026Feb 05, 2026