Root [ROOT] vs Progressive [PGR] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Root Inc. wins in 4 metrics, Progressive Corporation wins in 15 metrics, with 0 ties. Progressive Corporation appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Root Inc. | Progressive Corporation | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 23.26 | 10.45 | Progressive Corporation |
| Price-to-Book Ratio | 2.99 | 3.75 | Root Inc. |
| Debt-to-Equity Ratio | 51.63 | 26.17 | Progressive Corporation |
| PEG Ratio | -0.31 | 1.06 | Progressive Corporation |
| EV/EBITDA | 7.84 | 8.33 | Root Inc. |
| Profit Margin (TTM) | 2.53% | 12.93% | Progressive Corporation |
| Operating Margin (TTM) | 2.65% | 16.39% | Progressive Corporation |
| EBITDA Margin (TTM) | 2.65% | 16.39% | Progressive Corporation |
| Return on Equity | 11.32% | 37.90% | Progressive Corporation |
| Return on Assets (TTM) | 2.44% | 7.94% | Progressive Corporation |
| Free Cash Flow (TTM) | $192.40M | $17.20B | Progressive Corporation |
| Dividend Yield | N/A | 8.67% | N/A |
| 1-Year Return | -62.57% | -24.17% | Progressive Corporation |
| Price-to-Sales Ratio (TTM) | 0.56 | 1.34 | Root Inc. |
| Enterprise Value | $510.12M | $126.25B | Progressive Corporation |
| EV/Revenue Ratio | 0.34 | 1.41 | Root Inc. |
| Revenue per Share (TTM) | $99 | $153 | Progressive Corporation |
| Earnings per Share (Diluted) | $2.36 | $19.65 | Progressive Corporation |
| Beta (Stock Volatility) | 2.90 | 0.33 | Progressive Corporation |
| Short % of Float | 16.70% | 1.25% | Progressive Corporation |
Root Inc. vs Progressive Corporation Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Root Inc. | -0.07% | -0.11% | -0.92% | 23.84% | -32.39% | -22.62% |
| Progressive Corporation | 0.19% | 1.62% | 1.89% | -0.59% | -13.90% | -4.06% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Root Inc. | -62.57% | 764.57% | -71.52% | -87.28% | -87.28% | -87.28% |
| Progressive Corporation | -24.17% | 56.25% | 120.03% | 538.51% | 897.59% | 666.45% |
Performance & Financial Health Analysis: Root Inc. vs Progressive Corporation
| Metric | ROOT | PGR |
|---|---|---|
| Market Information | ||
| Market Cap | $839.33M | $120.11B |
| Market Cap Category | Small cap | Large cap |
| 10 Day Avg. Volume | 326,024 | 3,008,670 |
| 90 Day Avg. Volume | 303,905 | 3,010,043 |
| Last Close | $54.86 | $203.50 |
| 52 Week Range | $40.91 - $152.99 | $189.20 - $269.78 |
| % from 52W High | -64.14% | -24.57% |
| All-Time High | $530.64 (Oct 26, 2020) | $292.99 (Mar 17, 2025) |
| % from All-Time High | -89.66% | -30.54% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.22% | 0.09% |
| Quarterly Earnings Growth | -0.76% | 0.10% |
| Financial Health | ||
| Profit Margin (TTM) | 0.03% | 0.13% |
| Operating Margin (TTM) | 0.03% | 0.16% |
| Return on Equity (TTM) | 0.11% | 0.38% |
| Debt to Equity (MRQ) | 51.63 | 26.17 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $18.34 | $54.71 |
| Cash per Share (MRQ) | $43.03 | $3.64 |
| Operating Cash Flow (TTM) | $206.50M | $12.39B |
| Levered Free Cash Flow (TTM) | $83.06M | $11.31B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 8.67% |
| Last 12-Month Dividend | N/A | $18.40 |
Valuation & Enterprise Metrics Analysis: Root Inc. vs Progressive Corporation
| Metric | ROOT (Apr 24, 2026) | PGR (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 23.26 | 10.45 |
| Forward P/E | 17.16 | 12.73 |
| PEG Ratio | -0.31 | 1.06 |
| Price to Sales (TTM) | 0.56 | 1.34 |
| Price to Book (MRQ) | 2.99 | 3.75 |
| Market Capitalization | ||
| Market Capitalization | $839.33M | $120.11B |
| Enterprise Value | $510.12M | $126.25B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 0.34 | 1.41 |
| Enterprise to EBITDA | 7.84 | 8.33 |
| Risk & Other Metrics | ||
| Beta | 2.90 | 0.33 |
| Book Value per Share (MRQ) | $18.34 | $54.71 |
Financial Statements Comparison: Root Inc. vs Progressive Corporation
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | ROOT (2025) | PGR (2025) |
|---|---|---|
| Revenue/Sales | 1.52B | 87.64B |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | 40.80M | 14.22B |
| Pre-Tax Income % of Revenue | 2.7% | 16.2% |
| Income Tax | -500,000 | 2.92B |
| Income Tax % of Revenue | 0.0% | 3.3% |
| Net Income (Profit) | 41.30M | 11.31B |
| Profit Margin | 2.7% | 12.9% |
Balance Sheet & Liquidity Metrics
| Metric | ROOT (2025) | PGR (2025) |
|---|---|---|
| Cash & Equivalents | 669.30M | 125.00M |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | 200.30M | 6.90B |
| Long-Term Debt % of Revenue | 13.2% | 7.9% |
| Total Shareholders Equity | 284.30M | 30.32B |
| Retained Earnings | -1.64B | 27.33B |
| Retained Earnings % of Revenue | -108.2% | 31.2% |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison
| Metric | ROOT (2025) | PGR (2025) |
|---|---|---|
| Operating Cash Flow | 65.70M | 12.39B |
| Operating Cash Flow % of Revenue | 4.3% | 14.1% |
| Capital Expenditures | 0 | -268.00M |
| Free Cash Flow | 192.40M | 17.20B |
| FCF Margin | 12.7% | 19.6% |
| Debt Repayment | 0 | N/A |
| Common Stock Repurchase | 0 | -166.00M |
Short Interest & Institutional Ownership Analysis
| Metric | ROOT | PGR |
|---|---|---|
| Shares Short | 2.19M | 7.29M |
| Short Ratio | 6.22 | 2.32 |
| Short % of Float | 16.70% | 1.25% |
| Shares Outstanding | 15.51M | 584.40M |
| Float Shares | 12.38M | 582.21M |
| % Held by Insiders | 7.90% | 0.25% |
| % Held by Institutions | 69.95% | 89.29% |
| % Held by Public | 22.15% | 10.46% |
Dividend Analysis & Yield Comparison: Root Inc. vs Progressive Corporation
| Metric | ROOT | PGR |
|---|---|---|
| Last 12-Month Dividend | N/A | $18.40 |
| Last 12-Month Dividend Yield | N/A | 8.67% |
| 3-Year Avg Annual Dividend | N/A | $6.62 |
| 3-Year Avg Dividend Yield | N/A | 0.71% |
| 3-Year Total Dividends | N/A | $19.85 |
| Ex-Dividend Date | N/A | Jan 02, 2026 |