Sandy Spring [SASR] vs Nicolet Bankshares [NIC] Detailed Stock Comparison

Sandy Spring Bancorp, Inc.

NASDAQ
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Nicolet Bankshares Inc.

NYSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Sandy Spring Bancorp, Inc. wins in 4 metrics, Nicolet Bankshares Inc. wins in 13 metrics, with 0 ties. Nicolet Bankshares Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Sandy Spring Bancorp, Inc. Nicolet Bankshares Inc. Better
P/E Ratio (TTM) 63.52 14.68 Nicolet Bankshares Inc.
Price-to-Book Ratio 0.81 1.69 Sandy Spring Bancorp, Inc.
Debt-to-Equity Ratio 0.48 0.11 Nicolet Bankshares Inc.
PEG Ratio 10.96 0.70 Nicolet Bankshares Inc.
Profit Margin (TTM) 5.08% 38.86% Nicolet Bankshares Inc.
Operating Margin (TTM) 31.90% 52.77% Nicolet Bankshares Inc.
EBITDA Margin (TTM) 31.90% 52.77% Nicolet Bankshares Inc.
Return on Equity 1.27% 12.40% Nicolet Bankshares Inc.
Return on Assets (TTM) 0.14% 1.68% Nicolet Bankshares Inc.
Free Cash Flow (TTM) $67.56M $149.44M Nicolet Bankshares Inc.
Dividend Yield N/A 1.01% N/A
1-Year Return 31.92% 14.38% Sandy Spring Bancorp, Inc.
Price-to-Sales Ratio (TTM) 3.22 7.92 Sandy Spring Bancorp, Inc.
Enterprise Value $1.97B $2.79B Nicolet Bankshares Inc.
EV/Revenue Ratio 5.01 7.19 Sandy Spring Bancorp, Inc.
Revenue per Share (TTM) $9 $26 Nicolet Bankshares Inc.
Earnings per Share (Diluted) $0.44 $9.79 Nicolet Bankshares Inc.
Beta (Stock Volatility) 0.94 0.74 Nicolet Bankshares Inc.
Short % of Float N/A 3.03% N/A

Sandy Spring Bancorp, Inc. vs Nicolet Bankshares Inc. Stock Performance Analysis

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SASR
NIC

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Sandy Spring Bancorp, Inc.1.38%N/AN/AN/AN/AN/A
Nicolet Bankshares Inc.-4.11%-4.54%-5.16%-11.88%9.28%14.13%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Sandy Spring Bancorp, Inc.31.92%-34.33%15.33%8.24%68.35%-11.26%
Nicolet Bankshares Inc.14.38%105.43%79.17%270.50%776.69%776.69%

Performance & Financial Health Analysis: Sandy Spring Bancorp, Inc. vs Nicolet Bankshares Inc.

MetricSASRNIC
Market Information
Market Cap i$1.26B$3.08B
Market Cap CategorySmall capMid cap
10 Day Avg. Volume i442,267145,102
90 Day Avg. Volume i311,866168,681
Last Close$27.98$131.86
52 Week Range$19.52 - $39.55$114.12 - $163.11
% from 52W High-29.25%-19.16%
All-Time High$52.04 (Jan 10, 2022)$163.11 (Feb 26, 2026)
% from All-Time High-46.23%-19.16%
Growth Metrics
Quarterly Revenue Growth0.02%0.13%
Quarterly Earnings Growth0.10%0.17%
Financial Health
Profit Margin (TTM) i0.05%0.39%
Operating Margin (TTM) i0.32%0.53%
Return on Equity (TTM) i0.01%0.12%
Debt to Equity (MRQ) i0.480.11
Cash & Liquidity
Book Value per Share (MRQ)$34.52$85.08
Cash per Share (MRQ)$1.02$30.90
Operating Cash Flow (TTM) i$83.71M$153.54M
Levered Free Cash Flow (TTM) i$19.90M$150.69M
Dividends
Last 12-Month Dividend Yield iN/A1.01%
Last 12-Month Dividend iN/A$1.56

Valuation & Enterprise Metrics Analysis: Sandy Spring Bancorp, Inc. vs Nicolet Bankshares Inc.

MetricSASR (May 17, 2025)NIC (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i63.5214.68
Forward P/E i10.9610.27
PEG Ratio i10.960.70
Price to Sales (TTM) i3.227.92
Price to Book (MRQ) i0.811.69
Market Capitalization
Market Capitalization i$1.26B$3.08B
Enterprise Value i$1.97B$2.79B
Enterprise Value Metrics
Enterprise to Revenue i5.017.19
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.940.74
Book Value per Share (MRQ) i$34.52$85.08

Financial Statements Comparison: Sandy Spring Bancorp, Inc. vs Nicolet Bankshares Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricSASR (2024)NIC (2025)
Revenue/Sales i404.22M392.00M
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i48.96M186.96M
Pre-Tax Income % of Revenue i12.1%47.7%
Income Tax i29.03M36.27M
Income Tax % of Revenue i7.2%9.3%
Net Income (Profit) i19.94M150.69M
Profit Margin i4.9%38.4%

Balance Sheet & Liquidity Metrics

MetricSASR (2024)NIC (2025)
Cash & Equivalents i518.96M660.23M
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i621.40M134.86M
Long-Term Debt % of Revenue i153.7%34.4%
Total Shareholders Equity i1.56B1.26B
Retained Earnings i856.61M697.80M
Retained Earnings % of Revenue i211.9%178.0%
Property, Plant & Equipment i50.01MN/A

Cash Flow Statement Comparison

MetricSASR (2024)NIC (2025)
Operating Cash Flow i38.83M160.97M
Operating Cash Flow % of Revenue i9.6%41.1%
Capital Expenditures iN/A-1.77M
Free Cash Flow i67.56M149.44M
FCF Margin i16.7%38.1%
Debt Repayment i-300.00M-27.40M
Common Stock Repurchase i-3.51M-89.29M

Short Interest & Institutional Ownership Analysis

MetricSASRNIC
Shares Short iN/A615,678
Short Ratio iN/A3.00
Short % of Float iN/A3.03%
Shares Outstanding i45.14M14.81M
Float Shares i43.46M19.54M
% Held by Insiders i3.47%8.75%
% Held by Institutions i73.14%39.54%
% Held by Public i23.39%51.71%

Dividend Analysis & Yield Comparison: Sandy Spring Bancorp, Inc. vs Nicolet Bankshares Inc.

MetricSASRNIC
Last 12-Month Dividend iN/A$1.56
Last 12-Month Dividend Yield iN/A1.01%
3-Year Avg Annual Dividend iN/A$1.13
3-Year Avg Dividend Yield iN/A0.29%
3-Year Total Dividends iN/A$3.40
Ex-Dividend DateN/AMar 02, 2026