Seacoast Banking [SBCF] vs PNC Financial [PNC] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: Seacoast Banking Corporation of Florida wins in 5 metrics, PNC Financial Services Group, Inc. wins in 14 metrics, with 0 ties. PNC Financial Services Group, Inc. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Seacoast Banking Corporation of Florida | PNC Financial Services Group, Inc. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 20.41 | 12.56 | PNC Financial Services Group, Inc. |
| Price-to-Book Ratio | 1.14 | 1.39 | Seacoast Banking Corporation of Florida |
| Debt-to-Equity Ratio | 0.46 | 1.12 | Seacoast Banking Corporation of Florida |
| PEG Ratio | -1.02 | 11.84 | PNC Financial Services Group, Inc. |
| Profit Margin (TTM) | 24.21% | 28.75% | PNC Financial Services Group, Inc. |
| Operating Margin (TTM) | 43.75% | 35.28% | Seacoast Banking Corporation of Florida |
| EBITDA Margin (TTM) | 43.75% | 35.28% | Seacoast Banking Corporation of Florida |
| Return on Equity | 5.53% | 11.33% | PNC Financial Services Group, Inc. |
| Return on Assets (TTM) | 0.80% | 1.09% | PNC Financial Services Group, Inc. |
| Free Cash Flow (TTM) | $178.89M | $7.88B | PNC Financial Services Group, Inc. |
| Dividend Yield | 2.73% | 3.02% | PNC Financial Services Group, Inc. |
| 1-Year Return | 17.34% | 27.22% | PNC Financial Services Group, Inc. |
| Price-to-Sales Ratio (TTM) | 5.25 | 3.35 | PNC Financial Services Group, Inc. |
| Enterprise Value | $4.44B | $128.31B | PNC Financial Services Group, Inc. |
| EV/Revenue Ratio | 7.42 | 6.11 | PNC Financial Services Group, Inc. |
| Revenue per Share (TTM) | $7 | $53 | PNC Financial Services Group, Inc. |
| Earnings per Share (Diluted) | $1.57 | $14.15 | PNC Financial Services Group, Inc. |
| Beta (Stock Volatility) | 0.92 | 1.07 | Seacoast Banking Corporation of Florida |
| Short % of Float | 6.15% | 1.26% | PNC Financial Services Group, Inc. |
Seacoast Banking Corporation of Florida vs PNC Financial Services Group, Inc. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Seacoast Banking Corporation of Florida | -2.98% | -1.47% | -2.33% | -5.68% | -5.09% | -4.46% |
| PNC Financial Services Group, Inc. | -1.24% | 0.10% | 1.37% | 3.17% | 15.08% | 4.52% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Seacoast Banking Corporation of Florida | 17.34% | 34.71% | -18.70% | 83.14% | 250.40% | -78.73% |
| PNC Financial Services Group, Inc. | 27.22% | 78.93% | 13.98% | 149.66% | 272.63% | 219.68% |
Performance & Financial Health Analysis: Seacoast Banking Corporation of Florida vs PNC Financial Services Group, Inc.
| Metric | SBCF | PNC |
|---|---|---|
| Market Information | ||
| Market Cap | $3.14B | $70.31B |
| Market Cap Category | Mid cap | Large cap |
| 10 Day Avg. Volume | 584,362 | 1,904,080 |
| 90 Day Avg. Volume | 732,381 | 1,960,760 |
| Last Close | $29.30 | $218.27 |
| 52 Week Range | $24.46 - $35.55 | $172.73 - $243.94 |
| % from 52W High | -17.58% | -10.52% |
| All-Time High | $159.80 (Aug 28, 2006) | $243.94 (Feb 06, 2026) |
| % from All-Time High | -81.66% | -10.52% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.32% | 0.05% |
| Quarterly Earnings Growth | 0.01% | 0.11% |
| Financial Health | ||
| Profit Margin (TTM) | 0.24% | 0.29% |
| Operating Margin (TTM) | 0.44% | 0.35% |
| Return on Equity (TTM) | 0.06% | 0.11% |
| Debt to Equity (MRQ) | 0.46 | 1.12 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $27.99 | $127.98 |
| Cash per Share (MRQ) | $4.45 | $27.54 |
| Operating Cash Flow (TTM) | $188.06M | $5.61B |
| Levered Free Cash Flow (TTM) | $142.74M | $5.50B |
| Dividends | ||
| Last 12-Month Dividend Yield | 2.73% | 3.02% |
| Last 12-Month Dividend | $0.92 | $6.70 |
Valuation & Enterprise Metrics Analysis: Seacoast Banking Corporation of Florida vs PNC Financial Services Group, Inc.
| Metric | SBCF (Apr 24, 2026) | PNC (Jun 13, 2025) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 20.41 | 12.56 |
| Forward P/E | 11.65 | 11.84 |
| PEG Ratio | -1.02 | 11.84 |
| Price to Sales (TTM) | 5.25 | 3.35 |
| Price to Book (MRQ) | 1.14 | 1.39 |
| Market Capitalization | ||
| Market Capitalization | $3.14B | $70.31B |
| Enterprise Value | $4.44B | $128.31B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 7.42 | 6.11 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.92 | 1.07 |
| Book Value per Share (MRQ) | $27.99 | $127.98 |
Financial Statements Comparison: Seacoast Banking Corporation of Florida vs PNC Financial Services Group, Inc.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | SBCF (2025) | PNC (2024) |
|---|---|---|
| Revenue/Sales | 652.63M | 20.81B |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | 186.51M | 7.24B |
| Pre-Tax Income % of Revenue | 28.6% | 34.8% |
| Income Tax | 41.63M | 1.29B |
| Income Tax % of Revenue | 6.4% | 6.2% |
| Net Income (Profit) | 144.88M | 5.95B |
| Profit Margin | 22.2% | 28.6% |
Balance Sheet & Liquidity Metrics
| Metric | SBCF (2025) | PNC (2024) |
|---|---|---|
| Cash & Equivalents | 402.97M | 46.25B |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | 947.76M | 61.67B |
| Long-Term Debt % of Revenue | 145.2% | 296.4% |
| Total Shareholders Equity | 3.06B | 54.47B |
| Retained Earnings | 603.79M | 59.28B |
| Retained Earnings % of Revenue | 92.5% | 284.9% |
| Property, Plant & Equipment | 186.14M | N/A |
Cash Flow Statement Comparison
| Metric | SBCF (2025) | PNC (2024) |
|---|---|---|
| Operating Cash Flow | 150.13M | 7.96B |
| Operating Cash Flow % of Revenue | 23.0% | 38.3% |
| Capital Expenditures | -9.17M | N/A |
| Free Cash Flow | 178.89M | 7.88B |
| FCF Margin | 27.4% | 37.9% |
| Debt Repayment | -235.00M | -23.75B |
| Common Stock Repurchase | 0 | -1.19B |
Short Interest & Institutional Ownership Analysis
| Metric | SBCF | PNC |
|---|---|---|
| Shares Short | 5.11M | 4.98M |
| Short Ratio | 6.51 | 2.41 |
| Short % of Float | 6.15% | 1.26% |
| Shares Outstanding | 97.93M | 395.94M |
| Float Shares | 89.66M | 392.38M |
| % Held by Insiders | 1.28% | 0.38% |
| % Held by Institutions | 87.08% | 85.29% |
| % Held by Public | 11.64% | 14.33% |
Dividend Analysis & Yield Comparison: Seacoast Banking Corporation of Florida vs PNC Financial Services Group, Inc.
| Metric | SBCF | PNC |
|---|---|---|
| Last 12-Month Dividend | $0.92 | $6.70 |
| Last 12-Month Dividend Yield | 2.73% | 3.02% |
| 3-Year Avg Annual Dividend | $0.78 | $6.40 |
| 3-Year Avg Dividend Yield | 0.68% | 1.00% |
| 3-Year Total Dividends | $2.35 | $19.20 |
| Ex-Dividend Date | Mar 13, 2026 | Jan 20, 2026 |