Sezzle [SEZL] vs Visa [V] Detailed Stock Comparison

Sezzle Inc.

NASDAQ
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Visa Inc.

NYSE
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TLDR: Quick Comparison Summary

Based on 21 vital metrics comparison: Sezzle Inc. wins in 7 metrics, Visa Inc. wins in 13 metrics, with 0 ties. Visa Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Sezzle Inc. Visa Inc. Better
P/E Ratio (TTM) 21.44 28.98 Sezzle Inc.
Price-to-Book Ratio 15.87 15.42 Visa Inc.
Debt-to-Equity Ratio 82.93 54.61 Visa Inc.
PEG Ratio 13.54 1.66 Visa Inc.
EV/EBITDA 10.41 20.50 Sezzle Inc.
Profit Margin (TTM) 29.57% 50.23% Visa Inc.
Operating Margin (TTM) 60.82% 68.30% Visa Inc.
EBITDA Margin (TTM) 60.82% 68.30% Visa Inc.
Return on Equity 103.34% 53.95% Sezzle Inc.
Return on Assets (TTM) 47.62% 18.36% Sezzle Inc.
Free Cash Flow (TTM) $207.21M $21.58B Visa Inc.
Dividend Yield N/A 0.78% N/A
1-Year Return -0.63% -8.63% Sezzle Inc.
Price-to-Sales Ratio (TTM) 5.99 14.39 Sezzle Inc.
Enterprise Value $2.77B $594.14B Visa Inc.
EV/Revenue Ratio 6.16 14.35 Sezzle Inc.
Gross Profit Margin (TTM) 71.95% 81.68% Visa Inc.
Revenue per Share (TTM) $13 $21 Visa Inc.
Earnings per Share (Diluted) $3.72 $10.66 Visa Inc.
Beta (Stock Volatility) 8.18 0.80 Visa Inc.
Short % of Float 25.12% 1.40% Visa Inc.

Sezzle Inc. vs Visa Inc. Stock Performance Analysis

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SEZL
V

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Sezzle Inc.10.11%20.60%48.16%118.74%120.83%124.28%
Visa Inc.0.44%1.30%-0.59%4.42%-6.65%-6.54%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Sezzle Inc.-0.63%63.67%63.67%63.67%63.67%63.67%
Visa Inc.-8.63%40.84%39.92%318.74%1,632.35%1,903.67%

Performance & Financial Health Analysis: Sezzle Inc. vs Visa Inc.

MetricSEZLV
Market Information
Market Cap i$2.66B$596.57B
Market Cap CategoryMid capMega cap
10 Day Avg. Volume i941,4766,138,912
90 Day Avg. Volume i712,6456,859,421
Last Close$146.12$323.82
52 Week Range$49.50 - $186.74$293.89 - $360.22
% from 52W High-21.75%-10.10%
All-Time High$186.74 (Jul 08, 2025)$375.51 (Jun 11, 2025)
% from All-Time High-21.75%-13.77%
Growth Metrics
Quarterly Revenue Growth0.32%0.15%
Quarterly Earnings Growth0.68%0.14%
Financial Health
Profit Margin (TTM) i0.30%0.50%
Operating Margin (TTM) i0.61%0.68%
Return on Equity (TTM) i1.03%0.54%
Debt to Equity (MRQ) i82.9354.61
Cash & Liquidity
Book Value per Share (MRQ)$5.02$20.03
Cash per Share (MRQ)$1.90$8.60
Operating Cash Flow (TTM) i$209.91M$24.44B
Levered Free Cash Flow (TTM) i$43.94M$22.03B
Dividends
Last 12-Month Dividend Yield iN/A0.78%
Last 12-Month Dividend iN/A$2.52

Valuation & Enterprise Metrics Analysis: Sezzle Inc. vs Visa Inc.

MetricSEZL (Apr 26, 2026)V (Apr 26, 2026)
Price Ratios
P/E Ratio (TTM) i21.4428.98
Forward P/E i13.5421.23
PEG Ratio i13.541.66
Price to Sales (TTM) i5.9914.39
Price to Book (MRQ) i15.8715.42
Market Capitalization
Market Capitalization i$2.66B$596.57B
Enterprise Value i$2.77B$594.14B
Enterprise Value Metrics
Enterprise to Revenue i6.1614.35
Enterprise to EBITDA i10.4120.50
Risk & Other Metrics
Beta i8.180.80
Book Value per Share (MRQ) i$5.02$20.03

Financial Statements Comparison: Sezzle Inc. vs Visa Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricSEZL (2025)V (2025)
Revenue/Sales i450.28M40.00B
Cost of Goods Sold i134.81M7.86B
COGS % of Revenue i29.9%19.6%
Gross Profit i315.47M32.15B
Gross Margin i70.1%80.4%
Research & Development iN/AN/A
Operating Income (EBIT) i162.77M26.56B
Operating Margin i36.1%66.4%
EBITDA i164.12M27.78B
EBITDA Margin i36.4%69.4%
Pre-Tax Income i162.89M24.19B
Pre-Tax Income % of Revenue i36.2%60.5%
Income Tax i29.76M4.14B
Income Tax % of Revenue i6.6%10.3%
Net Income (Profit) i133.13M20.06B
Profit Margin i29.6%50.1%

Balance Sheet & Liquidity Metrics

MetricSEZL (2025)V (2025)
Cash & Equivalents i64.05M17.16B
Total Current Assets i351.86M37.77B
Total Current Assets % of Revenue i78.1%94.4%
Total Current Liabilities i89.77M35.05B
Total Current Liabilities % of Revenue i19.9%87.6%
Long-Term Debt i140.65M19.60B
Long-Term Debt % of Revenue i31.2%49.0%
Total Shareholders Equity i169.81M37.91B
Retained Earnings i-324,00015.11B
Retained Earnings % of Revenue i-0.1%37.8%
Property, Plant & Equipment i665,0000

Cash Flow Statement Comparison

MetricSEZL (2025)V (2025)
Operating Cash Flow i96.27M22.89B
Operating Cash Flow % of Revenue i21.4%57.2%
Capital Expenditures i-655,000-1.48B
Free Cash Flow i207.21M21.58B
FCF Margin i46.0%53.9%
Debt Repayment i-144.60M0
Common Stock Repurchase i-64.66M-18.32B

Short Interest & Institutional Ownership Analysis

MetricSEZLV
Shares Short i4.42M23.46M
Short Ratio i7.283.17
Short % of Float i25.12%1.40%
Shares Outstanding i33.80M1.93B
Float Shares i17.14M1.74B
% Held by Insiders i49.08%0.59%
% Held by Institutions i39.92%90.99%
% Held by Public i11.00%8.42%

Dividend Analysis & Yield Comparison: Sezzle Inc. vs Visa Inc.

MetricSEZLV
Last 12-Month Dividend iN/A$2.52
Last 12-Month Dividend Yield iN/A0.78%
3-Year Avg Annual Dividend iN/A$2.23
3-Year Avg Dividend Yield iN/A0.19%
3-Year Total Dividends iN/A$6.68
Ex-Dividend DateN/AFeb 10, 2026