Simmons First [SFNC] vs PNC Financial [PNC] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Simmons First National Corporation wins in 7 metrics, PNC Financial Services Group, Inc. wins in 12 metrics, with 0 ties. PNC Financial Services Group, Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Simmons First National Corporation PNC Financial Services Group, Inc. Better
P/E Ratio (TTM) 14.10 12.56 PNC Financial Services Group, Inc.
Price-to-Book Ratio 0.91 1.39 Simmons First National Corporation
Debt-to-Equity Ratio 0.23 1.12 Simmons First National Corporation
PEG Ratio 0.17 11.84 Simmons First National Corporation
Profit Margin (TTM) 0.00% 28.75% PNC Financial Services Group, Inc.
Operating Margin (TTM) 39.33% 35.28% Simmons First National Corporation
EBITDA Margin (TTM) 39.33% 35.28% Simmons First National Corporation
Return on Equity -10.37% 11.33% PNC Financial Services Group, Inc.
Return on Assets (TTM) -1.40% 1.09% PNC Financial Services Group, Inc.
Free Cash Flow (TTM) $411.36M $7.88B PNC Financial Services Group, Inc.
Dividend Yield 5.27% 3.02% Simmons First National Corporation
1-Year Return 22.74% 37.08% PNC Financial Services Group, Inc.
Price-to-Sales Ratio (TTM) 38.13 3.35 PNC Financial Services Group, Inc.
Enterprise Value $3.31B $128.31B PNC Financial Services Group, Inc.
EV/Revenue Ratio 40.69 6.11 PNC Financial Services Group, Inc.
Revenue per Share (TTM) $1 $53 PNC Financial Services Group, Inc.
Earnings per Share (Diluted) $-2.75 $14.15 PNC Financial Services Group, Inc.
Beta (Stock Volatility) 0.90 1.07 Simmons First National Corporation
Short % of Float 4.57% 1.26% PNC Financial Services Group, Inc.

Simmons First National Corporation vs PNC Financial Services Group, Inc. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Simmons First National Corporation-2.27%1.85%7.26%17.52%13.58%16.90%
PNC Financial Services Group, Inc.-2.99%1.51%8.33%14.85%9.33%9.03%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Simmons First National Corporation22.74%23.14%-20.63%-0.49%78.65%66.00%
PNC Financial Services Group, Inc.37.08%84.99%33.27%184.01%311.25%243.09%

Performance & Financial Health Analysis: Simmons First National Corporation vs PNC Financial Services Group, Inc.

MetricSFNCPNC
Market Information
Market Cap i$3.05B$70.31B
Market Cap CategoryMid capLarge cap
10 Day Avg. Volume i1,428,0221,904,080
90 Day Avg. Volume i1,434,4741,960,760
Last Close$22.00$230.56
52 Week Range$17.00 - $22.62$172.88 - $243.94
% from 52W High-2.74%-5.48%
All-Time High$58.75 (Nov 30, 2015)$243.94 (Feb 06, 2026)
% from All-Time High-62.55%-5.48%
Growth Metrics
Quarterly Revenue Growth0.24%0.05%
Quarterly Earnings Growth1.12%0.11%
Financial Health
Profit Margin (TTM) i0.00%0.29%
Operating Margin (TTM) i0.39%0.35%
Return on Equity (TTM) i-0.10%0.11%
Debt to Equity (MRQ) i0.231.12
Cash & Liquidity
Book Value per Share (MRQ)$23.62$127.98
Cash per Share (MRQ)$3.88$27.54
Operating Cash Flow (TTM) i$-416,556,000$5.61B
Levered Free Cash Flow (TTM) i$-397,553,000$5.50B
Dividends
Last 12-Month Dividend Yield i5.27%3.02%
Last 12-Month Dividend i$1.05$6.70

Valuation & Enterprise Metrics Analysis: Simmons First National Corporation vs PNC Financial Services Group, Inc.

MetricSFNC (Apr 26, 2026)PNC (Jun 13, 2025)
Price Ratios
P/E Ratio (TTM) i14.1012.56
Forward P/E i9.7511.84
PEG Ratio i0.1711.84
Price to Sales (TTM) i38.133.35
Price to Book (MRQ) i0.911.39
Market Capitalization
Market Capitalization i$3.05B$70.31B
Enterprise Value i$3.31B$128.31B
Enterprise Value Metrics
Enterprise to Revenue i40.696.11
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.901.07
Book Value per Share (MRQ) i$23.62$127.98

Financial Statements Comparison: Simmons First National Corporation vs PNC Financial Services Group, Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricSFNC (2025)PNC (2024)
Revenue/Sales i93.91M20.81B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i-527.65M7.24B
Pre-Tax Income % of Revenue i-561.9%34.8%
Income Tax i-130.10M1.29B
Income Tax % of Revenue i-138.5%6.2%
Net Income (Profit) i-397.55M5.95B
Profit Margin i-423.3%28.6%

Balance Sheet & Liquidity Metrics

MetricSFNC (2025)PNC (2024)
Cash & Equivalents i712.01M46.25B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i619.97M61.67B
Long-Term Debt % of Revenue i660.2%296.4%
Total Shareholders Equity i3.42B54.47B
Retained Earnings i864.34M59.28B
Retained Earnings % of Revenue i920.4%284.9%
Property, Plant & Equipment i51.20MN/A

Cash Flow Statement Comparison

MetricSFNC (2025)PNC (2024)
Operating Cash Flow i-416.56M7.96B
Operating Cash Flow % of Revenue i-443.6%38.3%
Capital Expenditures i-38.14MN/A
Free Cash Flow i411.36M7.88B
FCF Margin i438.0%37.9%
Debt Repayment i-2.58B-23.75B
Common Stock Repurchase i0-1.19B

Short Interest & Institutional Ownership Analysis

MetricSFNCPNC
Shares Short i5.06M4.98M
Short Ratio i3.882.41
Short % of Float i4.57%1.26%
Shares Outstanding i145.06M395.94M
Float Shares i142.79M392.38M
% Held by Insiders i1.25%0.38%
% Held by Institutions i81.71%85.29%
% Held by Public i17.04%14.33%

Dividend Analysis & Yield Comparison: Simmons First National Corporation vs PNC Financial Services Group, Inc.

MetricSFNCPNC
Last 12-Month Dividend i$1.05$6.70
Last 12-Month Dividend Yield i5.27%3.02%
3-Year Avg Annual Dividend i$0.90$6.40
3-Year Avg Dividend Yield i1.09%1.00%
3-Year Total Dividends i$2.69$19.20
Ex-Dividend DateMar 13, 2026Jan 20, 2026