Simmons First [SFNC] vs U.S. Bancorp [USB] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: Simmons First National Corporation wins in 7 metrics, U.S. Bancorp wins in 12 metrics, with 0 ties. U.S. Bancorp appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Simmons First National Corporation | U.S. Bancorp | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 14.10 | 11.92 | U.S. Bancorp |
| Price-to-Book Ratio | 0.91 | 1.51 | Simmons First National Corporation |
| Debt-to-Equity Ratio | 0.23 | 1.21 | Simmons First National Corporation |
| PEG Ratio | 0.17 | 0.82 | Simmons First National Corporation |
| Profit Margin (TTM) | 0.00% | 29.29% | U.S. Bancorp |
| Operating Margin (TTM) | 39.33% | 37.84% | Simmons First National Corporation |
| EBITDA Margin (TTM) | 39.33% | 37.84% | Simmons First National Corporation |
| Return on Equity | -10.37% | 12.35% | U.S. Bancorp |
| Return on Assets (TTM) | -1.40% | 1.14% | U.S. Bancorp |
| Free Cash Flow (TTM) | $411.36M | $7.97B | U.S. Bancorp |
| Dividend Yield | 5.27% | 3.82% | Simmons First National Corporation |
| 1-Year Return | 22.74% | 37.10% | U.S. Bancorp |
| Price-to-Sales Ratio (TTM) | 38.13 | 3.32 | U.S. Bancorp |
| Enterprise Value | $3.31B | $126.46B | U.S. Bancorp |
| EV/Revenue Ratio | 40.69 | 4.75 | U.S. Bancorp |
| Revenue per Share (TTM) | $1 | $17 | U.S. Bancorp |
| Earnings per Share (Diluted) | $-2.75 | $4.77 | U.S. Bancorp |
| Beta (Stock Volatility) | 0.90 | 1.03 | Simmons First National Corporation |
| Short % of Float | 4.57% | 0.00% | U.S. Bancorp |
Simmons First National Corporation vs U.S. Bancorp Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Simmons First National Corporation | -2.27% | 1.85% | 7.26% | 17.52% | 13.58% | 16.90% |
| U.S. Bancorp | -1.95% | 4.41% | 8.79% | 12.96% | 7.60% | 7.16% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Simmons First National Corporation | 22.74% | 23.14% | -20.63% | -0.49% | 78.65% | 66.00% |
| U.S. Bancorp | 37.10% | 76.20% | 7.67% | 43.37% | 140.67% | 88.43% |
Performance & Financial Health Analysis: Simmons First National Corporation vs U.S. Bancorp
| Metric | SFNC | USB |
|---|---|---|
| Market Information | ||
| Market Cap | $3.05B | $88.06B |
| Market Cap Category | Mid cap | Large cap |
| 10 Day Avg. Volume | 1,428,022 | 9,829,002 |
| 90 Day Avg. Volume | 1,434,474 | 10,401,007 |
| Last Close | $22.00 | $57.79 |
| 52 Week Range | $17.00 - $22.62 | $42.55 - $61.19 |
| % from 52W High | -2.74% | -5.56% |
| All-Time High | $58.75 (Nov 30, 2015) | $63.57 (Jan 10, 2022) |
| % from All-Time High | -62.55% | -9.09% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.24% | 0.05% |
| Quarterly Earnings Growth | 1.12% | 0.14% |
| Financial Health | ||
| Profit Margin (TTM) | 0.00% | 0.29% |
| Operating Margin (TTM) | 0.39% | 0.38% |
| Return on Equity (TTM) | -0.10% | 0.12% |
| Debt to Equity (MRQ) | 0.23 | 1.21 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $23.62 | $37.54 |
| Cash per Share (MRQ) | $3.88 | $31.14 |
| Operating Cash Flow (TTM) | $-416,556,000 | $6.04B |
| Levered Free Cash Flow (TTM) | $-397,553,000 | $7.19B |
| Dividends | ||
| Last 12-Month Dividend Yield | 5.27% | 3.82% |
| Last 12-Month Dividend | $1.05 | $2.04 |
Valuation & Enterprise Metrics Analysis: Simmons First National Corporation vs U.S. Bancorp
| Metric | SFNC (Apr 26, 2026) | USB (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 14.10 | 11.92 |
| Forward P/E | 9.75 | 10.09 |
| PEG Ratio | 0.17 | 0.82 |
| Price to Sales (TTM) | 38.13 | 3.32 |
| Price to Book (MRQ) | 0.91 | 1.51 |
| Market Capitalization | ||
| Market Capitalization | $3.05B | $88.06B |
| Enterprise Value | $3.31B | $126.46B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 40.69 | 4.75 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.90 | 1.03 |
| Book Value per Share (MRQ) | $23.62 | $37.54 |
Financial Statements Comparison: Simmons First National Corporation vs U.S. Bancorp
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | SFNC (2025) | USB (2025) |
|---|---|---|
| Revenue/Sales | 93.91M | 28.54B |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | -527.65M | 9.52B |
| Pre-Tax Income % of Revenue | -561.9% | 33.3% |
| Income Tax | -130.10M | 1.92B |
| Income Tax % of Revenue | -138.5% | 6.7% |
| Net Income (Profit) | -397.55M | 7.60B |
| Profit Margin | -423.3% | 26.6% |
Balance Sheet & Liquidity Metrics
| Metric | SFNC (2025) | USB (2025) |
|---|---|---|
| Cash & Equivalents | 712.01M | 46.89B |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | 619.97M | 60.76B |
| Long-Term Debt % of Revenue | 660.2% | 212.9% |
| Total Shareholders Equity | 3.42B | 65.65B |
| Retained Earnings | 864.34M | 80.91B |
| Retained Earnings % of Revenue | 920.4% | 283.5% |
| Property, Plant & Equipment | 51.20M | 1.51B |
Cash Flow Statement Comparison
| Metric | SFNC (2025) | USB (2025) |
|---|---|---|
| Operating Cash Flow | -416.56M | 6.04B |
| Operating Cash Flow % of Revenue | -443.6% | 21.2% |
| Capital Expenditures | -38.14M | N/A |
| Free Cash Flow | 411.36M | 7.97B |
| FCF Margin | 438.0% | 27.9% |
| Debt Repayment | -2.58B | -9.05B |
| Common Stock Repurchase | 0 | -489.00M |
Short Interest & Institutional Ownership Analysis
| Metric | SFNC | USB |
|---|---|---|
| Shares Short | 5.06M | 27,002 |
| Short Ratio | 3.88 | 0.00 |
| Short % of Float | 4.57% | 0.00% |
| Shares Outstanding | 145.06M | 1.56B |
| Float Shares | 142.79M | 1.55B |
| % Held by Insiders | 1.25% | 0.14% |
| % Held by Institutions | 81.71% | 83.55% |
| % Held by Public | 17.04% | 16.31% |
Dividend Analysis & Yield Comparison: Simmons First National Corporation vs U.S. Bancorp
| Metric | SFNC | USB |
|---|---|---|
| Last 12-Month Dividend | $1.05 | $2.04 |
| Last 12-Month Dividend Yield | 5.27% | 3.82% |
| 3-Year Avg Annual Dividend | $0.90 | $1.98 |
| 3-Year Avg Dividend Yield | 1.09% | 1.19% |
| 3-Year Total Dividends | $2.69 | $5.95 |
| Ex-Dividend Date | Mar 13, 2026 | Dec 31, 2025 |