Selective Insurance [SIGI] vs Chubb [CB] Detailed Stock Comparison

Selective Insurance Group Inc.

NASDAQ
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Chubb Ltd.

NYSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Selective Insurance Group Inc. wins in 9 metrics, Chubb Ltd. wins in 11 metrics, with 0 ties. Chubb Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Selective Insurance Group Inc. Chubb Ltd. Better
P/E Ratio (TTM) 10.36 11.64 Selective Insurance Group Inc.
Price-to-Book Ratio 1.37 1.75 Selective Insurance Group Inc.
Debt-to-Equity Ratio 27.91 30.94 Selective Insurance Group Inc.
PEG Ratio 0.16 0.42 Selective Insurance Group Inc.
EV/EBITDA 8.07 11.46 Selective Insurance Group Inc.
Profit Margin (TTM) 8.74% 17.29% Chubb Ltd.
Operating Margin (TTM) 15.33% 24.24% Chubb Ltd.
EBITDA Margin (TTM) 15.33% 24.24% Chubb Ltd.
Return on Equity 13.86% 14.34% Chubb Ltd.
Return on Assets (TTM) 2.79% 3.12% Chubb Ltd.
Free Cash Flow (TTM) $1.19B $12.82B Chubb Ltd.
Dividend Yield 2.36% 0.59% Selective Insurance Group Inc.
1-Year Return 8.56% 14.42% Chubb Ltd.
Price-to-Sales Ratio (TTM) 0.87 2.16 Selective Insurance Group Inc.
Enterprise Value $5.42B $152.07B Chubb Ltd.
EV/Revenue Ratio 1.02 2.55 Selective Insurance Group Inc.
Revenue per Share (TTM) $88 $150 Chubb Ltd.
Earnings per Share (Diluted) $7.49 $28.29 Chubb Ltd.
Beta (Stock Volatility) 0.26 0.50 Selective Insurance Group Inc.
Short % of Float 2.79% 1.03% Chubb Ltd.

Selective Insurance Group Inc. vs Chubb Ltd. Stock Performance Analysis

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SIGI
CB

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Selective Insurance Group Inc.-0.15%5.01%4.61%20.52%10.19%10.48%
Chubb Ltd.-0.36%1.58%0.86%-0.96%4.59%5.45%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Selective Insurance Group Inc.8.56%-6.24%24.09%151.80%488.22%244.17%
Chubb Ltd.14.42%68.33%110.33%164.78%410.25%575.19%

Performance & Financial Health Analysis: Selective Insurance Group Inc. vs Chubb Ltd.

MetricSIGICB
Market Information
Market Cap i$5.07B$130.19B
Market Cap CategoryMid capLarge cap
10 Day Avg. Volume i540,6151,559,588
90 Day Avg. Volume i566,7051,636,379
Last Close$92.27$326.95
52 Week Range$71.75 - $93.05$264.10 - $345.67
% from 52W High-0.84%-5.42%
All-Time High$109.58 (Mar 25, 2024)$345.67 (Mar 02, 2026)
% from All-Time High-15.80%-5.42%
Growth Metrics
Quarterly Revenue Growth0.09%0.06%
Quarterly Earnings Growth0.63%0.25%
Financial Health
Profit Margin (TTM) i0.09%0.17%
Operating Margin (TTM) i0.15%0.24%
Return on Equity (TTM) i0.14%0.14%
Debt to Equity (MRQ) i27.9130.94
Cash & Liquidity
Book Value per Share (MRQ)$56.74$188.59
Cash per Share (MRQ)$10.80$18.23
Operating Cash Flow (TTM) i$1.23B$12.82B
Levered Free Cash Flow (TTM) i$1.11B$12.14B
Dividends
Last 12-Month Dividend Yield i2.36%0.59%
Last 12-Month Dividend i$2.00$1.94

Valuation & Enterprise Metrics Analysis: Selective Insurance Group Inc. vs Chubb Ltd.

MetricSIGI (Apr 24, 2026)CB (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i10.3611.64
Forward P/E i8.8111.29
PEG Ratio i0.160.42
Price to Sales (TTM) i0.872.16
Price to Book (MRQ) i1.371.75
Market Capitalization
Market Capitalization i$5.07B$130.19B
Enterprise Value i$5.42B$152.07B
Enterprise Value Metrics
Enterprise to Revenue i1.022.55
Enterprise to EBITDA i8.0711.46
Risk & Other Metrics
Beta i0.260.50
Book Value per Share (MRQ) i$56.74$188.59

Financial Statements Comparison: Selective Insurance Group Inc. vs Chubb Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricSIGI (2025)CB (2025)
Revenue/Sales i5.34B59.78B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i589.60M13.04B
Pre-Tax Income % of Revenue i11.0%21.8%
Income Tax i123.19M2.42B
Income Tax % of Revenue i2.3%4.1%
Net Income (Profit) i466.41M10.62B
Profit Margin i8.7%17.8%

Balance Sheet & Liquidity Metrics

MetricSIGI (2025)CB (2025)
Cash & Equivalents i346,0002.27B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i901.87M15.73B
Long-Term Debt % of Revenue i16.9%26.3%
Total Shareholders Equity i3.61B79.78B
Retained Earnings i3.50B69.95B
Retained Earnings % of Revenue i65.6%117.0%
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison

MetricSIGI (2025)CB (2025)
Operating Cash Flow i334.62M9.94B
Operating Cash Flow % of Revenue i6.3%16.6%
Capital Expenditures i-38.74MN/A
Free Cash Flow i1.19B12.82B
FCF Margin i22.4%21.4%
Debt Repayment i-2.82M-800.00M
Common Stock Repurchase i-92.60M-3.69B

Short Interest & Institutional Ownership Analysis

MetricSIGICB
Shares Short i1.27M3.98M
Short Ratio i2.412.17
Short % of Float i2.79%1.03%
Shares Outstanding i60.08M391.10M
Float Shares i55.48M353.59M
% Held by Insiders i0.74%9.45%
% Held by Institutions i88.58%84.38%
% Held by Public i10.68%6.17%

Dividend Analysis & Yield Comparison: Selective Insurance Group Inc. vs Chubb Ltd.

MetricSIGICB
Last 12-Month Dividend i$2.00$1.94
Last 12-Month Dividend Yield i2.36%0.59%
3-Year Avg Annual Dividend i$1.56$3.01
3-Year Avg Dividend Yield i0.40%0.35%
3-Year Total Dividends i$4.68$9.02
Ex-Dividend DateFeb 13, 2026Mar 13, 2026