Selective Insurance [SIGI] vs Kinsale Capital [KNSL] Detailed Stock Comparison

Selective Insurance Group Inc.

NASDAQ
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Kinsale Capital Group Inc.

NYSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Selective Insurance Group Inc. wins in 12 metrics, Kinsale Capital Group Inc. wins in 8 metrics, with 0 ties. Selective Insurance Group Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Selective Insurance Group Inc. Kinsale Capital Group Inc. Better
P/E Ratio (TTM) 10.36 16.08 Selective Insurance Group Inc.
Price-to-Book Ratio 1.37 4.11 Selective Insurance Group Inc.
Debt-to-Equity Ratio 27.91 11.45 Kinsale Capital Group Inc.
PEG Ratio 0.16 0.58 Selective Insurance Group Inc.
EV/EBITDA 8.07 12.46 Selective Insurance Group Inc.
Profit Margin (TTM) 8.74% 26.87% Kinsale Capital Group Inc.
Operating Margin (TTM) 15.33% 36.79% Kinsale Capital Group Inc.
EBITDA Margin (TTM) 15.33% 36.79% Kinsale Capital Group Inc.
Return on Equity 13.86% 29.25% Kinsale Capital Group Inc.
Return on Assets (TTM) 2.79% 7.38% Kinsale Capital Group Inc.
Free Cash Flow (TTM) $1.19B $990.05M Selective Insurance Group Inc.
Dividend Yield 2.36% 0.20% Selective Insurance Group Inc.
1-Year Return 8.56% -34.35% Selective Insurance Group Inc.
Price-to-Sales Ratio (TTM) 0.87 4.30 Selective Insurance Group Inc.
Enterprise Value $5.42B $8.11B Kinsale Capital Group Inc.
EV/Revenue Ratio 1.02 4.33 Selective Insurance Group Inc.
Revenue per Share (TTM) $88 $81 Selective Insurance Group Inc.
Earnings per Share (Diluted) $7.49 $21.63 Kinsale Capital Group Inc.
Beta (Stock Volatility) 0.26 1.08 Selective Insurance Group Inc.
Short % of Float 2.79% 10.06% Selective Insurance Group Inc.

Selective Insurance Group Inc. vs Kinsale Capital Group Inc. Stock Performance Analysis

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SIGI
KNSL

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Selective Insurance Group Inc.-0.15%5.01%4.61%20.52%10.19%10.48%
Kinsale Capital Group Inc.0.14%4.27%0.17%-13.05%-20.49%-20.54%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Selective Insurance Group Inc.8.56%-6.24%24.09%151.80%488.22%244.17%
Kinsale Capital Group Inc.-34.35%-12.42%98.95%1,604.32%1,604.32%1,604.32%

Performance & Financial Health Analysis: Selective Insurance Group Inc. vs Kinsale Capital Group Inc.

MetricSIGIKNSL
Market Information
Market Cap i$5.07B$7.99B
Market Cap CategoryMid capMid cap
10 Day Avg. Volume i540,615242,362
90 Day Avg. Volume i566,705250,144
Last Close$92.27$311.83
52 Week Range$71.75 - $93.05$287.20 - $512.76
% from 52W High-0.84%-39.19%
All-Time High$109.58 (Mar 25, 2024)$548.47 (Mar 04, 2024)
% from All-Time High-15.80%-43.15%
Growth Metrics
Quarterly Revenue Growth0.09%0.17%
Quarterly Earnings Growth0.63%0.27%
Financial Health
Profit Margin (TTM) i0.09%0.27%
Operating Margin (TTM) i0.15%0.37%
Return on Equity (TTM) i0.14%0.29%
Debt to Equity (MRQ) i27.9111.45
Cash & Liquidity
Book Value per Share (MRQ)$56.74$84.66
Cash per Share (MRQ)$10.80$7.22
Operating Cash Flow (TTM) i$1.23B$1.04B
Levered Free Cash Flow (TTM) i$1.11B$961.23M
Dividends
Last 12-Month Dividend Yield i2.36%0.20%
Last 12-Month Dividend i$2.00$0.76

Valuation & Enterprise Metrics Analysis: Selective Insurance Group Inc. vs Kinsale Capital Group Inc.

MetricSIGI (Apr 24, 2026)KNSL (Apr 26, 2026)
Price Ratios
P/E Ratio (TTM) i10.3616.08
Forward P/E i8.8115.74
PEG Ratio i0.160.58
Price to Sales (TTM) i0.874.30
Price to Book (MRQ) i1.374.11
Market Capitalization
Market Capitalization i$5.07B$7.99B
Enterprise Value i$5.42B$8.11B
Enterprise Value Metrics
Enterprise to Revenue i1.024.33
Enterprise to EBITDA i8.0712.46
Risk & Other Metrics
Beta i0.261.08
Book Value per Share (MRQ) i$56.74$84.66

Financial Statements Comparison: Selective Insurance Group Inc. vs Kinsale Capital Group Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricSIGI (2025)KNSL (2025)
Revenue/Sales i5.34B1.87B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i589.60M634.30M
Pre-Tax Income % of Revenue i11.0%33.8%
Income Tax i123.19M130.69M
Income Tax % of Revenue i2.3%7.0%
Net Income (Profit) i466.41M503.61M
Profit Margin i8.7%26.9%

Balance Sheet & Liquidity Metrics

MetricSIGI (2025)KNSL (2025)
Cash & Equivalents i346,000163.36M
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i901.87M173.40M
Long-Term Debt % of Revenue i16.9%9.3%
Total Shareholders Equity i3.61B1.96B
Retained Earnings i3.50B1.72B
Retained Earnings % of Revenue i65.6%91.6%
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison

MetricSIGI (2025)KNSL (2025)
Operating Cash Flow i334.62M466.20M
Operating Cash Flow % of Revenue i6.3%24.9%
Capital Expenditures i-38.74M-53.69M
Free Cash Flow i1.19B990.05M
FCF Margin i22.4%52.8%
Debt Repayment i-2.82M0
Common Stock Repurchase i-92.60M-90.00M

Short Interest & Institutional Ownership Analysis

MetricSIGIKNSL
Shares Short i1.27M2.19M
Short Ratio i2.419.28
Short % of Float i2.79%10.06%
Shares Outstanding i60.08M23.15M
Float Shares i55.48M21.89M
% Held by Insiders i0.74%5.48%
% Held by Institutions i88.58%92.10%
% Held by Public i10.68%2.42%

Dividend Analysis & Yield Comparison: Selective Insurance Group Inc. vs Kinsale Capital Group Inc.

MetricSIGIKNSL
Last 12-Month Dividend i$2.00$0.76
Last 12-Month Dividend Yield i2.36%0.20%
3-Year Avg Annual Dividend i$1.56$0.65
3-Year Avg Dividend Yield i0.40%0.04%
3-Year Total Dividends i$4.68$1.95
Ex-Dividend DateFeb 13, 2026Feb 26, 2026