Selective Insurance [SIGI] vs Old Republic [ORI] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Selective Insurance Group Inc. wins in 14 metrics, Old Republic International Corp. wins in 6 metrics, with 0 ties. Selective Insurance Group Inc. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Selective Insurance Group Inc. | Old Republic International Corp. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 10.36 | 11.51 | Selective Insurance Group Inc. |
| Price-to-Book Ratio | 1.37 | 1.76 | Selective Insurance Group Inc. |
| Debt-to-Equity Ratio | 27.91 | 30.07 | Selective Insurance Group Inc. |
| PEG Ratio | 0.16 | 0.12 | Old Republic International Corp. |
| EV/EBITDA | 8.07 | 8.01 | Old Republic International Corp. |
| Profit Margin (TTM) | 8.74% | 10.24% | Old Republic International Corp. |
| Operating Margin (TTM) | 15.33% | 11.74% | Selective Insurance Group Inc. |
| EBITDA Margin (TTM) | 15.33% | 11.74% | Selective Insurance Group Inc. |
| Return on Equity | 13.86% | 16.31% | Old Republic International Corp. |
| Return on Assets (TTM) | 2.79% | 2.72% | Selective Insurance Group Inc. |
| Free Cash Flow (TTM) | $1.19B | $1.16B | Selective Insurance Group Inc. |
| Dividend Yield | 2.36% | 9.08% | Old Republic International Corp. |
| 1-Year Return | 8.56% | 3.21% | Selective Insurance Group Inc. |
| Price-to-Sales Ratio (TTM) | 0.87 | 1.15 | Selective Insurance Group Inc. |
| Enterprise Value | $5.42B | $10.33B | Old Republic International Corp. |
| EV/Revenue Ratio | 1.02 | 1.13 | Selective Insurance Group Inc. |
| Revenue per Share (TTM) | $88 | $37 | Selective Insurance Group Inc. |
| Earnings per Share (Diluted) | $7.49 | $3.72 | Selective Insurance Group Inc. |
| Beta (Stock Volatility) | 0.26 | 0.77 | Selective Insurance Group Inc. |
| Short % of Float | 2.79% | 4.45% | Selective Insurance Group Inc. |
Selective Insurance Group Inc. vs Old Republic International Corp. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Selective Insurance Group Inc. | -0.15% | 5.01% | 4.61% | 20.52% | 10.19% | 10.48% |
| Old Republic International Corp. | -0.03% | 2.69% | -1.93% | -4.46% | -15.59% | -10.89% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Selective Insurance Group Inc. | 8.56% | -6.24% | 24.09% | 151.80% | 488.22% | 244.17% |
| Old Republic International Corp. | 3.21% | 54.84% | 57.56% | 110.08% | 224.94% | 85.25% |
Performance & Financial Health Analysis: Selective Insurance Group Inc. vs Old Republic International Corp.
| Metric | SIGI | ORI |
|---|---|---|
| Market Information | ||
| Market Cap | $5.07B | $9.80B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 540,615 | 1,200,119 |
| 90 Day Avg. Volume | 566,705 | 1,679,160 |
| Last Close | $92.27 | $38.56 |
| 52 Week Range | $71.75 - $93.05 | $35.60 - $46.76 |
| % from 52W High | -0.84% | -17.54% |
| All-Time High | $109.58 (Mar 25, 2024) | $46.76 (Dec 26, 2025) |
| % from All-Time High | -15.80% | -17.54% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.09% | 0.19% |
| Quarterly Earnings Growth | 0.63% | 0.96% |
| Financial Health | ||
| Profit Margin (TTM) | 0.09% | 0.10% |
| Operating Margin (TTM) | 0.15% | 0.12% |
| Return on Equity (TTM) | 0.14% | 0.16% |
| Debt to Equity (MRQ) | 27.91 | 30.07 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $56.74 | $24.28 |
| Cash per Share (MRQ) | $10.80 | $7.72 |
| Operating Cash Flow (TTM) | $1.23B | $1.16B |
| Levered Free Cash Flow (TTM) | $1.11B | $-9,261,325,312 |
| Dividends | ||
| Last 12-Month Dividend Yield | 2.36% | 9.08% |
| Last 12-Month Dividend | $2.00 | $3.69 |
Valuation & Enterprise Metrics Analysis: Selective Insurance Group Inc. vs Old Republic International Corp.
| Metric | SIGI (Apr 24, 2026) | ORI (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 10.36 | 11.51 |
| Forward P/E | 8.81 | 12.41 |
| PEG Ratio | 0.16 | 0.12 |
| Price to Sales (TTM) | 0.87 | 1.15 |
| Price to Book (MRQ) | 1.37 | 1.76 |
| Market Capitalization | ||
| Market Capitalization | $5.07B | $9.80B |
| Enterprise Value | $5.42B | $10.33B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 1.02 | 1.13 |
| Enterprise to EBITDA | 8.07 | 8.01 |
| Risk & Other Metrics | ||
| Beta | 0.26 | 0.77 |
| Book Value per Share (MRQ) | $56.74 | $24.28 |
Financial Statements Comparison: Selective Insurance Group Inc. vs Old Republic International Corp.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | SIGI (2025) | ORI (2025) |
|---|---|---|
| Revenue/Sales | 5.34B | 9.14B |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | 589.60M | 1.18B |
| Pre-Tax Income % of Revenue | 11.0% | 13.0% |
| Income Tax | 123.19M | 242.10M |
| Income Tax % of Revenue | 2.3% | 2.6% |
| Net Income (Profit) | 466.41M | 941.90M |
| Profit Margin | 8.7% | 10.3% |
Balance Sheet & Liquidity Metrics
| Metric | SIGI (2025) | ORI (2025) |
|---|---|---|
| Cash & Equivalents | 346,000 | 263.20M |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | 901.87M | 1.59B |
| Long-Term Debt % of Revenue | 16.9% | 17.4% |
| Total Shareholders Equity | 3.61B | 5.93B |
| Retained Earnings | 3.50B | 5.52B |
| Retained Earnings % of Revenue | 65.6% | 60.4% |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison
| Metric | SIGI (2025) | ORI (2025) |
|---|---|---|
| Operating Cash Flow | 334.62M | 737.60M |
| Operating Cash Flow % of Revenue | 6.3% | 8.1% |
| Capital Expenditures | -38.74M | N/A |
| Free Cash Flow | 1.19B | 1.16B |
| FCF Margin | 22.4% | 12.7% |
| Debt Repayment | -2.82M | 0 |
| Common Stock Repurchase | -92.60M | -123.80M |
Short Interest & Institutional Ownership Analysis
| Metric | SIGI | ORI |
|---|---|---|
| Shares Short | 1.27M | 8.02M |
| Short Ratio | 2.41 | 4.02 |
| Short % of Float | 2.79% | 4.45% |
| Shares Outstanding | 60.08M | 246.36M |
| Float Shares | 55.48M | 241.89M |
| % Held by Insiders | 0.74% | 7.65% |
| % Held by Institutions | 88.58% | 79.72% |
| % Held by Public | 10.68% | 12.63% |
Dividend Analysis & Yield Comparison: Selective Insurance Group Inc. vs Old Republic International Corp.
| Metric | SIGI | ORI |
|---|---|---|
| Last 12-Month Dividend | $2.00 | $3.69 |
| Last 12-Month Dividend Yield | 2.36% | 9.08% |
| 3-Year Avg Annual Dividend | $1.56 | $2.59 |
| 3-Year Avg Dividend Yield | 0.40% | 1.54% |
| 3-Year Total Dividends | $4.68 | $7.78 |
| Ex-Dividend Date | Feb 13, 2026 | Mar 09, 2026 |