Selective Insurance [SIGI] vs Old Republic [ORI] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Selective Insurance Group Inc. wins in 14 metrics, Old Republic International Corp. wins in 6 metrics, with 0 ties. Selective Insurance Group Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Selective Insurance Group Inc. Old Republic International Corp. Better
P/E Ratio (TTM) 10.36 11.51 Selective Insurance Group Inc.
Price-to-Book Ratio 1.37 1.76 Selective Insurance Group Inc.
Debt-to-Equity Ratio 27.91 30.07 Selective Insurance Group Inc.
PEG Ratio 0.16 0.12 Old Republic International Corp.
EV/EBITDA 8.07 8.01 Old Republic International Corp.
Profit Margin (TTM) 8.74% 10.24% Old Republic International Corp.
Operating Margin (TTM) 15.33% 11.74% Selective Insurance Group Inc.
EBITDA Margin (TTM) 15.33% 11.74% Selective Insurance Group Inc.
Return on Equity 13.86% 16.31% Old Republic International Corp.
Return on Assets (TTM) 2.79% 2.72% Selective Insurance Group Inc.
Free Cash Flow (TTM) $1.19B $1.16B Selective Insurance Group Inc.
Dividend Yield 2.36% 9.08% Old Republic International Corp.
1-Year Return 8.56% 3.21% Selective Insurance Group Inc.
Price-to-Sales Ratio (TTM) 0.87 1.15 Selective Insurance Group Inc.
Enterprise Value $5.42B $10.33B Old Republic International Corp.
EV/Revenue Ratio 1.02 1.13 Selective Insurance Group Inc.
Revenue per Share (TTM) $88 $37 Selective Insurance Group Inc.
Earnings per Share (Diluted) $7.49 $3.72 Selective Insurance Group Inc.
Beta (Stock Volatility) 0.26 0.77 Selective Insurance Group Inc.
Short % of Float 2.79% 4.45% Selective Insurance Group Inc.

Selective Insurance Group Inc. vs Old Republic International Corp. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Selective Insurance Group Inc.-0.15%5.01%4.61%20.52%10.19%10.48%
Old Republic International Corp.-0.03%2.69%-1.93%-4.46%-15.59%-10.89%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Selective Insurance Group Inc.8.56%-6.24%24.09%151.80%488.22%244.17%
Old Republic International Corp.3.21%54.84%57.56%110.08%224.94%85.25%

Performance & Financial Health Analysis: Selective Insurance Group Inc. vs Old Republic International Corp.

MetricSIGIORI
Market Information
Market Cap i$5.07B$9.80B
Market Cap CategoryMid capMid cap
10 Day Avg. Volume i540,6151,200,119
90 Day Avg. Volume i566,7051,679,160
Last Close$92.27$38.56
52 Week Range$71.75 - $93.05$35.60 - $46.76
% from 52W High-0.84%-17.54%
All-Time High$109.58 (Mar 25, 2024)$46.76 (Dec 26, 2025)
% from All-Time High-15.80%-17.54%
Growth Metrics
Quarterly Revenue Growth0.09%0.19%
Quarterly Earnings Growth0.63%0.96%
Financial Health
Profit Margin (TTM) i0.09%0.10%
Operating Margin (TTM) i0.15%0.12%
Return on Equity (TTM) i0.14%0.16%
Debt to Equity (MRQ) i27.9130.07
Cash & Liquidity
Book Value per Share (MRQ)$56.74$24.28
Cash per Share (MRQ)$10.80$7.72
Operating Cash Flow (TTM) i$1.23B$1.16B
Levered Free Cash Flow (TTM) i$1.11B$-9,261,325,312
Dividends
Last 12-Month Dividend Yield i2.36%9.08%
Last 12-Month Dividend i$2.00$3.69

Valuation & Enterprise Metrics Analysis: Selective Insurance Group Inc. vs Old Republic International Corp.

MetricSIGI (Apr 24, 2026)ORI (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i10.3611.51
Forward P/E i8.8112.41
PEG Ratio i0.160.12
Price to Sales (TTM) i0.871.15
Price to Book (MRQ) i1.371.76
Market Capitalization
Market Capitalization i$5.07B$9.80B
Enterprise Value i$5.42B$10.33B
Enterprise Value Metrics
Enterprise to Revenue i1.021.13
Enterprise to EBITDA i8.078.01
Risk & Other Metrics
Beta i0.260.77
Book Value per Share (MRQ) i$56.74$24.28

Financial Statements Comparison: Selective Insurance Group Inc. vs Old Republic International Corp.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricSIGI (2025)ORI (2025)
Revenue/Sales i5.34B9.14B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i589.60M1.18B
Pre-Tax Income % of Revenue i11.0%13.0%
Income Tax i123.19M242.10M
Income Tax % of Revenue i2.3%2.6%
Net Income (Profit) i466.41M941.90M
Profit Margin i8.7%10.3%

Balance Sheet & Liquidity Metrics

MetricSIGI (2025)ORI (2025)
Cash & Equivalents i346,000263.20M
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i901.87M1.59B
Long-Term Debt % of Revenue i16.9%17.4%
Total Shareholders Equity i3.61B5.93B
Retained Earnings i3.50B5.52B
Retained Earnings % of Revenue i65.6%60.4%
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison

MetricSIGI (2025)ORI (2025)
Operating Cash Flow i334.62M737.60M
Operating Cash Flow % of Revenue i6.3%8.1%
Capital Expenditures i-38.74MN/A
Free Cash Flow i1.19B1.16B
FCF Margin i22.4%12.7%
Debt Repayment i-2.82M0
Common Stock Repurchase i-92.60M-123.80M

Short Interest & Institutional Ownership Analysis

MetricSIGIORI
Shares Short i1.27M8.02M
Short Ratio i2.414.02
Short % of Float i2.79%4.45%
Shares Outstanding i60.08M246.36M
Float Shares i55.48M241.89M
% Held by Insiders i0.74%7.65%
% Held by Institutions i88.58%79.72%
% Held by Public i10.68%12.63%

Dividend Analysis & Yield Comparison: Selective Insurance Group Inc. vs Old Republic International Corp.

MetricSIGIORI
Last 12-Month Dividend i$2.00$3.69
Last 12-Month Dividend Yield i2.36%9.08%
3-Year Avg Annual Dividend i$1.56$2.59
3-Year Avg Dividend Yield i0.40%1.54%
3-Year Total Dividends i$4.68$7.78
Ex-Dividend DateFeb 13, 2026Mar 09, 2026