Selective Insurance [SIGI] vs Progressive [PGR] Detailed Stock Comparison
Selective Insurance
NASDAQ
Loading...
Progressive
NYSE
Loading...
TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: Selective Insurance wins in 7 metrics, Progressive wins in 12 metrics, with 0 ties. Progressive appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Selective Insurance | Progressive | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 13.27 | 13.71 | Selective Insurance |
| Price-to-Book Ratio | 1.55 | 4.39 | Selective Insurance |
| Debt-to-Equity Ratio | 26.79 | 21.15 | Progressive |
| PEG Ratio | -0.06 | 0.12 | Selective Insurance |
| EV/EBITDA | 9.23 | 10.79 | Selective Insurance |
| Profit Margin (TTM) | 7.50% | 12.66% | Progressive |
| Operating Margin (TTM) | 9.21% | 18.42% | Progressive |
| EBITDA Margin (TTM) | 9.21% | 18.42% | Progressive |
| Return on Equity | 12.20% | 37.29% | Progressive |
| Return on Assets (TTM) | 2.56% | 7.86% | Progressive |
| Free Cash Flow (TTM) | $1.07B | $14.83B | Progressive |
| Dividend Yield | 2.41% | 1.84% | Selective Insurance |
| 1-Year Return | -13.38% | -3.49% | Progressive |
| Price-to-Sales Ratio (TTM) | 0.96 | 1.74 | Selective Insurance |
| Enterprise Value | $5.40B | $147.94B | Progressive |
| EV/Revenue Ratio | 1.06 | 1.80 | Selective Insurance |
| Revenue per Share (TTM) | $84 | $141 | Progressive |
| Earnings per Share (Diluted) | $6.07 | $17.82 | Progressive |
| Beta (Stock Volatility) | 0.43 | 0.33 | Progressive |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Selective Insurance vs Progressive Stock Performance Analysis
Loading Price Chart...
Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Selective Insurance | 1.12% | 3.11% | 3.57% | -6.75% | -11.61% | -11.80% |
| Progressive | -1.20% | 2.69% | 0.24% | -6.75% | -13.31% | 2.41% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Selective Insurance | -13.38% | -3.58% | 51.39% | 140.40% | 384.10% | 229.07% |
| Progressive | -3.49% | 102.08% | 146.76% | 668.27% | 1,066.95% | 847.56% |
News Based Sentiment: Selective Insurance vs Progressive
Selective Insurance
News based Sentiment: MIXED
The month presented a mixed bag for Selective Insurance. Positive developments like increased investment income guidance and continued dividend growth were overshadowed by a significant revenue miss in Q2 and concerning technical signals. This creates uncertainty about the company's near-term performance and warrants a cautious outlook.
Progressive
News based Sentiment: MIXED
September presented a mixed bag for Progressive, with impressive August financial results countered by analyst downgrades and insider selling. While the company demonstrated strong growth and profitability, concerns about future performance and competitive pressures created uncertainty, making it a significant but complex month for investors.
Performance & Financial Health Analysis: Selective Insurance vs Progressive
| Metric | SIGI | PGR |
|---|---|---|
| Market Information | ||
| Market Cap | $4.96B | $145.52B |
| Market Cap Category | Mid cap | Large cap |
| 10 Day Avg. Volume | 530,944 | 3,209,590 |
| 90 Day Avg. Volume | 520,788 | 2,746,370 |
| Last Close | $82.19 | $243.50 |
| 52 Week Range | $71.75 - $103.56 | $228.54 - $292.99 |
| % from 52W High | -20.64% | -16.89% |
| All-Time High | $109.58 (Mar 25, 2024) | $292.99 (Mar 17, 2025) |
| % from All-Time High | -25.00% | -16.89% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.11% | 0.21% |
| Quarterly Earnings Growth | 0.11% | 1.18% |
| Financial Health | ||
| Profit Margin (TTM) | 0.08% | 0.13% |
| Operating Margin (TTM) | 0.09% | 0.18% |
| Return on Equity (TTM) | 0.12% | 0.37% |
| Debt to Equity (MRQ) | 26.79 | 21.15 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $52.09 | $55.62 |
| Cash per Share (MRQ) | $8.74 | $3.80 |
| Operating Cash Flow (TTM) | $1.17B | $16.80B |
| Levered Free Cash Flow (TTM) | $1.04B | $13.72B |
| Dividends | ||
| Last 12-Month Dividend Yield | 2.41% | 1.84% |
| Last 12-Month Dividend | $1.87 | $4.80 |
Valuation & Enterprise Metrics Analysis: Selective Insurance vs Progressive
| Metric | SIGI | PGR |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 13.27 | 13.71 |
| Forward P/E | 10.34 | 17.71 |
| PEG Ratio | -0.06 | 0.12 |
| Price to Sales (TTM) | 0.96 | 1.74 |
| Price to Book (MRQ) | 1.55 | 4.39 |
| Market Capitalization | ||
| Market Capitalization | $4.96B | $145.52B |
| Enterprise Value | $5.40B | $147.94B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 1.06 | 1.80 |
| Enterprise to EBITDA | 9.23 | 10.79 |
| Risk & Other Metrics | ||
| Beta | 0.43 | 0.33 |
| Book Value per Share (MRQ) | $52.09 | $55.62 |
Financial Statements Comparison: Selective Insurance vs Progressive
Financial Metrics
Loading Financial Charts...
Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | SIGI | PGR |
|---|---|---|
| Revenue/Sales | $1.33B | $22.00B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $108.91M | $3.98B |
| Income Tax | $22.96M | $807.00M |
| Net Income (Profit) | $85.94M | $3.18B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | SIGI | PGR |
|---|---|---|
| Cash & Equivalents | $124,000 | $125.00M |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $903.23M | $6.90B |
| Total Shareholders Equity | $3.26B | $32.60B |
| Retained Earnings | $3.22B | $29.92B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | SIGI | PGR |
|---|---|---|
| Operating Cash Flow | $67.40M | $1.42B |
| Capital Expenditures | $-13.01M | $-46.00M |
| Free Cash Flow | $270.97M | $5.08B |
| Debt Repayment | $-701,000 | N/A |
| Common Stock Repurchase | $-25.20M | $-54.00M |
Short Interest & Institutional Ownership Analysis
| Metric | SIGI | PGR |
|---|---|---|
| Shares Short | 1.40M | 6.82M |
| Short Ratio | 2.71 | 2.67 |
| Short % of Float | 0.03% | 0.01% |
| Average Daily Volume (10 Day) | 530,944 | 3,209,590 |
| Average Daily Volume (90 Day) | 520,788 | 2,746,370 |
| Shares Outstanding | 60.85M | 586.00M |
| Float Shares | 60.23M | 583.96M |
| % Held by Insiders | 0.01% | 0.00% |
| % Held by Institutions | 0.88% | 0.88% |
Dividend Analysis & Yield Comparison: Selective Insurance vs Progressive
| Metric | SIGI | PGR |
|---|---|---|
| Last 12-Month Dividend | $1.87 | $4.80 |
| Last 12-Month Dividend Yield | 2.41% | 1.84% |
| 3-Year Avg Annual Dividend | $1.47 | $2.08 |
| 3-Year Avg Dividend Yield | 0.37% | 0.24% |
| 3-Year Total Dividends | $4.40 | $6.25 |
| Ex-Dividend Date | Aug 15, 2025 | Apr 03, 2025 |