Selective Insurance [SIGI] vs Progressive [PGR] Detailed Stock Comparison

Selective Insurance Group Inc.

NASDAQ
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Progressive Corporation

NYSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Selective Insurance Group Inc. wins in 8 metrics, Progressive Corporation wins in 12 metrics, with 0 ties. Progressive Corporation appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Selective Insurance Group Inc. Progressive Corporation Better
P/E Ratio (TTM) 10.36 10.45 Selective Insurance Group Inc.
Price-to-Book Ratio 1.37 3.75 Selective Insurance Group Inc.
Debt-to-Equity Ratio 27.91 26.17 Progressive Corporation
PEG Ratio 0.16 1.06 Selective Insurance Group Inc.
EV/EBITDA 8.07 8.33 Selective Insurance Group Inc.
Profit Margin (TTM) 8.74% 12.93% Progressive Corporation
Operating Margin (TTM) 15.33% 16.39% Progressive Corporation
EBITDA Margin (TTM) 15.33% 16.39% Progressive Corporation
Return on Equity 13.86% 37.90% Progressive Corporation
Return on Assets (TTM) 2.79% 7.94% Progressive Corporation
Free Cash Flow (TTM) $1.19B $17.20B Progressive Corporation
Dividend Yield 2.36% 8.67% Progressive Corporation
1-Year Return 8.56% -24.17% Selective Insurance Group Inc.
Price-to-Sales Ratio (TTM) 0.87 1.34 Selective Insurance Group Inc.
Enterprise Value $5.42B $126.25B Progressive Corporation
EV/Revenue Ratio 1.02 1.41 Selective Insurance Group Inc.
Revenue per Share (TTM) $88 $153 Progressive Corporation
Earnings per Share (Diluted) $7.49 $19.65 Progressive Corporation
Beta (Stock Volatility) 0.26 0.33 Selective Insurance Group Inc.
Short % of Float 2.79% 1.25% Progressive Corporation

Selective Insurance Group Inc. vs Progressive Corporation Stock Performance Analysis

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SIGI
PGR

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Selective Insurance Group Inc.-0.15%5.01%4.61%20.52%10.19%10.48%
Progressive Corporation0.19%1.62%1.89%-0.59%-13.90%-4.06%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Selective Insurance Group Inc.8.56%-6.24%24.09%151.80%488.22%244.17%
Progressive Corporation-24.17%56.25%120.03%538.51%897.59%666.45%

Performance & Financial Health Analysis: Selective Insurance Group Inc. vs Progressive Corporation

MetricSIGIPGR
Market Information
Market Cap i$5.07B$120.11B
Market Cap CategoryMid capLarge cap
10 Day Avg. Volume i540,6153,008,670
90 Day Avg. Volume i566,7053,010,043
Last Close$92.27$203.50
52 Week Range$71.75 - $93.05$189.20 - $269.78
% from 52W High-0.84%-24.57%
All-Time High$109.58 (Mar 25, 2024)$292.99 (Mar 17, 2025)
% from All-Time High-15.80%-30.54%
Growth Metrics
Quarterly Revenue Growth0.09%0.09%
Quarterly Earnings Growth0.63%0.10%
Financial Health
Profit Margin (TTM) i0.09%0.13%
Operating Margin (TTM) i0.15%0.16%
Return on Equity (TTM) i0.14%0.38%
Debt to Equity (MRQ) i27.9126.17
Cash & Liquidity
Book Value per Share (MRQ)$56.74$54.71
Cash per Share (MRQ)$10.80$3.64
Operating Cash Flow (TTM) i$1.23B$12.39B
Levered Free Cash Flow (TTM) i$1.11B$11.31B
Dividends
Last 12-Month Dividend Yield i2.36%8.67%
Last 12-Month Dividend i$2.00$18.40

Valuation & Enterprise Metrics Analysis: Selective Insurance Group Inc. vs Progressive Corporation

MetricSIGI (Apr 24, 2026)PGR (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i10.3610.45
Forward P/E i8.8112.73
PEG Ratio i0.161.06
Price to Sales (TTM) i0.871.34
Price to Book (MRQ) i1.373.75
Market Capitalization
Market Capitalization i$5.07B$120.11B
Enterprise Value i$5.42B$126.25B
Enterprise Value Metrics
Enterprise to Revenue i1.021.41
Enterprise to EBITDA i8.078.33
Risk & Other Metrics
Beta i0.260.33
Book Value per Share (MRQ) i$56.74$54.71

Financial Statements Comparison: Selective Insurance Group Inc. vs Progressive Corporation

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricSIGI (2025)PGR (2025)
Revenue/Sales i5.34B87.64B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i589.60M14.22B
Pre-Tax Income % of Revenue i11.0%16.2%
Income Tax i123.19M2.92B
Income Tax % of Revenue i2.3%3.3%
Net Income (Profit) i466.41M11.31B
Profit Margin i8.7%12.9%

Balance Sheet & Liquidity Metrics

MetricSIGI (2025)PGR (2025)
Cash & Equivalents i346,000125.00M
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i901.87M6.90B
Long-Term Debt % of Revenue i16.9%7.9%
Total Shareholders Equity i3.61B30.32B
Retained Earnings i3.50B27.33B
Retained Earnings % of Revenue i65.6%31.2%
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison

MetricSIGI (2025)PGR (2025)
Operating Cash Flow i334.62M12.39B
Operating Cash Flow % of Revenue i6.3%14.1%
Capital Expenditures i-38.74M-268.00M
Free Cash Flow i1.19B17.20B
FCF Margin i22.4%19.6%
Debt Repayment i-2.82MN/A
Common Stock Repurchase i-92.60M-166.00M

Short Interest & Institutional Ownership Analysis

MetricSIGIPGR
Shares Short i1.27M7.29M
Short Ratio i2.412.32
Short % of Float i2.79%1.25%
Shares Outstanding i60.08M584.40M
Float Shares i55.48M582.21M
% Held by Insiders i0.74%0.25%
% Held by Institutions i88.58%89.29%
% Held by Public i10.68%10.46%

Dividend Analysis & Yield Comparison: Selective Insurance Group Inc. vs Progressive Corporation

MetricSIGIPGR
Last 12-Month Dividend i$2.00$18.40
Last 12-Month Dividend Yield i2.36%8.67%
3-Year Avg Annual Dividend i$1.56$6.62
3-Year Avg Dividend Yield i0.40%0.71%
3-Year Total Dividends i$4.68$19.85
Ex-Dividend DateFeb 13, 2026Jan 02, 2026