Selective Insurance [SIGI] vs Hanover Insurance [THG] Detailed Stock Comparison
Selective Insurance
NASDAQ
Loading...
Hanover Insurance
NYSE
Loading...
TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: Selective Insurance wins in 5 metrics, Hanover Insurance wins in 13 metrics, with 1 ties. Hanover Insurance appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Selective Insurance | Hanover Insurance | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 12.82 | 11.32 | Hanover Insurance |
| Price-to-Book Ratio | 1.50 | 1.92 | Selective Insurance |
| Debt-to-Equity Ratio | 26.79 | 24.39 | Hanover Insurance |
| PEG Ratio | -0.06 | 12.53 | Selective Insurance |
| EV/EBITDA | 9.13 | 9.11 | Hanover Insurance |
| Profit Margin (TTM) | 7.50% | 8.67% | Hanover Insurance |
| Operating Margin (TTM) | 9.21% | 12.54% | Hanover Insurance |
| EBITDA Margin (TTM) | 9.21% | 12.54% | Hanover Insurance |
| Return on Equity | 12.20% | 19.23% | Hanover Insurance |
| Return on Assets (TTM) | 2.56% | 3.00% | Hanover Insurance |
| Free Cash Flow (TTM) | $1.07B | $796.20M | Selective Insurance |
| Dividend Yield | 2.41% | 1.59% | Selective Insurance |
| 1-Year Return | -13.72% | 25.83% | Hanover Insurance |
| Price-to-Sales Ratio (TTM) | 0.93 | 0.96 | Selective Insurance |
| Enterprise Value | $5.34B | $6.69B | Hanover Insurance |
| EV/Revenue Ratio | 1.04 | 1.04 | Tie |
| Revenue per Share (TTM) | $84 | $178 | Hanover Insurance |
| Earnings per Share (Diluted) | $6.11 | $15.18 | Hanover Insurance |
| Beta (Stock Volatility) | 0.47 | 0.46 | Hanover Insurance |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
Selective Insurance vs Hanover Insurance Stock Performance Analysis
Loading Price Chart...
Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Selective Insurance | -1.91% | -1.84% | -10.87% | -13.45% | -7.05% | -16.76% |
| Hanover Insurance | -1.16% | 0.44% | 3.84% | 2.21% | 5.69% | 11.26% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Selective Insurance | -13.72% | -7.56% | 35.15% | 149.63% | 414.49% | 221.50% |
| Hanover Insurance | 25.83% | 24.39% | 68.39% | 126.01% | 312.25% | 362.63% |
Performance & Financial Health Analysis: Selective Insurance vs Hanover Insurance
| Metric | SIGI | THG |
|---|---|---|
| Market Information | ||
| Market Cap | $4.77B | $6.15B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 535,380 | 215,546 |
| 90 Day Avg. Volume | 637,760 | 257,679 |
| Last Close | $76.71 | $169.60 |
| 52 Week Range | $71.75 - $103.56 | $132.93 - $178.68 |
| % from 52W High | -25.93% | -5.08% |
| All-Time High | $109.58 (Mar 25, 2024) | $178.68 (Jun 03, 2025) |
| % from All-Time High | -30.00% | -5.08% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.11% | 0.08% |
| Quarterly Earnings Growth | 0.11% | 2.88% |
| Financial Health | ||
| Profit Margin (TTM) | 0.08% | 0.09% |
| Operating Margin (TTM) | 0.09% | 0.13% |
| Return on Equity (TTM) | 0.12% | 0.19% |
| Debt to Equity (MRQ) | 26.79 | 24.39 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $52.09 | $89.59 |
| Cash per Share (MRQ) | $8.74 | $6.82 |
| Operating Cash Flow (TTM) | $1.17B | $857.30M |
| Levered Free Cash Flow (TTM) | $1.04B | $624.16M |
| Dividends | ||
| Last 12-Month Dividend Yield | 2.41% | 1.59% |
| Last 12-Month Dividend | $1.87 | $2.65 |
Valuation & Enterprise Metrics Analysis: Selective Insurance vs Hanover Insurance
| Metric | SIGI | THG |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 12.82 | 11.32 |
| Forward P/E | 10.06 | 12.53 |
| PEG Ratio | -0.06 | 12.53 |
| Price to Sales (TTM) | 0.93 | 0.96 |
| Price to Book (MRQ) | 1.50 | 1.92 |
| Market Capitalization | ||
| Market Capitalization | $4.77B | $6.15B |
| Enterprise Value | $5.34B | $6.69B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 1.04 | 1.04 |
| Enterprise to EBITDA | 9.13 | 9.11 |
| Risk & Other Metrics | ||
| Beta | 0.47 | 0.46 |
| Book Value per Share (MRQ) | $52.09 | $89.59 |
Financial Statements Comparison: Selective Insurance vs Hanover Insurance
Financial Metrics
Loading Financial Charts...
Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | SIGI | THG |
|---|---|---|
| Revenue/Sales | $1.29B | $1.65B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $138.89M | $198.80M |
| Income Tax | $28.99M | $41.90M |
| Net Income (Profit) | $109.90M | $157.10M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | SIGI | THG |
|---|---|---|
| Cash & Equivalents | $124,000 | $315.10M |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $903.23M | $722.50M |
| Total Shareholders Equity | $3.26B | $3.04B |
| Retained Earnings | $3.22B | $3.31B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | SIGI | THG |
|---|---|---|
| Operating Cash Flow | $67.40M | $58.80M |
| Capital Expenditures | $-13.01M | N/A |
| Free Cash Flow | $270.97M | $37.10M |
| Debt Repayment | $-701,000 | N/A |
| Common Stock Repurchase | $-25.20M | $-11.00M |
Short Interest & Institutional Ownership Analysis
| Metric | SIGI | THG |
|---|---|---|
| Shares Short | 1.52M | 498,696 |
| Short Ratio | 2.24 | 1.75 |
| Short % of Float | 0.03% | 0.02% |
| Average Daily Volume (10 Day) | 535,380 | 215,546 |
| Average Daily Volume (90 Day) | 637,760 | 257,679 |
| Shares Outstanding | 60.85M | 35.90M |
| Float Shares | 60.23M | 35.44M |
| % Held by Insiders | 0.01% | 0.01% |
| % Held by Institutions | 0.87% | 0.90% |
Dividend Analysis & Yield Comparison: Selective Insurance vs Hanover Insurance
| Metric | SIGI | THG |
|---|---|---|
| Last 12-Month Dividend | $1.87 | $2.65 |
| Last 12-Month Dividend Yield | 2.41% | 1.59% |
| 3-Year Avg Annual Dividend | $1.47 | $2.79 |
| 3-Year Avg Dividend Yield | 0.37% | 0.62% |
| 3-Year Total Dividends | $4.40 | $8.38 |
| Ex-Dividend Date | Aug 15, 2025 | Mar 14, 2025 |