Selective Insurance [SIGI] vs Hanover Insurance [THG] Detailed Stock Comparison

Selective Insurance Group Inc.

NASDAQ
Loading...

Hanover Insurance Group, Inc.

NYSE
Loading...

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Selective Insurance Group Inc. wins in 7 metrics, Hanover Insurance Group, Inc. wins in 13 metrics, with 0 ties. Hanover Insurance Group, Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Selective Insurance Group Inc. Hanover Insurance Group, Inc. Better
P/E Ratio (TTM) 10.36 10.04 Hanover Insurance Group, Inc.
Price-to-Book Ratio 1.37 1.80 Selective Insurance Group Inc.
Debt-to-Equity Ratio 27.91 34.11 Selective Insurance Group Inc.
PEG Ratio 0.16 0.46 Selective Insurance Group Inc.
EV/EBITDA 8.07 7.30 Hanover Insurance Group, Inc.
Profit Margin (TTM) 8.74% 10.05% Hanover Insurance Group, Inc.
Operating Margin (TTM) 15.33% 16.29% Hanover Insurance Group, Inc.
EBITDA Margin (TTM) 15.33% 16.29% Hanover Insurance Group, Inc.
Return on Equity 13.86% 20.60% Hanover Insurance Group, Inc.
Return on Assets (TTM) 2.79% 3.44% Hanover Insurance Group, Inc.
Free Cash Flow (TTM) $1.19B $1.17B Selective Insurance Group Inc.
Dividend Yield 2.36% 2.13% Selective Insurance Group Inc.
1-Year Return 8.56% 16.52% Hanover Insurance Group, Inc.
Price-to-Sales Ratio (TTM) 0.87 0.97 Selective Insurance Group Inc.
Enterprise Value $5.42B $6.49B Hanover Insurance Group, Inc.
EV/Revenue Ratio 1.02 0.98 Hanover Insurance Group, Inc.
Revenue per Share (TTM) $88 $184 Hanover Insurance Group, Inc.
Earnings per Share (Diluted) $7.49 $18.11 Hanover Insurance Group, Inc.
Beta (Stock Volatility) 0.26 0.30 Selective Insurance Group Inc.
Short % of Float 2.79% 2.66% Hanover Insurance Group, Inc.

Selective Insurance Group Inc. vs Hanover Insurance Group, Inc. Stock Performance Analysis

Loading Price Chart...

SIGI
THG

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Selective Insurance Group Inc.-0.15%5.01%4.61%20.52%10.19%10.48%
Hanover Insurance Group, Inc.0.31%3.88%1.86%14.11%6.47%10.73%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Selective Insurance Group Inc.8.56%-6.24%24.09%151.80%488.22%244.17%
Hanover Insurance Group, Inc.16.52%71.42%52.24%154.74%466.66%373.41%

Performance & Financial Health Analysis: Selective Insurance Group Inc. vs Hanover Insurance Group, Inc.

MetricSIGITHG
Market Information
Market Cap i$5.07B$6.40B
Market Cap CategoryMid capMid cap
10 Day Avg. Volume i540,615249,333
90 Day Avg. Volume i566,705302,844
Last Close$92.27$198.27
52 Week Range$71.75 - $93.05$160.70 - $199.59
% from 52W High-0.84%-0.66%
All-Time High$109.58 (Mar 25, 2024)$199.58 (Jun 15, 2026)
% from All-Time High-15.80%-0.66%
Growth Metrics
Quarterly Revenue Growth0.09%0.06%
Quarterly Earnings Growth0.63%0.18%
Financial Health
Profit Margin (TTM) i0.09%0.10%
Operating Margin (TTM) i0.15%0.16%
Return on Equity (TTM) i0.14%0.21%
Debt to Equity (MRQ) i27.9134.11
Cash & Liquidity
Book Value per Share (MRQ)$56.74$100.89
Cash per Share (MRQ)$10.80$31.94
Operating Cash Flow (TTM) i$1.23B$1.18B
Levered Free Cash Flow (TTM) i$1.11B$979.57M
Dividends
Last 12-Month Dividend Yield i2.36%2.13%
Last 12-Month Dividend i$2.00$3.70

Valuation & Enterprise Metrics Analysis: Selective Insurance Group Inc. vs Hanover Insurance Group, Inc.

MetricSIGI (Apr 24, 2026)THG (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i10.3610.04
Forward P/E i8.8110.01
PEG Ratio i0.160.46
Price to Sales (TTM) i0.870.97
Price to Book (MRQ) i1.371.80
Market Capitalization
Market Capitalization i$5.07B$6.40B
Enterprise Value i$5.42B$6.49B
Enterprise Value Metrics
Enterprise to Revenue i1.020.98
Enterprise to EBITDA i8.077.30
Risk & Other Metrics
Beta i0.260.30
Book Value per Share (MRQ) i$56.74$100.89

Financial Statements Comparison: Selective Insurance Group Inc. vs Hanover Insurance Group, Inc.

Financial Metrics

Loading Financial Charts...

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricSIGI (2025)THG (2025)
Revenue/Sales i5.34B6.57B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i589.60M843.80M
Pre-Tax Income % of Revenue i11.0%12.8%
Income Tax i123.19M183.10M
Income Tax % of Revenue i2.3%2.8%
Net Income (Profit) i466.41M662.50M
Profit Margin i8.7%10.1%

Balance Sheet & Liquidity Metrics

MetricSIGI (2025)THG (2025)
Cash & Equivalents i346,0001.12B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i901.87M1.22B
Long-Term Debt % of Revenue i16.9%18.6%
Total Shareholders Equity i3.61B3.57B
Retained Earnings i3.50B3.74B
Retained Earnings % of Revenue i65.6%57.0%
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison

MetricSIGI (2025)THG (2025)
Operating Cash Flow i334.62M663.80M
Operating Cash Flow % of Revenue i6.3%10.1%
Capital Expenditures i-38.74MN/A
Free Cash Flow i1.19B1.17B
FCF Margin i22.4%17.8%
Debt Repayment i-2.82M-61.80M
Common Stock Repurchase i-92.60M-129.20M

Short Interest & Institutional Ownership Analysis

MetricSIGITHG
Shares Short i1.27M830,528
Short Ratio i2.412.75
Short % of Float i2.79%2.66%
Shares Outstanding i60.08M35.39M
Float Shares i55.48M34.80M
% Held by Insiders i0.74%0.88%
% Held by Institutions i88.58%90.71%
% Held by Public i10.68%8.41%

Dividend Analysis & Yield Comparison: Selective Insurance Group Inc. vs Hanover Insurance Group, Inc.

MetricSIGITHG
Last 12-Month Dividend i$2.00$3.70
Last 12-Month Dividend Yield i2.36%2.13%
3-Year Avg Annual Dividend i$1.56$3.51
3-Year Avg Dividend Yield i0.40%0.61%
3-Year Total Dividends i$4.68$10.52
Ex-Dividend DateFeb 13, 2026Mar 13, 2026