SLM [SLM] vs Visa [V] Detailed Stock Comparison
SLM
NASDAQ
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Visa
NYSE
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TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: SLM wins in 7 metrics, Visa wins in 11 metrics, with 0 ties. Visa appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | SLM | Visa | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 14.72 | 33.67 | SLM |
| Price-to-Book Ratio | 2.98 | 17.59 | SLM |
| Debt-to-Equity Ratio | 269.94 | 65.02 | Visa |
| PEG Ratio | -0.21 | 2.79 | SLM |
| EV/EBITDA | N/A | 24.62 | N/A |
| Profit Margin (TTM) | 36.64% | 52.16% | Visa |
| Operating Margin (TTM) | 34.38% | 66.77% | Visa |
| EBITDA Margin (TTM) | 34.38% | 66.77% | Visa |
| Return on Equity | 18.99% | 51.76% | Visa |
| Return on Assets (TTM) | 1.51% | 17.05% | Visa |
| Free Cash Flow (TTM) | $-329.40M | $18.69B | Visa |
| Dividend Yield | 1.92% | 0.50% | SLM |
| 1-Year Return | 39.72% | 28.05% | SLM |
| Price-to-Sales Ratio (TTM) | 5.24 | 17.19 | SLM |
| Enterprise Value | $8.84B | $670.55B | Visa |
| EV/Revenue Ratio | 7.33 | 17.24 | SLM |
| Gross Profit Margin (TTM) | N/A | 80.60% | N/A |
| Revenue per Share (TTM) | $6 | $21 | Visa |
| Earnings per Share (Diluted) | $2.06 | $10.23 | Visa |
| Beta (Stock Volatility) | 1.14 | 0.94 | Visa |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
SLM vs Visa Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| SLM | -1.24% | -7.09% | -7.55% | -10.50% | -7.01% | 10.60% |
| Visa | -0.08% | 1.70% | -2.42% | -6.92% | -3.60% | 8.92% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| SLM | 39.72% | 103.84% | 288.82% | 254.22% | 652.49% | 71.19% |
| Visa | 28.05% | 68.79% | 58.75% | 372.61% | 1,826.04% | 2,028.34% |
Performance & Financial Health Analysis: SLM vs Visa
| Metric | SLM | V |
|---|---|---|
| Market Information | ||
| Market Cap | $6.32B | $668.60B |
| Market Cap Category | Mid cap | Mega cap |
| 10 Day Avg. Volume | 2,007,250 | 6,370,790 |
| 90 Day Avg. Volume | 2,226,057 | 6,243,097 |
| Last Close | $30.25 | $342.45 |
| 52 Week Range | $19.64 - $34.97 | $265.23 - $375.51 |
| % from 52W High | -13.50% | -8.80% |
| All-Time High | $34.97 (Jul 08, 2025) | $375.51 (Jun 11, 2025) |
| % from All-Time High | -13.50% | -8.80% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -0.49% | 0.14% |
| Quarterly Earnings Growth | -0.72% | 0.08% |
| Financial Health | ||
| Profit Margin (TTM) | 0.37% | 0.52% |
| Operating Margin (TTM) | 0.34% | 0.67% |
| Return on Equity (TTM) | 0.19% | 0.52% |
| Debt to Equity (MRQ) | 269.94 | 65.02 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $10.19 | $19.58 |
| Cash per Share (MRQ) | $19.87 | $9.95 |
| Operating Cash Flow (TTM) | $-393,662,016 | $23.48B |
| Levered Free Cash Flow (TTM) | $590.03M | $18.05B |
| Dividends | ||
| Last 12-Month Dividend Yield | 1.92% | 0.50% |
| Last 12-Month Dividend | $0.63 | $1.70 |
Valuation & Enterprise Metrics Analysis: SLM vs Visa
| Metric | SLM | V |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 14.72 | 33.67 |
| Forward P/E | 10.11 | 27.21 |
| PEG Ratio | -0.21 | 2.79 |
| Price to Sales (TTM) | 5.24 | 17.19 |
| Price to Book (MRQ) | 2.98 | 17.59 |
| Market Capitalization | ||
| Market Capitalization | $6.32B | $668.60B |
| Enterprise Value | $8.84B | $670.55B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 7.33 | 17.24 |
| Enterprise to EBITDA | N/A | 24.62 |
| Risk & Other Metrics | ||
| Beta | 1.14 | 0.94 |
| Book Value per Share (MRQ) | $10.19 | $19.58 |
Financial Statements Comparison: SLM vs Visa
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | SLM | V |
|---|---|---|
| Revenue/Sales | $403.60M | $9.59B |
| Cost of Goods Sold | N/A | $1.88B |
| Gross Profit | N/A | $7.71B |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | $6.44B |
| EBITDA | N/A | $6.74B |
| Pre-Tax Income | $87.63M | $5.44B |
| Income Tax | $16.36M | $861.00M |
| Net Income (Profit) | $71.27M | $4.58B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | SLM | V |
|---|---|---|
| Cash & Equivalents | $3.70B | $11.73B |
| Total Current Assets | N/A | $32.93B |
| Total Current Liabilities | N/A | $30.38B |
| Long-Term Debt | $6.15B | $16.81B |
| Total Shareholders Equity | $2.40B | $38.03B |
| Retained Earnings | $4.39B | $16.52B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | SLM | V |
|---|---|---|
| Operating Cash Flow | $16.04M | $4.22B |
| Capital Expenditures | N/A | $-327.00M |
| Free Cash Flow | $-146.05M | $4.37B |
| Debt Repayment | $-788.84M | N/A |
| Common Stock Repurchase | $-29.70M | $-4.60B |
Short Interest & Institutional Ownership Analysis
| Metric | SLM | V |
|---|---|---|
| Shares Short | 8.78M | 28.08M |
| Short Ratio | 3.82 | 4.70 |
| Short % of Float | 0.05% | 0.02% |
| Average Daily Volume (10 Day) | 2,007,250 | 6,370,790 |
| Average Daily Volume (90 Day) | 2,226,057 | 6,243,097 |
| Shares Outstanding | 210.38M | 1.98B |
| Float Shares | 206.28M | 1.76B |
| % Held by Insiders | 0.01% | 0.01% |
| % Held by Institutions | 1.08% | 0.91% |
Dividend Analysis & Yield Comparison: SLM vs Visa
| Metric | SLM | V |
|---|---|---|
| Last 12-Month Dividend | $0.63 | $1.70 |
| Last 12-Month Dividend Yield | 1.92% | 0.50% |
| 3-Year Avg Annual Dividend | $0.50 | $1.81 |
| 3-Year Avg Dividend Yield | 0.58% | 0.19% |
| 3-Year Total Dividends | $1.51 | $5.44 |
| Ex-Dividend Date | Sep 04, 2025 | Feb 11, 2025 |