SLM [SLM] vs Visa [V] Detailed Stock Comparison

SLM

NASDAQ
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Visa

NYSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: SLM wins in 6 metrics, Visa wins in 12 metrics, with 0 ties. Visa appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricSLMVisaBetter
P/E Ratio (TTM)13.3734.16SLM
Price-to-Book Ratio2.7017.86SLM
Debt-to-Equity Ratio269.9465.02Visa
PEG Ratio-0.192.83SLM
EV/EBITDAN/A25.00N/A
Profit Margin (TTM)36.64%52.16%Visa
Operating Margin (TTM)34.38%66.77%Visa
EBITDA Margin (TTM)34.38%66.77%Visa
Return on Equity18.99%51.76%Visa
Return on Assets (TTM)1.51%17.05%Visa
Free Cash Flow (TTM)$-329.40M$18.69BVisa
Dividend Yield1.92%0.50%SLM
1-Year Return21.05%25.87%Visa
Price-to-Sales Ratio (TTM)4.7617.46SLM
Enterprise Value$8.26B$680.89BVisa
EV/Revenue Ratio6.8517.51SLM
Gross Profit Margin (TTM)N/A80.60%N/A
Revenue per Share (TTM)$6$21Visa
Earnings per Share (Diluted)$2.06$10.24Visa
Beta (Stock Volatility)1.120.90Visa
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

SLM vs Visa Stock Performance Analysis

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SLM
Visa
SLM Stock Overview | Visa Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
SLM-1.56%-1.29%-10.75%-18.66%0.66%0.73%
Visa-0.16%3.70%-0.29%-2.51%3.08%11.27%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
SLM21.05%77.86%214.50%289.67%583.62%47.48%
Visa25.87%90.31%69.30%372.88%1,791.03%2,074.27%

News Based Sentiment: SLM vs Visa

SLM

News based Sentiment: MIXED

October was a month of conflicting signals for SLM, with an earnings miss offset by a revenue beat, a strategic shift towards higher-quality loans, and a generally positive analyst outlook tempered by insider selling and a declining stock price. The company is navigating a challenging environment, making it a cautiously optimistic investment.

View SLM News Sentiment Analysis

Visa

News based Sentiment: POSITIVE

October was a strong month for Visa, marked by exceeding earnings expectations, launching key initiatives in AI and digital assets, and receiving positive analyst coverage. These developments collectively signal continued growth and innovation, making it a significant month for investors.

View Visa News Sentiment Analysis

Performance & Financial Health Analysis: SLM vs Visa

MetricSLMV
Market Information
Market Cap i$5.85B$679.02B
Market Cap CategoryMid capMega cap
10 Day Avg. Volume i3,219,7107,015,000
90 Day Avg. Volume i2,976,9106,118,317
Last Close$27.12$349.28
52 Week Range$21.10 - $34.97$273.24 - $375.51
% from 52W High-22.45%-6.99%
All-Time High$34.97 (Jul 08, 2025)$375.51 (Jun 11, 2025)
% from All-Time High-22.45%-6.99%
Growth Metrics
Quarterly Revenue Growth-0.49%0.14%
Quarterly Earnings Growth-0.72%0.08%
Financial Health
Profit Margin (TTM) i0.37%0.52%
Operating Margin (TTM) i0.34%0.67%
Return on Equity (TTM) i0.19%0.52%
Debt to Equity (MRQ) i269.9465.02
Cash & Liquidity
Book Value per Share (MRQ)$10.19$19.58
Cash per Share (MRQ)$19.87$9.95
Operating Cash Flow (TTM) i$-393,662,016$23.48B
Levered Free Cash Flow (TTM) i$590.03M$18.05B
Dividends
Last 12-Month Dividend Yield i1.92%0.50%
Last 12-Month Dividend i$0.63$1.70

Valuation & Enterprise Metrics Analysis: SLM vs Visa

MetricSLMV
Price Ratios
P/E Ratio (TTM) i13.3734.16
Forward P/E i9.1827.63
PEG Ratio i-0.192.83
Price to Sales (TTM) i4.7617.46
Price to Book (MRQ) i2.7017.86
Market Capitalization
Market Capitalization i$5.85B$679.02B
Enterprise Value i$8.26B$680.89B
Enterprise Value Metrics
Enterprise to Revenue i6.8517.51
Enterprise to EBITDA iN/A25.00
Risk & Other Metrics
Beta i1.120.90
Book Value per Share (MRQ) i$10.19$19.58

Financial Statements Comparison: SLM vs Visa

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)SLMV
Revenue/Sales i$403.60M$9.59B
Cost of Goods Sold iN/A$1.88B
Gross Profit iN/A$7.71B
Research & Development iN/AN/A
Operating Income (EBIT) iN/A$6.44B
EBITDA iN/A$6.74B
Pre-Tax Income i$87.63M$5.44B
Income Tax i$16.36M$861.00M
Net Income (Profit) i$71.27M$4.58B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)SLMV
Cash & Equivalents i$3.70B$11.73B
Total Current Assets iN/A$32.93B
Total Current Liabilities iN/A$30.38B
Long-Term Debt i$6.15B$16.81B
Total Shareholders Equity i$2.40B$38.03B
Retained Earnings i$4.39B$16.52B
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)SLMV
Operating Cash Flow i$16.04M$4.22B
Capital Expenditures iN/A$-327.00M
Free Cash Flow i$-146.05M$4.37B
Debt Repayment i$-788.84MN/A
Common Stock Repurchase i$-29.70M$-4.60B

Short Interest & Institutional Ownership Analysis

MetricSLMV
Shares Short i14.28M26.74M
Short Ratio i5.585.29
Short % of Float i0.08%0.02%
Average Daily Volume (10 Day) i3,219,7107,015,000
Average Daily Volume (90 Day) i2,976,9106,118,317
Shares Outstanding i210.38M1.98B
Float Shares i206.28M1.76B
% Held by Insiders i0.01%0.01%
% Held by Institutions i1.11%0.90%

Dividend Analysis & Yield Comparison: SLM vs Visa

MetricSLMV
Last 12-Month Dividend i$0.63$1.70
Last 12-Month Dividend Yield i1.92%0.50%
3-Year Avg Annual Dividend i$0.50$1.81
3-Year Avg Dividend Yield i0.58%0.19%
3-Year Total Dividends i$1.51$5.44
Ex-Dividend DateSep 04, 2025Feb 11, 2025