SLM [SLM] vs Visa [V] Detailed Stock Comparison

SLM Corporation

NASDAQ
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Visa Inc.

NYSE
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TLDR: Quick Comparison Summary

Based on 21 vital metrics comparison: SLM Corporation wins in 6 metrics, Visa Inc. wins in 13 metrics, with 0 ties. Visa Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric SLM Corporation Visa Inc. Better
P/E Ratio (TTM) 6.59 28.98 SLM Corporation
Price-to-Book Ratio 2.06 15.42 SLM Corporation
Debt-to-Equity Ratio 240.19 54.61 Visa Inc.
PEG Ratio 0.05 1.66 SLM Corporation
EV/EBITDA N/A 20.50 N/A
Profit Margin (TTM) 45.10% 50.23% Visa Inc.
Operating Margin (TTM) 66.82% 68.30% Visa Inc.
EBITDA Margin (TTM) 66.82% 68.30% Visa Inc.
Return on Equity 32.31% 53.95% Visa Inc.
Return on Assets (TTM) 2.49% 18.36% Visa Inc.
Free Cash Flow (TTM) $-398.58M $21.58B Visa Inc.
Dividend Yield 2.35% 0.78% SLM Corporation
1-Year Return -31.67% -10.63% Visa Inc.
Price-to-Sales Ratio (TTM) 2.73 14.39 SLM Corporation
Enterprise Value $6.36B $594.14B Visa Inc.
EV/Revenue Ratio 3.85 14.35 SLM Corporation
Gross Profit Margin (TTM) N/A 81.68% N/A
Revenue per Share (TTM) $8 $21 Visa Inc.
Earnings per Share (Diluted) $3.46 $10.66 Visa Inc.
Beta (Stock Volatility) 1.06 0.80 Visa Inc.
Short % of Float 13.52% 1.40% Visa Inc.

SLM Corporation vs Visa Inc. Stock Performance Analysis

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SLM
V

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
SLM Corporation-1.95%-0.14%-2.04%16.30%-25.96%-19.55%
Visa Inc.-1.55%-2.81%-2.92%-1.00%-3.73%-8.42%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
SLM Corporation-31.67%36.12%11.04%213.76%280.07%14.20%
Visa Inc.-10.63%42.65%41.81%308.26%1,549.95%1,928.34%

Performance & Financial Health Analysis: SLM Corporation vs Visa Inc.

MetricSLMV
Market Information
Market Cap i$4.64B$596.57B
Market Cap CategoryMid capMega cap
10 Day Avg. Volume i3,147,4656,138,912
90 Day Avg. Volume i3,531,9756,859,421
Last Close$21.62$312.40
52 Week Range$17.77 - $34.97$293.89 - $375.51
% from 52W High-38.18%-16.81%
All-Time High$34.97 (Jul 08, 2025)$375.51 (Jun 11, 2025)
% from All-Time High-38.18%-16.81%
Growth Metrics
Quarterly Revenue Growth0.68%0.15%
Quarterly Earnings Growth1.09%0.14%
Financial Health
Profit Margin (TTM) i0.45%0.50%
Operating Margin (TTM) i0.67%0.68%
Return on Equity (TTM) i0.32%0.54%
Debt to Equity (MRQ) i240.1954.61
Cash & Liquidity
Book Value per Share (MRQ)$11.04$20.03
Cash per Share (MRQ)$21.65$8.60
Operating Cash Flow (TTM) i$-398,580,992$24.44B
Levered Free Cash Flow (TTM) i$729.12M$22.03B
Dividends
Last 12-Month Dividend Yield i2.35%0.78%
Last 12-Month Dividend i$0.65$2.52

Valuation & Enterprise Metrics Analysis: SLM Corporation vs Visa Inc.

MetricSLM (Apr 24, 2026)V (Apr 26, 2026)
Price Ratios
P/E Ratio (TTM) i6.5928.98
Forward P/E i6.9921.23
PEG Ratio i0.051.66
Price to Sales (TTM) i2.7314.39
Price to Book (MRQ) i2.0615.42
Market Capitalization
Market Capitalization i$4.64B$596.57B
Enterprise Value i$6.36B$594.14B
Enterprise Value Metrics
Enterprise to Revenue i3.8514.35
Enterprise to EBITDA iN/A20.50
Risk & Other Metrics
Beta i1.060.80
Book Value per Share (MRQ) i$11.04$20.03

Financial Statements Comparison: SLM Corporation vs Visa Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricSLM (2025)V (2025)
Revenue/Sales i1.98B40.00B
Cost of Goods Sold iN/A7.86B
COGS % of Revenue i0.0%19.6%
Gross Profit iN/A32.15B
Gross Margin i0.0%80.4%
Research & Development iN/AN/A
Operating Income (EBIT) iN/A26.56B
Operating Margin i0.0%66.4%
EBITDA iN/A27.78B
EBITDA Margin i0.0%69.4%
Pre-Tax Income i992.56M24.19B
Pre-Tax Income % of Revenue i50.0%60.5%
Income Tax i247.72M4.14B
Income Tax % of Revenue i12.5%10.3%
Net Income (Profit) i744.85M20.06B
Profit Margin i37.5%50.1%

Balance Sheet & Liquidity Metrics

MetricSLM (2025)V (2025)
Cash & Equivalents i4.24B17.16B
Total Current Assets iN/A37.77B
Total Current Assets % of Revenue i0.0%94.4%
Total Current Liabilities iN/A35.05B
Total Current Liabilities % of Revenue i0.0%87.6%
Long-Term Debt i5.36B19.60B
Long-Term Debt % of Revenue i270.2%49.0%
Total Shareholders Equity i2.45B37.91B
Retained Earnings i4.73B15.11B
Retained Earnings % of Revenue i238.6%37.8%
Property, Plant & Equipment iN/A0

Cash Flow Statement Comparison

MetricSLM (2025)V (2025)
Operating Cash Flow i-420.80M22.89B
Operating Cash Flow % of Revenue i-21.2%57.2%
Capital Expenditures iN/A-1.48B
Free Cash Flow i-398.58M21.58B
FCF Margin i-20.1%53.9%
Debt Repayment i-2.32B0
Common Stock Repurchase i-368.74M-18.32B

Short Interest & Institutional Ownership Analysis

MetricSLMV
Shares Short i22.61M23.46M
Short Ratio i5.513.17
Short % of Float i13.52%1.40%
Shares Outstanding i199.27M1.93B
Float Shares i196.09M1.74B
% Held by Insiders i1.23%0.59%
% Held by Institutions i109.08%90.99%
% Held by Public i-10.31%8.42%

Dividend Analysis & Yield Comparison: SLM Corporation vs Visa Inc.

MetricSLMV
Last 12-Month Dividend i$0.65$2.52
Last 12-Month Dividend Yield i2.35%0.78%
3-Year Avg Annual Dividend i$0.52$2.23
3-Year Avg Dividend Yield i0.55%0.19%
3-Year Total Dividends i$1.55$6.68
Ex-Dividend DateMar 05, 2026Feb 10, 2026