Sapiens [SPNS] vs Salesforce [CRM] Detailed Stock Comparison

Sapiens International Corporation N.V.

NASDAQ
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Salesforce Inc.

NYSE
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TLDR: Quick Comparison Summary

Based on 21 vital metrics comparison: Sapiens International Corporation N.V. wins in 8 metrics, Salesforce Inc. wins in 13 metrics, with 0 ties. Salesforce Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Sapiens International Corporation N.V. Salesforce Inc. Better
P/E Ratio (TTM) 37.78 23.99 Salesforce Inc.
Price-to-Book Ratio 4.73 2.94 Salesforce Inc.
Debt-to-Equity Ratio 8.26 29.95 Sapiens International Corporation N.V.
PEG Ratio -1.78 1.42 Salesforce Inc.
EV/EBITDA 25.73 14.41 Salesforce Inc.
Profit Margin (TTM) 11.40% 17.96% Salesforce Inc.
Operating Margin (TTM) 11.66% 19.24% Salesforce Inc.
EBITDA Margin (TTM) 11.66% 19.24% Salesforce Inc.
Return on Equity 12.95% 12.40% Sapiens International Corporation N.V.
Return on Assets (TTM) 6.78% 5.18% Sapiens International Corporation N.V.
Free Cash Flow (TTM) $72.21M $14.40B Salesforce Inc.
Dividend Yield 3.34% 0.65% Sapiens International Corporation N.V.
1-Year Return 56.52% -27.99% Sapiens International Corporation N.V.
Price-to-Sales Ratio (TTM) 4.30 4.16 Salesforce Inc.
Enterprise Value $2.41B $180.85B Salesforce Inc.
EV/Revenue Ratio 4.26 4.36 Sapiens International Corporation N.V.
Gross Profit Margin (TTM) 44.19% 77.61% Salesforce Inc.
Revenue per Share (TTM) $10 $44 Salesforce Inc.
Earnings per Share (Diluted) $1.15 $7.80 Salesforce Inc.
Beta (Stock Volatility) 0.90 1.29 Sapiens International Corporation N.V.
Short % of Float 2.61% 11.00% Sapiens International Corporation N.V.

Sapiens International Corporation N.V. vs Salesforce Inc. Stock Performance Analysis

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SPNS
CRM

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Sapiens International Corporation N.V.0.00%0.07%0.51%1.02%53.10%77.20%
Salesforce Inc.-5.03%12.15%8.28%4.09%-14.43%-20.81%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Sapiens International Corporation N.V.56.52%132.98%42.55%343.37%1,702.90%2,758.55%
Salesforce Inc.-27.99%-10.29%-19.53%131.50%427.17%2,458.23%

Performance & Financial Health Analysis: Sapiens International Corporation N.V. vs Salesforce Inc.

MetricSPNSCRM
Market Information
Market Cap i$2.43B$159.96B
Market Cap CategoryMid capLarge cap
10 Day Avg. Volume i609,50414,778,934
90 Day Avg. Volume i478,23113,868,465
Last Close$43.45$190.73
52 Week Range$23.69 - $43.52$163.52 - $276.80
% from 52W High-0.16%-31.09%
All-Time High$110.00 (Jan 24, 2000)$369.00 (Dec 02, 2024)
% from All-Time High-60.50%-48.31%
Growth Metrics
Quarterly Revenue Growth0.11%0.12%
Quarterly Earnings Growth-0.22%0.14%
Financial Health
Profit Margin (TTM) i0.11%0.18%
Operating Margin (TTM) i0.12%0.19%
Return on Equity (TTM) i0.13%0.12%
Debt to Equity (MRQ) i8.2629.95
Cash & Liquidity
Book Value per Share (MRQ)$9.18$63.66
Cash per Share (MRQ)$1.47$10.36
Operating Cash Flow (TTM) i$79.98M$15.00B
Levered Free Cash Flow (TTM) i$48.63M$16.37B
Dividends
Last 12-Month Dividend Yield i3.34%0.65%
Last 12-Month Dividend i$0.95$1.68

Valuation & Enterprise Metrics Analysis: Sapiens International Corporation N.V. vs Salesforce Inc.

MetricSPNS (Jan 03, 2026)CRM (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i37.7823.99
Forward P/E i28.1212.53
PEG Ratio i-1.781.42
Price to Sales (TTM) i4.304.16
Price to Book (MRQ) i4.732.94
Market Capitalization
Market Capitalization i$2.43B$159.96B
Enterprise Value i$2.41B$180.85B
Enterprise Value Metrics
Enterprise to Revenue i4.264.36
Enterprise to EBITDA i25.7314.41
Risk & Other Metrics
Beta i0.901.29
Book Value per Share (MRQ) i$9.18$63.66

Financial Statements Comparison: Sapiens International Corporation N.V. vs Salesforce Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricSPNS (2024)CRM (2026)
Revenue/Sales i542.38M41.53B
Cost of Goods Sold i304.27M9.27B
COGS % of Revenue i56.1%22.3%
Gross Profit i238.11M32.26B
Gross Margin i43.9%77.7%
Research & Development i66.30M5.99B
Operating Income (EBIT) i85.85M8.92B
Operating Margin i15.8%21.5%
EBITDA i107.02M12.12B
EBITDA Margin i19.7%29.2%
Pre-Tax Income i89.83M9.52B
Pre-Tax Income % of Revenue i16.6%22.9%
Income Tax i17.51M2.06B
Income Tax % of Revenue i3.2%5.0%
Net Income (Profit) i72.32M7.46B
Profit Margin i13.3%18.0%

Balance Sheet & Liquidity Metrics

MetricSPNS (2024)CRM (2026)
Cash & Equivalents i163.69M7.33B
Total Current Assets i335.14M28.22B
Total Current Assets % of Revenue i61.8%68.0%
Total Current Liabilities i149.58M37.12B
Total Current Liabilities % of Revenue i27.6%89.4%
Long-Term Debt i37.51M12.63B
Long-Term Debt % of Revenue i6.9%30.4%
Total Shareholders Equity i479.63M59.14B
Retained Earnings i160.23M22.22B
Retained Earnings % of Revenue i29.5%53.5%
Property, Plant & Equipment i20.75M2.00B

Cash Flow Statement Comparison

MetricSPNS (2024)CRM (2026)
Operating Cash Flow i81.46M15.19B
Operating Cash Flow % of Revenue i15.0%36.6%
Capital Expenditures i-2.68MN/A
Free Cash Flow i72.21M14.40B
FCF Margin i13.3%34.7%
Debt Repayment i-19.80M-584.00M
Common Stock Repurchase iN/A-12.60B

Short Interest & Institutional Ownership Analysis

MetricSPNSCRM
Shares Short i782,38677.81M
Short Ratio i1.785.94
Short % of Float i2.61%11.00%
Shares Outstanding i55.90M929.00M
Float Shares i30.66M894.44M
% Held by Insiders i45.06%3.02%
% Held by Institutions i44.67%95.86%
% Held by Public i10.27%1.12%

Dividend Analysis & Yield Comparison: Sapiens International Corporation N.V. vs Salesforce Inc.

MetricSPNSCRM
Last 12-Month Dividend i$0.95$1.68
Last 12-Month Dividend Yield i3.34%0.65%
3-Year Avg Annual Dividend i$0.66$1.09
3-Year Avg Dividend Yield i1.22%0.15%
3-Year Total Dividends i$1.97$3.28
Ex-Dividend DateApr 07, 2025Dec 18, 2025