1st Source [SRCE] vs U.S. Bancorp [USB] Detailed Stock Comparison

1st Source

NASDAQ
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U.S. Bancorp

NYSE
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TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: 1st Source wins in 10 metrics, U.S. Bancorp wins in 8 metrics, with 0 ties. 1st Source appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric 1st Source U.S. Bancorp Better
P/E Ratio (TTM) 10.63 11.36 1st Source
Price-to-Book Ratio 1.24 1.36 1st Source
Debt-to-Equity Ratio 0.18 1.34 1st Source
PEG Ratio 7.92 0.79 U.S. Bancorp
Profit Margin (TTM) 36.04% 27.00% 1st Source
Operating Margin (TTM) 49.29% 37.33% 1st Source
EBITDA Margin (TTM) 49.29% 37.33% 1st Source
Return on Equity 11.90% 11.67% 1st Source
Return on Assets (TTM) 1.57% 1.01% 1st Source
Free Cash Flow (TTM) $181.49M $11.27B U.S. Bancorp
Dividend Yield 3.02% 4.60% U.S. Bancorp
1-Year Return 0.03% 1.82% U.S. Bancorp
Price-to-Sales Ratio (TTM) 3.81 2.91 U.S. Bancorp
Enterprise Value $1.63B $101.95B U.S. Bancorp
EV/Revenue Ratio 4.15 3.99 U.S. Bancorp
Revenue per Share (TTM) $16 $16 U.S. Bancorp
Earnings per Share (Diluted) $5.70 $4.18 1st Source
Beta (Stock Volatility) 0.66 1.08 1st Source
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

1st Source vs U.S. Bancorp Stock Performance Analysis

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1st Source
U.S. Bancorp
1st Source Stock Overview | U.S. Bancorp Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
1st Source-2.95%-0.38%-5.89%-7.54%6.70%4.00%
U.S. Bancorp-3.86%-1.69%-4.60%-0.42%19.85%-1.59%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
1st Source0.03%20.74%81.40%94.94%254.66%236.02%
U.S. Bancorp1.82%10.15%20.34%15.53%108.96%68.45%

News Based Sentiment: 1st Source vs U.S. Bancorp

1st Source

News based Sentiment: NEUTRAL

October saw analyst downgrades and institutional selling, but also a planned leadership transition and an upcoming earnings report. These events balance each other out, suggesting a period of stability and cautious observation for investors rather than a major shift in the company's outlook.

View 1st Source News Sentiment Analysis

U.S. Bancorp

News based Sentiment: MIXED

October presented a mixed bag for U.S. Bancorp, with positive developments like a dividend increase and entry into digital asset custody countered by insider selling and a range of analyst opinions. The upcoming earnings release on October 16th will be key to understanding the bank's trajectory.

View U.S. Bancorp News Sentiment Analysis

Performance & Financial Health Analysis: 1st Source vs U.S. Bancorp

MetricSRCEUSB
Market Information
Market Cap i$1.49B$73.46B
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i71,0008,391,430
90 Day Avg. Volume i74,5509,701,660
Last Close$58.31$45.28
52 Week Range$52.14 - $68.13$35.18 - $53.98
% from 52W High-14.41%-16.12%
All-Time High$68.13 (Nov 25, 2024)$63.57 (Jan 10, 2022)
% from All-Time High-14.41%-28.77%
Growth Metrics
Quarterly Revenue Growth0.03%0.03%
Quarterly Earnings Growth0.01%0.13%
Financial Health
Profit Margin (TTM) i0.36%0.27%
Operating Margin (TTM) i0.49%0.37%
Return on Equity (TTM) i0.12%0.12%
Debt to Equity (MRQ) i0.181.34
Cash & Liquidity
Book Value per Share (MRQ)$48.86$35.02
Cash per Share (MRQ)$6.08$39.85
Operating Cash Flow (TTM) i$218.55M$7.48B
Levered Free Cash Flow (TTM) i$131.40M$5.91B
Dividends
Last 12-Month Dividend Yield i3.02%4.60%
Last 12-Month Dividend i$1.84$1.99

Valuation & Enterprise Metrics Analysis: 1st Source vs U.S. Bancorp

MetricSRCEUSB
Price Ratios
P/E Ratio (TTM) i10.6311.36
Forward P/E i11.5210.97
PEG Ratio i7.920.79
Price to Sales (TTM) i3.812.91
Price to Book (MRQ) i1.241.36
Market Capitalization
Market Capitalization i$1.49B$73.46B
Enterprise Value i$1.63B$101.95B
Enterprise Value Metrics
Enterprise to Revenue i4.153.99
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.661.08
Book Value per Share (MRQ) i$48.86$35.02

Financial Statements Comparison: 1st Source vs U.S. Bancorp

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)SRCEUSB
Revenue/Sales i$108.25M$6.93B
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$48.13M$2.16B
Income Tax i$10.80M$443.00M
Net Income (Profit) i$37.33M$1.72B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)SRCEUSB
Cash & Equivalents i$87.82M$50.01B
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$99.97M$59.86B
Total Shareholders Equity i$1.22B$60.56B
Retained Earnings i$921.72M$77.69B
Property, Plant & Equipment i$85.04MN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)SRCEUSB
Operating Cash Flow i$69.21M$-750.00M
Capital Expenditures i$-1.61MN/A
Free Cash Flow i$69.28M$-285.00M
Debt Repayment i$-1.73M$-2.10B
Common Stock Repurchase i$-455,000$-160.00M

Short Interest & Institutional Ownership Analysis

MetricSRCEUSB
Shares Short i177,11122.01M
Short Ratio i2.712.51
Short % of Float i0.01%0.01%
Average Daily Volume (10 Day) i71,0008,391,430
Average Daily Volume (90 Day) i74,5509,701,660
Shares Outstanding i24.52M1.56B
Float Shares i17.36M1.55B
% Held by Insiders i0.26%0.00%
% Held by Institutions i0.75%0.82%

Dividend Analysis & Yield Comparison: 1st Source vs U.S. Bancorp

MetricSRCEUSB
Last 12-Month Dividend i$1.84$1.99
Last 12-Month Dividend Yield i3.02%4.60%
3-Year Avg Annual Dividend i$1.49$1.78
3-Year Avg Dividend Yield i0.64%1.19%
3-Year Total Dividends i$4.46$5.35
Ex-Dividend DateAug 05, 2025Mar 31, 2025