1st Source [SRCE] vs U.S. Bancorp [USB] Detailed Stock Comparison
1st Source
NASDAQ
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U.S. Bancorp
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: 1st Source wins in 10 metrics, U.S. Bancorp wins in 8 metrics, with 0 ties. 1st Source appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | 1st Source | U.S. Bancorp | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 10.72 | 11.55 | 1st Source |
| Price-to-Book Ratio | 1.25 | 1.38 | 1st Source |
| Debt-to-Equity Ratio | 0.18 | 1.34 | 1st Source |
| PEG Ratio | 7.99 | 0.80 | U.S. Bancorp |
| Profit Margin (TTM) | 36.04% | 27.00% | 1st Source |
| Operating Margin (TTM) | 49.29% | 37.33% | 1st Source |
| EBITDA Margin (TTM) | 49.29% | 37.33% | 1st Source |
| Return on Equity | 11.90% | 11.67% | 1st Source |
| Return on Assets (TTM) | 1.57% | 1.01% | 1st Source |
| Free Cash Flow (TTM) | $181.49M | $11.27B | U.S. Bancorp |
| Dividend Yield | 3.02% | 4.60% | U.S. Bancorp |
| 1-Year Return | 4.77% | 6.37% | U.S. Bancorp |
| Price-to-Sales Ratio (TTM) | 3.83 | 2.94 | U.S. Bancorp |
| Enterprise Value | $1.64B | $103.17B | U.S. Bancorp |
| EV/Revenue Ratio | 4.18 | 4.04 | U.S. Bancorp |
| Revenue per Share (TTM) | $16 | $16 | U.S. Bancorp |
| Earnings per Share (Diluted) | $5.70 | $4.18 | 1st Source |
| Beta (Stock Volatility) | 0.70 | 1.03 | 1st Source |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
1st Source vs U.S. Bancorp Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| 1st Source | -0.58% | 5.92% | 1.68% | 5.86% | -0.34% | 10.92% |
| U.S. Bancorp | -0.25% | 5.12% | 4.59% | 11.97% | 5.85% | 0.88% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| 1st Source | 4.77% | 31.47% | 84.09% | 117.66% | 320.20% | 233.40% |
| U.S. Bancorp | 6.37% | 3.85% | 29.78% | 13.36% | 122.90% | 65.85% |
Performance & Financial Health Analysis: 1st Source vs U.S. Bancorp
| Metric | SRCE | USB |
|---|---|---|
| Market Information | ||
| Market Cap | $1.50B | $75.13B |
| Market Cap Category | Small cap | Large cap |
| 10 Day Avg. Volume | 66,510 | 7,851,820 |
| 90 Day Avg. Volume | 75,053 | 9,983,033 |
| Last Close | $63.71 | $48.16 |
| 52 Week Range | $52.14 - $68.13 | $35.18 - $53.98 |
| % from 52W High | -6.49% | -10.78% |
| All-Time High | $68.13 (Nov 25, 2024) | $63.57 (Jan 10, 2022) |
| % from All-Time High | -6.49% | -24.24% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.03% | 0.03% |
| Quarterly Earnings Growth | 0.01% | 0.13% |
| Financial Health | ||
| Profit Margin (TTM) | 0.36% | 0.27% |
| Operating Margin (TTM) | 0.49% | 0.37% |
| Return on Equity (TTM) | 0.12% | 0.12% |
| Debt to Equity (MRQ) | 0.18 | 1.34 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $48.86 | $35.02 |
| Cash per Share (MRQ) | $6.08 | $39.85 |
| Operating Cash Flow (TTM) | $218.55M | $7.48B |
| Levered Free Cash Flow (TTM) | $131.40M | $5.91B |
| Dividends | ||
| Last 12-Month Dividend Yield | 3.02% | 4.60% |
| Last 12-Month Dividend | $1.84 | $1.99 |
Valuation & Enterprise Metrics Analysis: 1st Source vs U.S. Bancorp
| Metric | SRCE | USB |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 10.72 | 11.55 |
| Forward P/E | 11.62 | 11.15 |
| PEG Ratio | 7.99 | 0.80 |
| Price to Sales (TTM) | 3.83 | 2.94 |
| Price to Book (MRQ) | 1.25 | 1.38 |
| Market Capitalization | ||
| Market Capitalization | $1.50B | $75.13B |
| Enterprise Value | $1.64B | $103.17B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 4.18 | 4.04 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.70 | 1.03 |
| Book Value per Share (MRQ) | $48.86 | $35.02 |
Financial Statements Comparison: 1st Source vs U.S. Bancorp
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | SRCE | USB |
|---|---|---|
| Revenue/Sales | $108.25M | $6.93B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $48.13M | $2.16B |
| Income Tax | $10.80M | $443.00M |
| Net Income (Profit) | $37.33M | $1.72B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | SRCE | USB |
|---|---|---|
| Cash & Equivalents | $87.82M | $50.01B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $99.97M | $59.86B |
| Total Shareholders Equity | $1.22B | $60.56B |
| Retained Earnings | $921.72M | $77.69B |
| Property, Plant & Equipment | $85.04M | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | SRCE | USB |
|---|---|---|
| Operating Cash Flow | $69.21M | $-750.00M |
| Capital Expenditures | $-1.61M | N/A |
| Free Cash Flow | $69.28M | $-285.00M |
| Debt Repayment | $-1.73M | $-2.10B |
| Common Stock Repurchase | $-455,000 | $-160.00M |
Short Interest & Institutional Ownership Analysis
| Metric | SRCE | USB |
|---|---|---|
| Shares Short | 167,881 | 21.33M |
| Short Ratio | 2.14 | 1.70 |
| Short % of Float | 0.01% | 0.01% |
| Average Daily Volume (10 Day) | 66,510 | 7,851,820 |
| Average Daily Volume (90 Day) | 75,053 | 9,983,033 |
| Shares Outstanding | 24.52M | 1.56B |
| Float Shares | 17.36M | 1.55B |
| % Held by Insiders | 0.26% | 0.00% |
| % Held by Institutions | 0.75% | 0.82% |
Dividend Analysis & Yield Comparison: 1st Source vs U.S. Bancorp
| Metric | SRCE | USB |
|---|---|---|
| Last 12-Month Dividend | $1.84 | $1.99 |
| Last 12-Month Dividend Yield | 3.02% | 4.60% |
| 3-Year Avg Annual Dividend | $1.49 | $1.78 |
| 3-Year Avg Dividend Yield | 0.64% | 1.19% |
| 3-Year Total Dividends | $4.46 | $5.35 |
| Ex-Dividend Date | Aug 05, 2025 | Mar 31, 2025 |