1st Source [SRCE] vs U.S. Bancorp [USB] Detailed Stock Comparison

1st Source Corporation

NASDAQ
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U.S. Bancorp

NYSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: 1st Source Corporation wins in 11 metrics, U.S. Bancorp wins in 7 metrics, with 0 ties. 1st Source Corporation appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric 1st Source Corporation U.S. Bancorp Better
P/E Ratio (TTM) 11.33 11.92 1st Source Corporation
Price-to-Book Ratio 1.41 1.51 1st Source Corporation
Debt-to-Equity Ratio 0.29 1.21 1st Source Corporation
PEG Ratio 0.36 0.82 1st Source Corporation
Profit Margin (TTM) 37.70% 29.29% 1st Source Corporation
Operating Margin (TTM) 49.87% 37.84% 1st Source Corporation
EBITDA Margin (TTM) 49.87% 37.84% 1st Source Corporation
Return on Equity 12.65% 12.35% 1st Source Corporation
Return on Assets (TTM) 1.78% 1.14% 1st Source Corporation
Free Cash Flow (TTM) $213.04M $7.97B U.S. Bancorp
Dividend Yield 2.90% 3.82% U.S. Bancorp
1-Year Return 21.90% 25.83% U.S. Bancorp
Price-to-Sales Ratio (TTM) 4.17 3.32 U.S. Bancorp
Enterprise Value $2.39B $126.46B U.S. Bancorp
EV/Revenue Ratio 5.61 4.75 U.S. Bancorp
Revenue per Share (TTM) $17 $17 1st Source Corporation
Earnings per Share (Diluted) $6.52 $4.77 1st Source Corporation
Beta (Stock Volatility) N/A 1.03 N/A
Short % of Float 2.61% 0.00% U.S. Bancorp

1st Source Corporation vs U.S. Bancorp Stock Performance Analysis

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SRCE
USB

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
1st Source Corporation1.82%-0.21%1.64%9.50%16.72%18.89%
U.S. Bancorp1.96%-1.12%-1.16%-0.05%9.90%1.24%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
1st Source Corporation21.90%66.26%47.52%121.08%311.25%205.42%
U.S. Bancorp25.83%72.81%-9.74%29.45%123.42%73.14%

Performance & Financial Health Analysis: 1st Source Corporation vs U.S. Bancorp

MetricSRCEUSB
Market Information
Market Cap i$1.76B$88.06B
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i149,3849,829,002
90 Day Avg. Volume i165,13510,401,007
Last Close$74.26$54.60
52 Week Range$56.89 - $76.44$42.55 - $61.19
% from 52W High-2.85%-10.77%
All-Time High$76.44 (Apr 24, 2026)$63.57 (Jan 10, 2022)
% from All-Time High-2.85%-14.11%
Growth Metrics
Quarterly Revenue Growth0.05%0.05%
Quarterly Earnings Growth0.07%0.14%
Financial Health
Profit Margin (TTM) i0.38%0.29%
Operating Margin (TTM) i0.50%0.38%
Return on Equity (TTM) i0.13%0.12%
Debt to Equity (MRQ) i0.291.21
Cash & Liquidity
Book Value per Share (MRQ)$52.32$37.54
Cash per Share (MRQ)$4.21$31.14
Operating Cash Flow (TTM) i$206.70M$6.04B
Levered Free Cash Flow (TTM) i$156.86M$7.19B
Dividends
Last 12-Month Dividend Yield i2.90%3.82%
Last 12-Month Dividend i$1.92$2.04

Valuation & Enterprise Metrics Analysis: 1st Source Corporation vs U.S. Bancorp

MetricSRCE (Apr 26, 2026)USB (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i11.3311.92
Forward P/E i10.8010.09
PEG Ratio i0.360.82
Price to Sales (TTM) i4.173.32
Price to Book (MRQ) i1.411.51
Market Capitalization
Market Capitalization i$1.76B$88.06B
Enterprise Value i$2.39B$126.46B
Enterprise Value Metrics
Enterprise to Revenue i5.614.75
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta iN/A1.03
Book Value per Share (MRQ) i$52.32$37.54

Financial Statements Comparison: 1st Source Corporation vs U.S. Bancorp

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricSRCE (2025)USB (2025)
Revenue/Sales i433.78M28.54B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i204.38M9.52B
Pre-Tax Income % of Revenue i47.1%33.3%
Income Tax i46.12M1.92B
Income Tax % of Revenue i10.6%6.7%
Net Income (Profit) i158.26M7.60B
Profit Margin i36.5%26.6%

Balance Sheet & Liquidity Metrics

MetricSRCE (2025)USB (2025)
Cash & Equivalents i69.25M46.89B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i74.31M60.76B
Long-Term Debt % of Revenue i17.1%212.9%
Total Shareholders Equity i1.27B65.65B
Retained Earnings i1.02B80.91B
Retained Earnings % of Revenue i234.0%283.5%
Property, Plant & Equipment i13.46M1.51B

Cash Flow Statement Comparison

MetricSRCE (2025)USB (2025)
Operating Cash Flow i206.70M6.04B
Operating Cash Flow % of Revenue i47.7%21.2%
Capital Expenditures i-7.72MN/A
Free Cash Flow i213.04M7.97B
FCF Margin i49.1%27.9%
Debt Repayment i-2.35M-9.05B
Common Stock Repurchase i-13.87M-489.00M

Short Interest & Institutional Ownership Analysis

MetricSRCEUSB
Shares Short i387,69927,002
Short Ratio i2.500.00
Short % of Float i2.61%0.00%
Shares Outstanding i24.37M1.56B
Float Shares i20.70M1.55B
% Held by Insiders i26.67%0.14%
% Held by Institutions i75.54%83.55%
% Held by Public i-2.21%16.31%

Dividend Analysis & Yield Comparison: 1st Source Corporation vs U.S. Bancorp

MetricSRCEUSB
Last 12-Month Dividend i$1.92$2.04
Last 12-Month Dividend Yield i2.90%3.82%
3-Year Avg Annual Dividend i$1.54$1.98
3-Year Avg Dividend Yield i0.64%1.19%
3-Year Total Dividends i$4.62$5.95
Ex-Dividend DateFeb 03, 2026Dec 31, 2025