Stock Yards Bancorp [SYBT] vs U.S. Bancorp [USB] Detailed Stock Comparison

Stock Yards Bancorp Inc.

NASDAQ
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U.S. Bancorp

NYSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Stock Yards Bancorp Inc. wins in 9 metrics, U.S. Bancorp wins in 10 metrics, with 0 ties. U.S. Bancorp appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Stock Yards Bancorp Inc. U.S. Bancorp Better
P/E Ratio (TTM) 14.50 11.92 U.S. Bancorp
Price-to-Book Ratio 1.93 1.51 U.S. Bancorp
Debt-to-Equity Ratio 0.39 1.21 Stock Yards Bancorp Inc.
PEG Ratio 1.37 0.82 U.S. Bancorp
Profit Margin (TTM) 35.93% 29.29% Stock Yards Bancorp Inc.
Operating Margin (TTM) 47.43% 37.84% Stock Yards Bancorp Inc.
EBITDA Margin (TTM) 47.43% 37.84% Stock Yards Bancorp Inc.
Return on Equity 14.23% 12.35% Stock Yards Bancorp Inc.
Return on Assets (TTM) 1.55% 1.14% Stock Yards Bancorp Inc.
Free Cash Flow (TTM) $154.00M $7.97B U.S. Bancorp
Dividend Yield 2.37% 3.82% U.S. Bancorp
1-Year Return -2.47% 25.83% U.S. Bancorp
Price-to-Sales Ratio (TTM) 5.21 3.32 U.S. Bancorp
Enterprise Value $1.84B $126.46B U.S. Bancorp
EV/Revenue Ratio 4.60 4.75 Stock Yards Bancorp Inc.
Revenue per Share (TTM) $14 $17 U.S. Bancorp
Earnings per Share (Diluted) $4.86 $4.77 Stock Yards Bancorp Inc.
Beta (Stock Volatility) 0.68 1.03 Stock Yards Bancorp Inc.
Short % of Float 5.76% 0.00% U.S. Bancorp

Stock Yards Bancorp Inc. vs U.S. Bancorp Stock Performance Analysis

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SYBT
USB

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Stock Yards Bancorp Inc.-3.26%-3.57%-2.52%7.43%3.49%6.41%
U.S. Bancorp-2.67%-2.83%-3.80%-1.57%4.34%-1.46%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Stock Yards Bancorp Inc.-2.47%54.08%36.03%151.10%354.05%297.45%
U.S. Bancorp25.83%72.81%-9.74%29.45%123.42%73.14%

Performance & Financial Health Analysis: Stock Yards Bancorp Inc. vs U.S. Bancorp

MetricSYBTUSB
Market Information
Market Cap i$2.08B$88.06B
Market Cap CategoryMid capLarge cap
10 Day Avg. Volume i166,5709,829,002
90 Day Avg. Volume i201,65010,401,007
Last Close$69.38$53.14
52 Week Range$61.51 - $83.83$42.55 - $61.19
% from 52W High-17.24%-13.16%
All-Time High$83.83 (Aug 27, 2025)$63.57 (Jan 10, 2022)
% from All-Time High-17.24%-16.41%
Growth Metrics
Quarterly Revenue Growth0.09%0.05%
Quarterly Earnings Growth0.10%0.14%
Financial Health
Profit Margin (TTM) i0.36%0.29%
Operating Margin (TTM) i0.47%0.38%
Return on Equity (TTM) i0.14%0.12%
Debt to Equity (MRQ) i0.391.21
Cash & Liquidity
Book Value per Share (MRQ)$36.49$37.54
Cash per Share (MRQ)$22.59$31.14
Operating Cash Flow (TTM) i$163.32M$6.04B
Levered Free Cash Flow (TTM) i$140.15M$7.19B
Dividends
Last 12-Month Dividend Yield i2.37%3.82%
Last 12-Month Dividend i$1.58$2.04

Valuation & Enterprise Metrics Analysis: Stock Yards Bancorp Inc. vs U.S. Bancorp

MetricSYBT (Apr 26, 2026)USB (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i14.5011.92
Forward P/E i12.7610.09
PEG Ratio i1.370.82
Price to Sales (TTM) i5.213.32
Price to Book (MRQ) i1.931.51
Market Capitalization
Market Capitalization i$2.08B$88.06B
Enterprise Value i$1.84B$126.46B
Enterprise Value Metrics
Enterprise to Revenue i4.604.75
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.681.03
Book Value per Share (MRQ) i$36.49$37.54

Financial Statements Comparison: Stock Yards Bancorp Inc. vs U.S. Bancorp

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricSYBT (2025)USB (2025)
Revenue/Sales i389.58M28.54B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i178.20M9.52B
Pre-Tax Income % of Revenue i45.7%33.3%
Income Tax i38.05M1.92B
Income Tax % of Revenue i9.8%6.7%
Net Income (Profit) i140.15M7.60B
Profit Margin i36.0%26.6%

Balance Sheet & Liquidity Metrics

MetricSYBT (2025)USB (2025)
Cash & Equivalents i70.06M46.89B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i326.81M60.76B
Long-Term Debt % of Revenue i83.9%212.9%
Total Shareholders Equity i1.08B65.65B
Retained Earnings i675.06M80.91B
Retained Earnings % of Revenue i173.3%283.5%
Property, Plant & Equipment i31.24M1.51B

Cash Flow Statement Comparison

MetricSYBT (2025)USB (2025)
Operating Cash Flow i163.32M6.04B
Operating Cash Flow % of Revenue i41.9%21.2%
Capital Expenditures i-11.33MN/A
Free Cash Flow i154.00M7.97B
FCF Margin i39.5%27.9%
Debt Repayment i-1.20B-9.05B
Common Stock Repurchase i-2.09M-489.00M

Short Interest & Institutional Ownership Analysis

MetricSYBTUSB
Shares Short i1.66M27,002
Short Ratio i7.670.00
Short % of Float i5.76%0.00%
Shares Outstanding i29.52M1.56B
Float Shares i25.89M1.55B
% Held by Insiders i7.52%0.14%
% Held by Institutions i63.49%83.55%
% Held by Public i28.99%16.31%

Dividend Analysis & Yield Comparison: Stock Yards Bancorp Inc. vs U.S. Bancorp

MetricSYBTUSB
Last 12-Month Dividend i$1.58$2.04
Last 12-Month Dividend Yield i2.37%3.82%
3-Year Avg Annual Dividend i$1.33$1.98
3-Year Avg Dividend Yield i0.54%1.19%
3-Year Total Dividends i$3.98$5.95
Ex-Dividend DateMar 16, 2026Dec 31, 2025