Bancorp [TBBK] vs PNC Financial [PNC] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: The Bancorp Inc. wins in 9 metrics, PNC Financial Services Group, Inc. wins in 9 metrics, with 0 ties. Both stocks appear equally matched on key metrics.
View Metrics Details
Vital Metrics Comparison
| Metric | The Bancorp Inc. | PNC Financial Services Group, Inc. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 12.29 | 12.56 | The Bancorp Inc. |
| Price-to-Book Ratio | 3.71 | 1.39 | PNC Financial Services Group, Inc. |
| Debt-to-Equity Ratio | 0.64 | 1.12 | The Bancorp Inc. |
| PEG Ratio | 1.11 | 11.84 | The Bancorp Inc. |
| Profit Margin (TTM) | 43.37% | 28.75% | The Bancorp Inc. |
| Operating Margin (TTM) | 59.75% | 35.28% | The Bancorp Inc. |
| EBITDA Margin (TTM) | 59.75% | 35.28% | The Bancorp Inc. |
| Return on Equity | 30.85% | 11.33% | The Bancorp Inc. |
| Return on Assets (TTM) | 2.52% | 1.09% | The Bancorp Inc. |
| Free Cash Flow (TTM) | $255.78M | $7.88B | PNC Financial Services Group, Inc. |
| Dividend Yield | N/A | 3.02% | N/A |
| 1-Year Return | 7.95% | 27.22% | PNC Financial Services Group, Inc. |
| Price-to-Sales Ratio (TTM) | 4.85 | 3.35 | PNC Financial Services Group, Inc. |
| Enterprise Value | $2.99B | $128.31B | PNC Financial Services Group, Inc. |
| EV/Revenue Ratio | 5.68 | 6.11 | The Bancorp Inc. |
| Revenue per Share (TTM) | $12 | $53 | PNC Financial Services Group, Inc. |
| Earnings per Share (Diluted) | $4.92 | $14.15 | PNC Financial Services Group, Inc. |
| Beta (Stock Volatility) | 1.28 | 1.07 | PNC Financial Services Group, Inc. |
| Short % of Float | 11.24% | 1.26% | PNC Financial Services Group, Inc. |
The Bancorp Inc. vs PNC Financial Services Group, Inc. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| The Bancorp Inc. | -4.62% | -6.32% | -11.18% | -4.76% | -22.31% | -23.09% |
| PNC Financial Services Group, Inc. | -1.24% | -1.15% | 0.11% | 2.45% | 10.24% | 3.22% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| The Bancorp Inc. | 7.95% | 65.55% | 118.11% | 726.99% | 495.68% | 132.74% |
| PNC Financial Services Group, Inc. | 27.22% | 78.93% | 13.98% | 149.66% | 272.63% | 219.68% |
Performance & Financial Health Analysis: The Bancorp Inc. vs PNC Financial Services Group, Inc.
| Metric | TBBK | PNC |
|---|---|---|
| Market Information | ||
| Market Cap | $2.55B | $70.31B |
| Market Cap Category | Mid cap | Large cap |
| 10 Day Avg. Volume | 340,426 | 1,904,080 |
| 90 Day Avg. Volume | 458,339 | 1,960,760 |
| Last Close | $52.04 | $218.27 |
| 52 Week Range | $49.00 - $81.65 | $172.73 - $243.94 |
| % from 52W High | -36.26% | -10.52% |
| All-Time High | $81.65 (Oct 15, 2025) | $243.94 (Feb 06, 2026) |
| % from All-Time High | -36.26% | -10.52% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.02% | 0.05% |
| Quarterly Earnings Growth | 0.01% | 0.11% |
| Financial Health | ||
| Profit Margin (TTM) | 0.43% | 0.29% |
| Operating Margin (TTM) | 0.60% | 0.35% |
| Return on Equity (TTM) | 0.31% | 0.11% |
| Debt to Equity (MRQ) | 0.64 | 1.12 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $16.29 | $127.98 |
| Cash per Share (MRQ) | $0.19 | $27.54 |
| Operating Cash Flow (TTM) | $265.01M | $5.61B |
| Levered Free Cash Flow (TTM) | $228.21M | $5.50B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 3.02% |
| Last 12-Month Dividend | N/A | $6.70 |
Valuation & Enterprise Metrics Analysis: The Bancorp Inc. vs PNC Financial Services Group, Inc.
| Metric | TBBK (Apr 24, 2026) | PNC (Jun 13, 2025) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 12.29 | 12.56 |
| Forward P/E | 7.47 | 11.84 |
| PEG Ratio | 1.11 | 11.84 |
| Price to Sales (TTM) | 4.85 | 3.35 |
| Price to Book (MRQ) | 3.71 | 1.39 |
| Market Capitalization | ||
| Market Capitalization | $2.55B | $70.31B |
| Enterprise Value | $2.99B | $128.31B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 5.68 | 6.11 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 1.28 | 1.07 |
| Book Value per Share (MRQ) | $16.29 | $127.98 |
Financial Statements Comparison: The Bancorp Inc. vs PNC Financial Services Group, Inc.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | TBBK (2025) | PNC (2024) |
|---|---|---|
| Revenue/Sales | 703.84M | 20.81B |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | 303.04M | 7.24B |
| Pre-Tax Income % of Revenue | 43.1% | 34.8% |
| Income Tax | 74.82M | 1.29B |
| Income Tax % of Revenue | 10.6% | 6.2% |
| Net Income (Profit) | 228.21M | 5.95B |
| Profit Margin | 32.4% | 28.6% |
Balance Sheet & Liquidity Metrics
| Metric | TBBK (2025) | PNC (2024) |
|---|---|---|
| Cash & Equivalents | 112.65M | 46.25B |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | 223.37M | 61.67B |
| Long-Term Debt % of Revenue | 31.7% | 296.4% |
| Total Shareholders Equity | 689.80M | 54.47B |
| Retained Earnings | 1.01B | 59.28B |
| Retained Earnings % of Revenue | 143.1% | 284.9% |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison
| Metric | TBBK (2025) | PNC (2024) |
|---|---|---|
| Operating Cash Flow | 266.87M | 7.96B |
| Operating Cash Flow % of Revenue | 37.9% | 38.3% |
| Capital Expenditures | -6.92M | N/A |
| Free Cash Flow | 255.78M | 7.88B |
| FCF Margin | 36.3% | 37.9% |
| Debt Repayment | -96.42M | -23.75B |
| Common Stock Repurchase | -378.34M | -1.19B |
Short Interest & Institutional Ownership Analysis
| Metric | TBBK | PNC |
|---|---|---|
| Shares Short | 3.62M | 4.98M |
| Short Ratio | 6.68 | 2.41 |
| Short % of Float | 11.24% | 1.26% |
| Shares Outstanding | 42.36M | 395.94M |
| Float Shares | 39.91M | 392.38M |
| % Held by Insiders | 6.00% | 0.38% |
| % Held by Institutions | 109.38% | 85.29% |
| % Held by Public | -15.38% | 14.33% |
Dividend Analysis & Yield Comparison: The Bancorp Inc. vs PNC Financial Services Group, Inc.
| Metric | TBBK | PNC |
|---|---|---|
| Last 12-Month Dividend | N/A | $6.70 |
| Last 12-Month Dividend Yield | N/A | 3.02% |
| 3-Year Avg Annual Dividend | N/A | $6.40 |
| 3-Year Avg Dividend Yield | N/A | 1.00% |
| 3-Year Total Dividends | N/A | $19.20 |
| Ex-Dividend Date | N/A | Jan 20, 2026 |