Trico Bancshares [TCBK] vs PNC Financial [PNC] Detailed Stock Comparison

Trico Bancshares

NASDAQ
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PNC Financial Services Group, Inc.

NYSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Trico Bancshares wins in 10 metrics, PNC Financial Services Group, Inc. wins in 8 metrics, with 0 ties. Trico Bancshares appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Trico Bancshares PNC Financial Services Group, Inc. Better
P/E Ratio (TTM) 12.86 12.56 PNC Financial Services Group, Inc.
Price-to-Book Ratio 1.23 1.39 Trico Bancshares
Debt-to-Equity Ratio 0.06 1.12 Trico Bancshares
PEG Ratio 0.71 11.84 Trico Bancshares
Profit Margin (TTM) 30.99% 28.75% Trico Bancshares
Operating Margin (TTM) 43.72% 35.28% Trico Bancshares
EBITDA Margin (TTM) 43.72% 35.28% Trico Bancshares
Return on Equity 9.99% 11.33% PNC Financial Services Group, Inc.
Return on Assets (TTM) 1.30% 1.09% Trico Bancshares
Free Cash Flow (TTM) $127.93M $7.88B PNC Financial Services Group, Inc.
Dividend Yield 3.50% 3.02% Trico Bancshares
1-Year Return 27.32% 27.22% Trico Bancshares
Price-to-Sales Ratio (TTM) 3.92 3.35 PNC Financial Services Group, Inc.
Enterprise Value $1.41B $128.31B PNC Financial Services Group, Inc.
EV/Revenue Ratio 3.39 6.11 Trico Bancshares
Revenue per Share (TTM) $13 $53 PNC Financial Services Group, Inc.
Earnings per Share (Diluted) $3.94 $14.15 PNC Financial Services Group, Inc.
Beta (Stock Volatility) N/A 1.07 N/A
Short % of Float 3.51% 1.26% PNC Financial Services Group, Inc.

Trico Bancshares vs PNC Financial Services Group, Inc. Stock Performance Analysis

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TCBK
PNC

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Trico Bancshares-2.80%-1.27%1.20%4.78%4.35%7.47%
PNC Financial Services Group, Inc.-1.24%0.10%1.37%3.17%15.08%4.52%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Trico Bancshares27.32%38.87%6.01%78.50%278.82%82.67%
PNC Financial Services Group, Inc.27.22%78.93%13.98%149.66%272.63%219.68%

Performance & Financial Health Analysis: Trico Bancshares vs PNC Financial Services Group, Inc.

MetricTCBKPNC
Market Information
Market Cap i$1.63B$70.31B
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i127,9221,904,080
90 Day Avg. Volume i142,6811,960,760
Last Close$49.25$218.27
52 Week Range$36.32 - $53.18$172.73 - $243.94
% from 52W High-7.39%-10.52%
All-Time High$58.62 (Oct 31, 2022)$243.94 (Feb 06, 2026)
% from All-Time High-15.98%-10.52%
Growth Metrics
Quarterly Revenue Growth0.11%0.05%
Quarterly Earnings Growth0.28%0.11%
Financial Health
Profit Margin (TTM) i0.31%0.29%
Operating Margin (TTM) i0.44%0.35%
Return on Equity (TTM) i0.10%0.11%
Debt to Equity (MRQ) i0.061.12
Cash & Liquidity
Book Value per Share (MRQ)$41.07$127.98
Cash per Share (MRQ)$9.36$27.54
Operating Cash Flow (TTM) i$120.38M$5.61B
Levered Free Cash Flow (TTM) i$121.56M$5.50B
Dividends
Last 12-Month Dividend Yield i3.50%3.02%
Last 12-Month Dividend i$1.74$6.70

Valuation & Enterprise Metrics Analysis: Trico Bancshares vs PNC Financial Services Group, Inc.

MetricTCBK (Apr 24, 2026)PNC (Jun 13, 2025)
Price Ratios
P/E Ratio (TTM) i12.8612.56
Forward P/E i12.0211.84
PEG Ratio i0.7111.84
Price to Sales (TTM) i3.923.35
Price to Book (MRQ) i1.231.39
Market Capitalization
Market Capitalization i$1.63B$70.31B
Enterprise Value i$1.41B$128.31B
Enterprise Value Metrics
Enterprise to Revenue i3.396.11
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta iN/A1.07
Book Value per Share (MRQ) i$41.07$127.98

Financial Statements Comparison: Trico Bancshares vs PNC Financial Services Group, Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricTCBK (2025)PNC (2024)
Revenue/Sales i411.34M20.81B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i166.16M7.24B
Pre-Tax Income % of Revenue i40.4%34.8%
Income Tax i44.60M1.29B
Income Tax % of Revenue i10.8%6.2%
Net Income (Profit) i121.56M5.95B
Profit Margin i29.6%28.6%

Balance Sheet & Liquidity Metrics

MetricTCBK (2025)PNC (2024)
Cash & Equivalents i157.01M46.25B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i80.23M61.67B
Long-Term Debt % of Revenue i19.5%296.4%
Total Shareholders Equity i1.33B54.47B
Retained Earnings i740.24M59.28B
Retained Earnings % of Revenue i180.0%284.9%
Property, Plant & Equipment i25.51MN/A

Cash Flow Statement Comparison

MetricTCBK (2025)PNC (2024)
Operating Cash Flow i120.38M7.96B
Operating Cash Flow % of Revenue i29.3%38.3%
Capital Expenditures i-5.36MN/A
Free Cash Flow i127.93M7.88B
FCF Margin i31.1%37.9%
Debt Repayment i-137.85M-23.75B
Common Stock Repurchase i-32.05M-1.19B

Short Interest & Institutional Ownership Analysis

MetricTCBKPNC
Shares Short i1.07M4.98M
Short Ratio i6.302.41
Short % of Float i3.51%1.26%
Shares Outstanding i32.33M395.94M
Float Shares i30.61M392.38M
% Held by Insiders i8.46%0.38%
% Held by Institutions i72.33%85.29%
% Held by Public i19.21%14.33%

Dividend Analysis & Yield Comparison: Trico Bancshares vs PNC Financial Services Group, Inc.

MetricTCBKPNC
Last 12-Month Dividend i$1.74$6.70
Last 12-Month Dividend Yield i3.50%3.02%
3-Year Avg Annual Dividend i$1.42$6.40
3-Year Avg Dividend Yield i0.80%1.00%
3-Year Total Dividends i$4.26$19.20
Ex-Dividend DateMar 06, 2026Jan 20, 2026