Trico Bancshares [TCBK] vs U.S. Bancorp [USB] Detailed Stock Comparison
Trico Bancshares
NASDAQ
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U.S. Bancorp
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Trico Bancshares wins in 9 metrics, U.S. Bancorp wins in 9 metrics, with 0 ties. Both stocks appear equally matched on key metrics.
View Metrics Details
Vital Metrics Comparison
| Metric | Trico Bancshares | U.S. Bancorp | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 12.99 | 11.50 | U.S. Bancorp |
| Price-to-Book Ratio | 1.13 | 1.37 | Trico Bancshares |
| Debt-to-Equity Ratio | 0.11 | 1.34 | Trico Bancshares |
| PEG Ratio | -2.86 | 0.80 | Trico Bancshares |
| Profit Margin (TTM) | 28.62% | 27.00% | Trico Bancshares |
| Operating Margin (TTM) | 38.22% | 37.33% | Trico Bancshares |
| EBITDA Margin (TTM) | 38.22% | 37.33% | Trico Bancshares |
| Return on Equity | 9.17% | 11.67% | U.S. Bancorp |
| Return on Assets (TTM) | 1.14% | 1.01% | Trico Bancshares |
| Free Cash Flow (TTM) | $105.15M | $11.27B | U.S. Bancorp |
| Dividend Yield | 3.72% | 4.60% | U.S. Bancorp |
| 1-Year Return | 2.04% | 3.16% | U.S. Bancorp |
| Price-to-Sales Ratio (TTM) | 3.66 | 2.93 | U.S. Bancorp |
| Enterprise Value | $1.45B | $102.84B | U.S. Bancorp |
| EV/Revenue Ratio | 3.70 | 4.02 | Trico Bancshares |
| Revenue per Share (TTM) | $12 | $16 | U.S. Bancorp |
| Earnings per Share (Diluted) | $3.39 | $4.18 | U.S. Bancorp |
| Beta (Stock Volatility) | 0.64 | 1.08 | Trico Bancshares |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Trico Bancshares vs U.S. Bancorp Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Trico Bancshares | -1.62% | -0.18% | -2.24% | 4.96% | 23.08% | 2.99% |
| U.S. Bancorp | -0.44% | -2.59% | -1.91% | -0.13% | 29.67% | -0.29% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Trico Bancshares | 2.04% | -11.68% | 56.18% | 75.26% | 176.62% | 106.98% |
| U.S. Bancorp | 3.16% | 11.60% | 21.92% | 17.05% | 111.71% | 70.67% |
News Based Sentiment: Trico Bancshares vs U.S. Bancorp
Trico Bancshares
News based Sentiment: MIXED
The month presented a mixed bag for TriCo Bancshares, with strong Q2 earnings and a dividend increase countered by an analyst downgrade. While the company demonstrates financial strength and shareholder commitment, the conflicting signals require investors to carefully weigh the potential risks and rewards.
U.S. Bancorp
News based Sentiment: MIXED
October saw U.S. Bancorp maintaining a generally positive outlook with a dividend increase and a 'Buy' rating from Wells Fargo. However, this was tempered by institutional selling and insider transactions, creating a mixed investment narrative. The upcoming earnings release will be key to resolving this ambiguity.
Performance & Financial Health Analysis: Trico Bancshares vs U.S. Bancorp
| Metric | TCBK | USB |
|---|---|---|
| Market Information | ||
| Market Cap | $1.47B | $77.24B |
| Market Cap Category | Small cap | Large cap |
| 10 Day Avg. Volume | 72,251 | 8,651,060 |
| 90 Day Avg. Volume | 90,450 | 9,873,513 |
| Last Close | $43.76 | $47.51 |
| 52 Week Range | $35.20 - $51.06 | $35.18 - $53.98 |
| % from 52W High | -14.30% | -11.99% |
| All-Time High | $58.62 (Oct 31, 2022) | $63.57 (Jan 10, 2022) |
| % from All-Time High | -25.35% | -25.26% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.02% | 0.03% |
| Quarterly Earnings Growth | -0.05% | 0.13% |
| Financial Health | ||
| Profit Margin (TTM) | 0.29% | 0.27% |
| Operating Margin (TTM) | 0.38% | 0.37% |
| Return on Equity (TTM) | 0.09% | 0.12% |
| Debt to Equity (MRQ) | 0.11 | 1.34 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $38.92 | $35.02 |
| Cash per Share (MRQ) | $4.00 | $39.85 |
| Operating Cash Flow (TTM) | $106.57M | $7.48B |
| Levered Free Cash Flow (TTM) | $114.87M | $5.91B |
| Dividends | ||
| Last 12-Month Dividend Yield | 3.72% | 4.60% |
| Last 12-Month Dividend | $1.68 | $1.99 |
Valuation & Enterprise Metrics Analysis: Trico Bancshares vs U.S. Bancorp
| Metric | TCBK | USB |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 12.99 | 11.50 |
| Forward P/E | 13.27 | 11.10 |
| PEG Ratio | -2.86 | 0.80 |
| Price to Sales (TTM) | 3.66 | 2.93 |
| Price to Book (MRQ) | 1.13 | 1.37 |
| Market Capitalization | ||
| Market Capitalization | $1.47B | $77.24B |
| Enterprise Value | $1.45B | $102.84B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 3.70 | 4.02 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.64 | 1.08 |
| Book Value per Share (MRQ) | $38.92 | $35.02 |
Financial Statements Comparison: Trico Bancshares vs U.S. Bancorp
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | TCBK | USB |
|---|---|---|
| Revenue/Sales | $101.77M | $6.93B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $37.81M | $2.16B |
| Income Tax | $10.27M | $443.00M |
| Net Income (Profit) | $27.54M | $1.72B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | TCBK | USB |
|---|---|---|
| Cash & Equivalents | $308.25M | $50.01B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $217.59M | $59.86B |
| Total Shareholders Equity | $1.26B | $60.56B |
| Retained Earnings | $693.38M | $77.69B |
| Property, Plant & Equipment | $93.28M | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | TCBK | USB |
|---|---|---|
| Operating Cash Flow | $19.54M | $-750.00M |
| Capital Expenditures | $-1.69M | N/A |
| Free Cash Flow | $22.83M | $-285.00M |
| Debt Repayment | N/A | $-2.10B |
| Common Stock Repurchase | $-4.11M | $-160.00M |
Short Interest & Institutional Ownership Analysis
| Metric | TCBK | USB |
|---|---|---|
| Shares Short | 556,569 | 22.01M |
| Short Ratio | 6.67 | 2.51 |
| Short % of Float | 0.02% | 0.01% |
| Average Daily Volume (10 Day) | 72,251 | 8,651,060 |
| Average Daily Volume (90 Day) | 90,450 | 9,873,513 |
| Shares Outstanding | 32.97M | 1.56B |
| Float Shares | 30.99M | 1.55B |
| % Held by Insiders | 0.08% | 0.00% |
| % Held by Institutions | 0.68% | 0.82% |
Dividend Analysis & Yield Comparison: Trico Bancshares vs U.S. Bancorp
| Metric | TCBK | USB |
|---|---|---|
| Last 12-Month Dividend | $1.68 | $1.99 |
| Last 12-Month Dividend Yield | 3.72% | 4.60% |
| 3-Year Avg Annual Dividend | $1.38 | $1.78 |
| 3-Year Avg Dividend Yield | 0.78% | 1.19% |
| 3-Year Total Dividends | $4.14 | $5.35 |
| Ex-Dividend Date | Sep 05, 2025 | Mar 31, 2025 |