Trico Bancshares [TCBK] vs U.S. Bancorp [USB] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: Trico Bancshares wins in 9 metrics, U.S. Bancorp wins in 9 metrics, with 0 ties. Both stocks appear equally matched on key metrics.
View Metrics Details
Vital Metrics Comparison
| Metric | Trico Bancshares | U.S. Bancorp | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 12.86 | 11.92 | U.S. Bancorp |
| Price-to-Book Ratio | 1.23 | 1.51 | Trico Bancshares |
| Debt-to-Equity Ratio | 0.06 | 1.21 | Trico Bancshares |
| PEG Ratio | 0.71 | 0.82 | Trico Bancshares |
| Profit Margin (TTM) | 30.99% | 29.29% | Trico Bancshares |
| Operating Margin (TTM) | 43.72% | 37.84% | Trico Bancshares |
| EBITDA Margin (TTM) | 43.72% | 37.84% | Trico Bancshares |
| Return on Equity | 9.99% | 12.35% | U.S. Bancorp |
| Return on Assets (TTM) | 1.30% | 1.14% | Trico Bancshares |
| Free Cash Flow (TTM) | $127.93M | $7.97B | U.S. Bancorp |
| Dividend Yield | 3.50% | 3.82% | U.S. Bancorp |
| 1-Year Return | 27.32% | 25.83% | Trico Bancshares |
| Price-to-Sales Ratio (TTM) | 3.92 | 3.32 | U.S. Bancorp |
| Enterprise Value | $1.41B | $126.46B | U.S. Bancorp |
| EV/Revenue Ratio | 3.39 | 4.75 | Trico Bancshares |
| Revenue per Share (TTM) | $13 | $17 | U.S. Bancorp |
| Earnings per Share (Diluted) | $3.94 | $4.77 | U.S. Bancorp |
| Beta (Stock Volatility) | N/A | 1.03 | N/A |
| Short % of Float | 3.51% | 0.00% | U.S. Bancorp |
Trico Bancshares vs U.S. Bancorp Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Trico Bancshares | -2.80% | -1.27% | 1.20% | 4.78% | 4.35% | 7.47% |
| U.S. Bancorp | -2.67% | -1.12% | -1.16% | -0.05% | 9.90% | 1.24% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Trico Bancshares | 27.32% | 38.87% | 6.01% | 78.50% | 278.82% | 82.67% |
| U.S. Bancorp | 25.83% | 72.81% | -9.74% | 29.45% | 123.42% | 73.14% |
Performance & Financial Health Analysis: Trico Bancshares vs U.S. Bancorp
| Metric | TCBK | USB |
|---|---|---|
| Market Information | ||
| Market Cap | $1.63B | $88.06B |
| Market Cap Category | Small cap | Large cap |
| 10 Day Avg. Volume | 127,922 | 9,829,002 |
| 90 Day Avg. Volume | 142,681 | 10,401,007 |
| Last Close | $49.25 | $53.14 |
| 52 Week Range | $36.32 - $53.18 | $42.55 - $61.19 |
| % from 52W High | -7.39% | -13.16% |
| All-Time High | $58.62 (Oct 31, 2022) | $63.57 (Jan 10, 2022) |
| % from All-Time High | -15.98% | -16.41% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.11% | 0.05% |
| Quarterly Earnings Growth | 0.28% | 0.14% |
| Financial Health | ||
| Profit Margin (TTM) | 0.31% | 0.29% |
| Operating Margin (TTM) | 0.44% | 0.38% |
| Return on Equity (TTM) | 0.10% | 0.12% |
| Debt to Equity (MRQ) | 0.06 | 1.21 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $41.07 | $37.54 |
| Cash per Share (MRQ) | $9.36 | $31.14 |
| Operating Cash Flow (TTM) | $120.38M | $6.04B |
| Levered Free Cash Flow (TTM) | $121.56M | $7.19B |
| Dividends | ||
| Last 12-Month Dividend Yield | 3.50% | 3.82% |
| Last 12-Month Dividend | $1.74 | $2.04 |
Valuation & Enterprise Metrics Analysis: Trico Bancshares vs U.S. Bancorp
| Metric | TCBK (Apr 24, 2026) | USB (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 12.86 | 11.92 |
| Forward P/E | 12.02 | 10.09 |
| PEG Ratio | 0.71 | 0.82 |
| Price to Sales (TTM) | 3.92 | 3.32 |
| Price to Book (MRQ) | 1.23 | 1.51 |
| Market Capitalization | ||
| Market Capitalization | $1.63B | $88.06B |
| Enterprise Value | $1.41B | $126.46B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 3.39 | 4.75 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | N/A | 1.03 |
| Book Value per Share (MRQ) | $41.07 | $37.54 |
Financial Statements Comparison: Trico Bancshares vs U.S. Bancorp
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | TCBK (2025) | USB (2025) |
|---|---|---|
| Revenue/Sales | 411.34M | 28.54B |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | 166.16M | 9.52B |
| Pre-Tax Income % of Revenue | 40.4% | 33.3% |
| Income Tax | 44.60M | 1.92B |
| Income Tax % of Revenue | 10.8% | 6.7% |
| Net Income (Profit) | 121.56M | 7.60B |
| Profit Margin | 29.6% | 26.6% |
Balance Sheet & Liquidity Metrics
| Metric | TCBK (2025) | USB (2025) |
|---|---|---|
| Cash & Equivalents | 157.01M | 46.89B |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | 80.23M | 60.76B |
| Long-Term Debt % of Revenue | 19.5% | 212.9% |
| Total Shareholders Equity | 1.33B | 65.65B |
| Retained Earnings | 740.24M | 80.91B |
| Retained Earnings % of Revenue | 180.0% | 283.5% |
| Property, Plant & Equipment | 25.51M | 1.51B |
Cash Flow Statement Comparison
| Metric | TCBK (2025) | USB (2025) |
|---|---|---|
| Operating Cash Flow | 120.38M | 6.04B |
| Operating Cash Flow % of Revenue | 29.3% | 21.2% |
| Capital Expenditures | -5.36M | N/A |
| Free Cash Flow | 127.93M | 7.97B |
| FCF Margin | 31.1% | 27.9% |
| Debt Repayment | -137.85M | -9.05B |
| Common Stock Repurchase | -32.05M | -489.00M |
Short Interest & Institutional Ownership Analysis
| Metric | TCBK | USB |
|---|---|---|
| Shares Short | 1.07M | 27,002 |
| Short Ratio | 6.30 | 0.00 |
| Short % of Float | 3.51% | 0.00% |
| Shares Outstanding | 32.33M | 1.56B |
| Float Shares | 30.61M | 1.55B |
| % Held by Insiders | 8.46% | 0.14% |
| % Held by Institutions | 72.33% | 83.55% |
| % Held by Public | 19.21% | 16.31% |
Dividend Analysis & Yield Comparison: Trico Bancshares vs U.S. Bancorp
| Metric | TCBK | USB |
|---|---|---|
| Last 12-Month Dividend | $1.74 | $2.04 |
| Last 12-Month Dividend Yield | 3.50% | 3.82% |
| 3-Year Avg Annual Dividend | $1.42 | $1.98 |
| 3-Year Avg Dividend Yield | 0.80% | 1.19% |
| 3-Year Total Dividends | $4.26 | $5.95 |
| Ex-Dividend Date | Mar 06, 2026 | Dec 31, 2025 |