Triumph Financial [TFIN] vs PNC Financial [PNC] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Triumph Financial Inc. wins in 2 metrics, PNC Financial Services Group, Inc. wins in 15 metrics, with 0 ties. PNC Financial Services Group, Inc. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Triumph Financial Inc. PNC Financial Services Group, Inc. Better
P/E Ratio (TTM) 52.87 12.56 PNC Financial Services Group, Inc.
Price-to-Book Ratio 1.67 1.39 PNC Financial Services Group, Inc.
Debt-to-Equity Ratio 0.15 1.12 Triumph Financial Inc.
PEG Ratio -0.06 11.84 PNC Financial Services Group, Inc.
Profit Margin (TTM) 7.17% 28.75% PNC Financial Services Group, Inc.
Operating Margin (TTM) 14.12% 35.28% PNC Financial Services Group, Inc.
EBITDA Margin (TTM) 14.12% 35.28% PNC Financial Services Group, Inc.
Return on Equity 3.44% 11.33% PNC Financial Services Group, Inc.
Return on Assets (TTM) 0.48% 1.09% PNC Financial Services Group, Inc.
Free Cash Flow (TTM) $31.29M $7.88B PNC Financial Services Group, Inc.
Dividend Yield N/A 3.02% N/A
1-Year Return 23.33% 27.22% PNC Financial Services Group, Inc.
Price-to-Sales Ratio (TTM) 3.39 3.35 PNC Financial Services Group, Inc.
Enterprise Value $1.10B $128.31B PNC Financial Services Group, Inc.
EV/Revenue Ratio 2.50 6.11 Triumph Financial Inc.
Revenue per Share (TTM) $19 $53 PNC Financial Services Group, Inc.
Earnings per Share (Diluted) $1.19 $14.15 PNC Financial Services Group, Inc.
Beta (Stock Volatility) N/A 1.07 N/A
Short % of Float 16.10% 1.26% PNC Financial Services Group, Inc.

Triumph Financial Inc. vs PNC Financial Services Group, Inc. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Triumph Financial Inc.-5.35%-2.66%3.99%11.51%13.64%7.78%
PNC Financial Services Group, Inc.-1.24%-1.15%0.11%2.45%10.24%3.22%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Triumph Financial Inc.23.33%22.55%-14.64%341.72%239.29%239.29%
PNC Financial Services Group, Inc.27.22%78.93%13.98%149.66%272.63%219.68%

Performance & Financial Health Analysis: Triumph Financial Inc. vs PNC Financial Services Group, Inc.

MetricTFINPNC
Market Information
Market Cap i$1.60B$70.31B
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i289,7611,904,080
90 Day Avg. Volume i249,9541,960,760
Last Close$68.30$218.27
52 Week Range$46.43 - $77.84$172.73 - $243.94
% from 52W High-12.26%-10.52%
All-Time High$136.01 (Dec 06, 2021)$243.94 (Feb 06, 2026)
% from All-Time High-49.78%-10.52%
Growth Metrics
Quarterly Revenue Growth0.06%0.05%
Quarterly Earnings Growth372.82%0.11%
Financial Health
Profit Margin (TTM) i0.07%0.29%
Operating Margin (TTM) i0.14%0.35%
Return on Equity (TTM) i0.03%0.11%
Debt to Equity (MRQ) i0.151.12
Cash & Liquidity
Book Value per Share (MRQ)$37.73$127.98
Cash per Share (MRQ)$24.45$27.54
Operating Cash Flow (TTM) i$75.74M$5.61B
Levered Free Cash Flow (TTM) i$22.15M$5.50B
Dividends
Last 12-Month Dividend Yield iN/A3.02%
Last 12-Month Dividend i$0.00$6.70

Valuation & Enterprise Metrics Analysis: Triumph Financial Inc. vs PNC Financial Services Group, Inc.

MetricTFIN (Apr 24, 2026)PNC (Jun 13, 2025)
Price Ratios
P/E Ratio (TTM) i52.8712.56
Forward P/E i24.8511.84
PEG Ratio i-0.0611.84
Price to Sales (TTM) i3.393.35
Price to Book (MRQ) i1.671.39
Market Capitalization
Market Capitalization i$1.60B$70.31B
Enterprise Value i$1.10B$128.31B
Enterprise Value Metrics
Enterprise to Revenue i2.506.11
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta iN/A1.07
Book Value per Share (MRQ) i$37.73$127.98

Financial Statements Comparison: Triumph Financial Inc. vs PNC Financial Services Group, Inc.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricTFIN (2025)PNC (2024)
Revenue/Sales i423.83M20.81B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i32.99M7.24B
Pre-Tax Income % of Revenue i7.8%34.8%
Income Tax i7.63M1.29B
Income Tax % of Revenue i1.8%6.2%
Net Income (Profit) i25.36M5.95B
Profit Margin i6.0%28.6%

Balance Sheet & Liquidity Metrics

MetricTFIN (2025)PNC (2024)
Cash & Equivalents i248.47M46.25B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i392.87M61.67B
Long-Term Debt % of Revenue i92.7%296.4%
Total Shareholders Equity i941.77M54.47B
Retained Earnings i571.37M59.28B
Retained Earnings % of Revenue i134.8%284.9%
Property, Plant & Equipment i11.43MN/A

Cash Flow Statement Comparison

MetricTFIN (2025)PNC (2024)
Operating Cash Flow i78.80M7.96B
Operating Cash Flow % of Revenue i18.6%38.3%
Capital Expenditures i70.31MN/A
Free Cash Flow i31.29M7.88B
FCF Margin i7.4%37.9%
Debt Repayment i0-23.75B
Common Stock Repurchase i-2.23M-1.19B

Short Interest & Institutional Ownership Analysis

MetricTFINPNC
Shares Short i3.10M4.98M
Short Ratio i13.332.41
Short % of Float i16.10%1.26%
Shares Outstanding i23.81M395.94M
Float Shares i21.11M392.38M
% Held by Insiders i5.19%0.38%
% Held by Institutions i100.84%85.29%
% Held by Public i-6.03%14.33%

Dividend Analysis & Yield Comparison: Triumph Financial Inc. vs PNC Financial Services Group, Inc.

MetricTFINPNC
Last 12-Month Dividend i$0.00$6.70
Last 12-Month Dividend Yield iN/A3.02%
3-Year Avg Annual Dividend i$0.00$6.40
3-Year Avg Dividend Yield iN/A1.00%
3-Year Total Dividends i$0.00$19.20
Ex-Dividend DateN/AJan 20, 2026