Triumph Financial [TFIN] vs PNC Financial [PNC] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: Triumph Financial Inc. wins in 2 metrics, PNC Financial Services Group, Inc. wins in 15 metrics, with 0 ties. PNC Financial Services Group, Inc. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Triumph Financial Inc. | PNC Financial Services Group, Inc. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 52.87 | 12.56 | PNC Financial Services Group, Inc. |
| Price-to-Book Ratio | 1.67 | 1.39 | PNC Financial Services Group, Inc. |
| Debt-to-Equity Ratio | 0.15 | 1.12 | Triumph Financial Inc. |
| PEG Ratio | -0.06 | 11.84 | PNC Financial Services Group, Inc. |
| Profit Margin (TTM) | 7.17% | 28.75% | PNC Financial Services Group, Inc. |
| Operating Margin (TTM) | 14.12% | 35.28% | PNC Financial Services Group, Inc. |
| EBITDA Margin (TTM) | 14.12% | 35.28% | PNC Financial Services Group, Inc. |
| Return on Equity | 3.44% | 11.33% | PNC Financial Services Group, Inc. |
| Return on Assets (TTM) | 0.48% | 1.09% | PNC Financial Services Group, Inc. |
| Free Cash Flow (TTM) | $31.29M | $7.88B | PNC Financial Services Group, Inc. |
| Dividend Yield | N/A | 3.02% | N/A |
| 1-Year Return | 23.33% | 27.22% | PNC Financial Services Group, Inc. |
| Price-to-Sales Ratio (TTM) | 3.39 | 3.35 | PNC Financial Services Group, Inc. |
| Enterprise Value | $1.10B | $128.31B | PNC Financial Services Group, Inc. |
| EV/Revenue Ratio | 2.50 | 6.11 | Triumph Financial Inc. |
| Revenue per Share (TTM) | $19 | $53 | PNC Financial Services Group, Inc. |
| Earnings per Share (Diluted) | $1.19 | $14.15 | PNC Financial Services Group, Inc. |
| Beta (Stock Volatility) | N/A | 1.07 | N/A |
| Short % of Float | 16.10% | 1.26% | PNC Financial Services Group, Inc. |
Triumph Financial Inc. vs PNC Financial Services Group, Inc. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Triumph Financial Inc. | -5.35% | -2.66% | 3.99% | 11.51% | 13.64% | 7.78% |
| PNC Financial Services Group, Inc. | -1.24% | -1.15% | 0.11% | 2.45% | 10.24% | 3.22% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Triumph Financial Inc. | 23.33% | 22.55% | -14.64% | 341.72% | 239.29% | 239.29% |
| PNC Financial Services Group, Inc. | 27.22% | 78.93% | 13.98% | 149.66% | 272.63% | 219.68% |
Performance & Financial Health Analysis: Triumph Financial Inc. vs PNC Financial Services Group, Inc.
| Metric | TFIN | PNC |
|---|---|---|
| Market Information | ||
| Market Cap | $1.60B | $70.31B |
| Market Cap Category | Small cap | Large cap |
| 10 Day Avg. Volume | 289,761 | 1,904,080 |
| 90 Day Avg. Volume | 249,954 | 1,960,760 |
| Last Close | $68.30 | $218.27 |
| 52 Week Range | $46.43 - $77.84 | $172.73 - $243.94 |
| % from 52W High | -12.26% | -10.52% |
| All-Time High | $136.01 (Dec 06, 2021) | $243.94 (Feb 06, 2026) |
| % from All-Time High | -49.78% | -10.52% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.06% | 0.05% |
| Quarterly Earnings Growth | 372.82% | 0.11% |
| Financial Health | ||
| Profit Margin (TTM) | 0.07% | 0.29% |
| Operating Margin (TTM) | 0.14% | 0.35% |
| Return on Equity (TTM) | 0.03% | 0.11% |
| Debt to Equity (MRQ) | 0.15 | 1.12 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $37.73 | $127.98 |
| Cash per Share (MRQ) | $24.45 | $27.54 |
| Operating Cash Flow (TTM) | $75.74M | $5.61B |
| Levered Free Cash Flow (TTM) | $22.15M | $5.50B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 3.02% |
| Last 12-Month Dividend | $0.00 | $6.70 |
Valuation & Enterprise Metrics Analysis: Triumph Financial Inc. vs PNC Financial Services Group, Inc.
| Metric | TFIN (Apr 24, 2026) | PNC (Jun 13, 2025) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 52.87 | 12.56 |
| Forward P/E | 24.85 | 11.84 |
| PEG Ratio | -0.06 | 11.84 |
| Price to Sales (TTM) | 3.39 | 3.35 |
| Price to Book (MRQ) | 1.67 | 1.39 |
| Market Capitalization | ||
| Market Capitalization | $1.60B | $70.31B |
| Enterprise Value | $1.10B | $128.31B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 2.50 | 6.11 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | N/A | 1.07 |
| Book Value per Share (MRQ) | $37.73 | $127.98 |
Financial Statements Comparison: Triumph Financial Inc. vs PNC Financial Services Group, Inc.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | TFIN (2025) | PNC (2024) |
|---|---|---|
| Revenue/Sales | 423.83M | 20.81B |
| Cost of Goods Sold | N/A | N/A |
| COGS % of Revenue | 0.0% | 0.0% |
| Gross Profit | N/A | N/A |
| Gross Margin | 0.0% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| Operating Margin | 0.0% | 0.0% |
| EBITDA | N/A | N/A |
| EBITDA Margin | 0.0% | 0.0% |
| Pre-Tax Income | 32.99M | 7.24B |
| Pre-Tax Income % of Revenue | 7.8% | 34.8% |
| Income Tax | 7.63M | 1.29B |
| Income Tax % of Revenue | 1.8% | 6.2% |
| Net Income (Profit) | 25.36M | 5.95B |
| Profit Margin | 6.0% | 28.6% |
Balance Sheet & Liquidity Metrics
| Metric | TFIN (2025) | PNC (2024) |
|---|---|---|
| Cash & Equivalents | 248.47M | 46.25B |
| Total Current Assets | N/A | N/A |
| Total Current Assets % of Revenue | 0.0% | 0.0% |
| Total Current Liabilities | N/A | N/A |
| Total Current Liabilities % of Revenue | 0.0% | 0.0% |
| Long-Term Debt | 392.87M | 61.67B |
| Long-Term Debt % of Revenue | 92.7% | 296.4% |
| Total Shareholders Equity | 941.77M | 54.47B |
| Retained Earnings | 571.37M | 59.28B |
| Retained Earnings % of Revenue | 134.8% | 284.9% |
| Property, Plant & Equipment | 11.43M | N/A |
Cash Flow Statement Comparison
| Metric | TFIN (2025) | PNC (2024) |
|---|---|---|
| Operating Cash Flow | 78.80M | 7.96B |
| Operating Cash Flow % of Revenue | 18.6% | 38.3% |
| Capital Expenditures | 70.31M | N/A |
| Free Cash Flow | 31.29M | 7.88B |
| FCF Margin | 7.4% | 37.9% |
| Debt Repayment | 0 | -23.75B |
| Common Stock Repurchase | -2.23M | -1.19B |
Short Interest & Institutional Ownership Analysis
| Metric | TFIN | PNC |
|---|---|---|
| Shares Short | 3.10M | 4.98M |
| Short Ratio | 13.33 | 2.41 |
| Short % of Float | 16.10% | 1.26% |
| Shares Outstanding | 23.81M | 395.94M |
| Float Shares | 21.11M | 392.38M |
| % Held by Insiders | 5.19% | 0.38% |
| % Held by Institutions | 100.84% | 85.29% |
| % Held by Public | -6.03% | 14.33% |
Dividend Analysis & Yield Comparison: Triumph Financial Inc. vs PNC Financial Services Group, Inc.
| Metric | TFIN | PNC |
|---|---|---|
| Last 12-Month Dividend | $0.00 | $6.70 |
| Last 12-Month Dividend Yield | N/A | 3.02% |
| 3-Year Avg Annual Dividend | $0.00 | $6.40 |
| 3-Year Avg Dividend Yield | N/A | 1.00% |
| 3-Year Total Dividends | $0.00 | $19.20 |
| Ex-Dividend Date | N/A | Jan 20, 2026 |