Triumph Financial [TFIN] vs U.S. Bancorp [USB] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: Triumph Financial wins in 3 metrics, U.S. Bancorp wins in 14 metrics, with 0 ties. U.S. Bancorp appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricTriumph FinancialU.S. BancorpBetter
P/E Ratio (TTM)134.3211.75U.S. Bancorp
Price-to-Book Ratio1.621.40U.S. Bancorp
Debt-to-Equity Ratio0.351.34Triumph Financial
PEG Ratio1.540.81U.S. Bancorp
Profit Margin (TTM)3.33%27.00%U.S. Bancorp
Operating Margin (TTM)13.87%37.33%U.S. Bancorp
EBITDA Margin (TTM)13.87%37.33%U.S. Bancorp
Return on Equity1.53%11.67%U.S. Bancorp
Return on Assets (TTM)0.22%1.01%U.S. Bancorp
Free Cash Flow (TTM)$-28.59M$11.27BU.S. Bancorp
Dividend YieldN/A4.60%N/A
1-Year Return-27.20%10.11%U.S. Bancorp
Price-to-Sales Ratio (TTM)3.432.99U.S. Bancorp
Enterprise Value$1.49B$104.49BU.S. Bancorp
EV/Revenue Ratio3.634.09Triumph Financial
Revenue per Share (TTM)$17$16Triumph Financial
Earnings per Share (Diluted)$0.44$4.18U.S. Bancorp
Beta (Stock Volatility)1.301.07U.S. Bancorp
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Triumph Financial vs U.S. Bancorp Stock Performance Analysis

Loading Price Chart...

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Triumph Financial4.01%-7.44%9.10%-0.14%-1.09%-33.42%
U.S. Bancorp-0.39%0.68%7.34%11.25%17.87%2.65%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Triumph Financial-27.20%-3.37%105.21%255.81%181.43%181.43%
U.S. Bancorp10.11%7.11%30.60%19.33%115.39%64.04%

News Based Sentiment: Triumph Financial vs U.S. Bancorp

Triumph Financial

News based Sentiment: MIXED

September presented a mixed picture for Triumph Financial, with insider selling and a slight stock dip balanced by management's confidence in revenue growth and a continued dividend payout. The upcoming Q3 earnings report will be critical in determining the company's overall performance and future direction, making this a moderately significant month for investors.

View Triumph Financial News Sentiment Analysis

U.S. Bancorp

News based Sentiment: POSITIVE

September was a generally positive month for U.S. Bancorp, highlighted by a dividend increase, better-than-expected earnings, and strategic moves into digital assets and small business services. While revenue guidance remains cautious, the overall narrative suggests a strengthening investment case and improved shareholder returns.

View U.S. Bancorp News Sentiment Analysis

Performance & Financial Health Analysis: Triumph Financial vs U.S. Bancorp

MetricTFINUSB
Market Information
Market Cap i$1.40B$76.46B
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i199,1309,359,840
90 Day Avg. Volume i194,0408,345,997
Last Close$59.10$49.13
52 Week Range$42.90 - $110.58$35.18 - $53.98
% from 52W High-46.55%-8.98%
All-Time High$136.01 (Dec 06, 2021)$63.57 (Jan 10, 2022)
% from All-Time High-56.55%-22.72%
Growth Metrics
Quarterly Revenue Growth0.08%0.03%
Quarterly Earnings Growth0.61%0.13%
Financial Health
Profit Margin (TTM) i0.03%0.27%
Operating Margin (TTM) i0.14%0.37%
Return on Equity (TTM) i0.02%0.12%
Debt to Equity (MRQ) i0.351.34
Cash & Liquidity
Book Value per Share (MRQ)$36.56$35.02
Cash per Share (MRQ)$11.90$39.85
Operating Cash Flow (TTM) i$53.62M$7.48B
Levered Free Cash Flow (TTM) i$12.88M$5.91B
Dividends
Last 12-Month Dividend Yield iN/A4.60%
Last 12-Month Dividend i$0.00$1.99

Valuation & Enterprise Metrics Analysis: Triumph Financial vs U.S. Bancorp

MetricTFINUSB
Price Ratios
P/E Ratio (TTM) i134.3211.75
Forward P/E i36.4811.35
PEG Ratio i1.540.81
Price to Sales (TTM) i3.432.99
Price to Book (MRQ) i1.621.40
Market Capitalization
Market Capitalization i$1.40B$76.46B
Enterprise Value i$1.49B$104.49B
Enterprise Value Metrics
Enterprise to Revenue i3.634.09
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i1.301.07
Book Value per Share (MRQ) i$36.56$35.02

Financial Statements Comparison: Triumph Financial vs U.S. Bancorp

Financial Metrics

Loading Financial Charts...

Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)TFINUSB
Revenue/Sales i$101.57M$6.93B
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$70,000$2.16B
Income Tax i$53,000$443.00M
Net Income (Profit) i$17,000$1.72B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)TFINUSB
Cash & Equivalents i$282.35M$50.01B
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$292.45M$59.86B
Total Shareholders Equity i$912.38M$60.56B
Retained Earnings i$552.05M$77.69B
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)TFINUSB
Operating Cash Flow i$10.57M$-750.00M
Capital Expenditures i$-2.39MN/A
Free Cash Flow i$-3.17M$-285.00M
Debt Repayment iN/A$-2.10B
Common Stock Repurchase i$-2.10M$-160.00M

Short Interest & Institutional Ownership Analysis

MetricTFINUSB
Shares Short i2.24M22.06M
Short Ratio i11.632.62
Short % of Float i0.14%0.01%
Average Daily Volume (10 Day) i199,1309,359,840
Average Daily Volume (90 Day) i194,0408,345,997
Shares Outstanding i23.39M1.56B
Float Shares i21.32M1.55B
% Held by Insiders i0.05%0.00%
% Held by Institutions i0.97%0.82%

Dividend Analysis & Yield Comparison: Triumph Financial vs U.S. Bancorp

MetricTFINUSB
Last 12-Month Dividend i$0.00$1.99
Last 12-Month Dividend Yield iN/A4.60%
3-Year Avg Annual Dividend i$0.00$1.78
3-Year Avg Dividend Yield iN/A1.19%
3-Year Total Dividends i$0.00$5.35
Ex-Dividend DateN/AMar 31, 2025