Triumph Financial [TFIN] vs U.S. Bancorp [USB] Detailed Stock Comparison

Triumph Financial Inc.

NASDAQ
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U.S. Bancorp

NYSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Triumph Financial Inc. wins in 3 metrics, U.S. Bancorp wins in 14 metrics, with 0 ties. U.S. Bancorp appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Triumph Financial Inc. U.S. Bancorp Better
P/E Ratio (TTM) 52.87 11.92 U.S. Bancorp
Price-to-Book Ratio 1.67 1.51 U.S. Bancorp
Debt-to-Equity Ratio 0.15 1.21 Triumph Financial Inc.
PEG Ratio -0.06 0.82 U.S. Bancorp
Profit Margin (TTM) 7.17% 29.29% U.S. Bancorp
Operating Margin (TTM) 14.12% 37.84% U.S. Bancorp
EBITDA Margin (TTM) 14.12% 37.84% U.S. Bancorp
Return on Equity 3.44% 12.35% U.S. Bancorp
Return on Assets (TTM) 0.48% 1.14% U.S. Bancorp
Free Cash Flow (TTM) $31.29M $7.97B U.S. Bancorp
Dividend Yield N/A 3.82% N/A
1-Year Return 23.33% 25.83% U.S. Bancorp
Price-to-Sales Ratio (TTM) 3.39 3.32 U.S. Bancorp
Enterprise Value $1.10B $126.46B U.S. Bancorp
EV/Revenue Ratio 2.50 4.75 Triumph Financial Inc.
Revenue per Share (TTM) $19 $17 Triumph Financial Inc.
Earnings per Share (Diluted) $1.19 $4.77 U.S. Bancorp
Beta (Stock Volatility) N/A 1.03 N/A
Short % of Float 16.10% 0.00% U.S. Bancorp

Triumph Financial Inc. vs U.S. Bancorp Stock Performance Analysis

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TFIN
USB

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Triumph Financial Inc.-5.35%-2.66%3.99%11.51%13.64%7.78%
U.S. Bancorp-2.67%-2.83%-3.80%-1.57%4.34%-1.46%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Triumph Financial Inc.23.33%22.55%-14.64%341.72%239.29%239.29%
U.S. Bancorp25.83%72.81%-9.74%29.45%123.42%73.14%

Performance & Financial Health Analysis: Triumph Financial Inc. vs U.S. Bancorp

MetricTFINUSB
Market Information
Market Cap i$1.60B$88.06B
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i289,7619,829,002
90 Day Avg. Volume i249,95410,401,007
Last Close$68.30$53.14
52 Week Range$46.43 - $77.84$42.55 - $61.19
% from 52W High-12.26%-13.16%
All-Time High$136.01 (Dec 06, 2021)$63.57 (Jan 10, 2022)
% from All-Time High-49.78%-16.41%
Growth Metrics
Quarterly Revenue Growth0.06%0.05%
Quarterly Earnings Growth372.82%0.14%
Financial Health
Profit Margin (TTM) i0.07%0.29%
Operating Margin (TTM) i0.14%0.38%
Return on Equity (TTM) i0.03%0.12%
Debt to Equity (MRQ) i0.151.21
Cash & Liquidity
Book Value per Share (MRQ)$37.73$37.54
Cash per Share (MRQ)$24.45$31.14
Operating Cash Flow (TTM) i$75.74M$6.04B
Levered Free Cash Flow (TTM) i$22.15M$7.19B
Dividends
Last 12-Month Dividend Yield iN/A3.82%
Last 12-Month Dividend i$0.00$2.04

Valuation & Enterprise Metrics Analysis: Triumph Financial Inc. vs U.S. Bancorp

MetricTFIN (Apr 24, 2026)USB (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i52.8711.92
Forward P/E i24.8510.09
PEG Ratio i-0.060.82
Price to Sales (TTM) i3.393.32
Price to Book (MRQ) i1.671.51
Market Capitalization
Market Capitalization i$1.60B$88.06B
Enterprise Value i$1.10B$126.46B
Enterprise Value Metrics
Enterprise to Revenue i2.504.75
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta iN/A1.03
Book Value per Share (MRQ) i$37.73$37.54

Financial Statements Comparison: Triumph Financial Inc. vs U.S. Bancorp

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricTFIN (2025)USB (2025)
Revenue/Sales i423.83M28.54B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i0.0%0.0%
Gross Profit iN/AN/A
Gross Margin i0.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i0.0%0.0%
EBITDA iN/AN/A
EBITDA Margin i0.0%0.0%
Pre-Tax Income i32.99M9.52B
Pre-Tax Income % of Revenue i7.8%33.3%
Income Tax i7.63M1.92B
Income Tax % of Revenue i1.8%6.7%
Net Income (Profit) i25.36M7.60B
Profit Margin i6.0%26.6%

Balance Sheet & Liquidity Metrics

MetricTFIN (2025)USB (2025)
Cash & Equivalents i248.47M46.89B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i0.0%0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i0.0%0.0%
Long-Term Debt i392.87M60.76B
Long-Term Debt % of Revenue i92.7%212.9%
Total Shareholders Equity i941.77M65.65B
Retained Earnings i571.37M80.91B
Retained Earnings % of Revenue i134.8%283.5%
Property, Plant & Equipment i11.43M1.51B

Cash Flow Statement Comparison

MetricTFIN (2025)USB (2025)
Operating Cash Flow i78.80M6.04B
Operating Cash Flow % of Revenue i18.6%21.2%
Capital Expenditures i70.31MN/A
Free Cash Flow i31.29M7.97B
FCF Margin i7.4%27.9%
Debt Repayment i0-9.05B
Common Stock Repurchase i-2.23M-489.00M

Short Interest & Institutional Ownership Analysis

MetricTFINUSB
Shares Short i3.10M27,002
Short Ratio i13.330.00
Short % of Float i16.10%0.00%
Shares Outstanding i23.81M1.56B
Float Shares i21.11M1.55B
% Held by Insiders i5.19%0.14%
% Held by Institutions i100.84%83.55%
% Held by Public i-6.03%16.31%

Dividend Analysis & Yield Comparison: Triumph Financial Inc. vs U.S. Bancorp

MetricTFINUSB
Last 12-Month Dividend i$0.00$2.04
Last 12-Month Dividend Yield iN/A3.82%
3-Year Avg Annual Dividend i$0.00$1.98
3-Year Avg Dividend Yield iN/A1.19%
3-Year Total Dividends i$0.00$5.95
Ex-Dividend DateN/ADec 31, 2025